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CHICAGO, Ill. – The Boy Scouts of America (BSA) celebrated its 110th anniversary this month. Just days later, they filed for bankruptcy protection. The move came as the organization was hit with dozens of child sexual abuse lawsuits dating back decades. “The boy scouts have had the problem of pedophiles targeting their troops since the very earliest days,” said attorney Chris Hurley with the Chicago based law firm Hurley McKenna & Mertz. The firm has represented more than a dozen former boy scouts who claim they were the victims of sexual abuse. “The Boy Scouts approach over all those many years was to keep it secret, to suppress the information, not share it with the community and not really addressed the problem,” said Hurley. The problem, however, has been known for decades. Court records revealed that since the 1920s, the BSA compiled “red” lists of adult volunteers identified as potential child molesters. They were known as the “ineligible files” or “perversion files.” One serial pedophile, who was twice convicted in Indiana before preying on hundreds of boy scouts in Illinois, was Thomas Hacker. He was convicted in 1989 and sentenced to 100 years in prison, where he died. Hurley settled 18 cases brought by Hacker’s victims. “I interviewed Thomas Hacker in prison and asked him why he chose the Boy Scouts. And what he told me was. ‘It was just so easy. They really didn't do anything to stop me.’” Two weeks ago, the Boy Scouts of America announced a five-year-partnership with an organization that provides services to male survivors of sexual abuse. The BSA isn’t talking but issued a statement in which president & CEO Roger Mosby wrote: “We sincerely apologize to anyone who was harmed in Scouting. In addition to implementing strong policies to prevent abuse, we are dedicated to supporting victims when and how they need it.” Sweeping new legal changes extending or eliminating the statute of limitations for victims to sue their abusers have been passed in more than a dozen states like California, New York and New Jersey. That’s led to more survivors coming forward and filing suit, but with last week’s bankruptcy filing by the BSA, everything’s been put on hold. In its filing, the organization estimates its assets at between billion and billion. “The bankruptcy is really an attempt by the Boy Scout organization to control the damages and control hopefully how much money they have to pay out and to get a cut off for any more claims,” said Hurley. A portion of those assets will likely go to compensate victims. But anyone who has not filed a claim by a looming deadline could be barred from future settlements. “The bill has come due. And these abuse victims, they've got to pay these people. It's not fair to continue to deny them justice.” 2831

Every day millions of people are expecting a letter or package in the mail.The U.S. Postal Service has a feature that lets you see what’s coming to its customers' mailboxes and when — but it's allowed thieves to find ways to intercept valuable personal information.Informed Deliveryallows users to preview mail with digital images through email notifications, an online dashboard, or a mobile app.Users can sign up for Informed Delivery online or at any post office More than 13 million people have signed up for the service.However, the USPS says that in a few cases, people’s identities have been compromised. One woman in Palm Beach County, Florida who was granted anonymity for this story says it started with a simple walk to the mailbox.The woman first learned she was the victim of identity theft last Fall, and she claims scammers also tried stealing her mail last month.I She says she received a notification that she had signed up for Informed Delivery in her mailbox, even though she had never signed up for the service. Later, she received a Jet Blue credit card in the mail, for which she had also not signed up. She said she also received an alert from Bank of America about a second credit card that she had no knowledge of."Then, at that point, I said, 'OK, there’s something going on here,'" she said.USPS released this statement: In a very few cases, an individual’s identity has already been compromised by a criminal who then has used it to set up an Informed Delivery Account. "Then they are aware of when that credit card may be coming to your mailbox," the woman said.Luckily, she was able to intercept the credit card before the scammers did. Reporters referred the woman to the U.S. Postal Inspection Service, which is now investigating.The woman is now taking extra precautions, actively monitoring all her accounts, and she installed a new mailbox with a lock inside."You helped to put me in touch with somebody who I felt really cared about what’s going on, because this is a serious matter. It’s really bad,” she said.Creating a fraudulent account is illegal.Customers have two options to report a potentially fraudulent Informed Delivery account (or block your address): 2233

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

For 52 years, Tom Hollett has been scanning the water as a lifeguard. But being a lifeguard in Vancouver, Canada means he also keeps watch over frozen water. “I'd rather make 10,000 rescues in the warm ocean than one here,” Hollett says of the frozen lake.This part of Canada, nestled between the Pacific Ocean and the North Shore Mountains, it’s the only part of the country where the average temperature stays above freezing, even in the winter. So, when the lakes start to freeze over, it’s a novelty. The lake attracts visitors, who are often tempted to tread on the thin ice, often times with their pets. “There’s people that don't understand the ice, so they just figure they can walk on it,” Hollett says. When temperatures are colder, as they have been this week, the City of Vancouver Parks and Recreation department dubs a few of their summer lifeguards, "iceguards." "Lifeguards are always scanning and keeping an eye out, so that's what our iceguards do,” Sean Healy with the Vancouver Board of Parks and Recreation says. “When they come out to iceguard, they actually do a walking patrol around the lake. They also keep binocs close at hand.”Hollett says he’s had to make ice rescues before for people’s pets. “Believe it or not, I’ve saved many dogs,” he recalls. “I grabbed their collar like this, reach out and bring ‘em up in the ice." 1369

NASHVILLE, Tenn. – In Nashville, Tennessee, music is everywhere and everything. Whether at a Honky Tonk on world-famous Broadway or at a dive bar on Demonbreun, musicians are playing with a passion and singing their hearts out. But after a natural disaster recently rocked Music City, USA, some musicians there are having a tough time getting back to making music “What they’ve used to earn a living and chase a dream is gone now,” said 452