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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795
ATLANTIS, Fla. — A nurse at JFK Medical Center in Atlantic, Florida, gave a unique, inside look at the ups and downs that medical staff experienced this year helping save lives during the coronavirus pandemic.Traveling thousands of miles from Florida, John Paul Rosario proudly shared his vacation pictures from Egypt from the beginning of the year. "It was my girlfriend's birthday, 30th birthday, so we went there, but by the time we got back, everything was closed, and everything was in full swing," Rosario said.PHOTO GALLERY: Click here to look at more of JP's photosLittle did he know, the pictures capturing the next part of his life would be emotional. J.P., as his friends call him, is a COVID-19 ICU nurse who works around the clock with patients who have the coronavirus. He started taking pictures of what happens behind the COVID-19 doors as patients fight for their lives.?J.P. said he often looks at a picture that shows the COVID-19 team rushing in to help a patient on a ventilator. 1009
Authorities are investigating interference with police radio communications, websites and networks used by law enforcement and other officials during recent U.S. protests over the death of George Floyd in Minneapolis.Although the efforts to disrupt police radios and take down websites in Minnesota, Illinois and Texas aren’t considered technically difficult hacks, federal intelligence officials warned that law enforcement should be ready for such tactics as protests continue.Authorities have not yet identified anyone responsible or provided details about how the disruptions were carried out. But officials were particularly concerned by interruptions to police radio frequencies during the last weekend of May as dispatchers tried to direct responses to large protests and unrest that overshadowed peaceful demonstrations.During protests in Dallas on May 31, someone gained access to the police department’s unencrypted radio frequency and disrupted officers’ communications by playing music over their radios, according to a June 1 intelligence assessment from the U.S. Department of Homeland Security.Dallas police did not respond to questions about the incident.The assessment, which was obtained by The Associated Press, attributes the Dallas disruption to “unknown actors” and does not say how they accessed the radio frequency. It warned that attacks of various types would likely persist.“Short-term disruptive cyber activities related to protests probably will continue — various actors could be carrying out these operations — with the potential to use more impactful capabilities, like ransomware, or target higher profile networks,” the assessment warns.The assessment noted similar problems with Chicago police’s unencrypted radio frequencies during large downtown protests on May 30 followed by reports of arson, theft and vandalism. Chicago police also have not said how the radio frequencies were accessed, but an official with the city’s Office of Emergency Management and Communications told the Chicago Sun-Times that the tactic was “very dangerous.”Police around the country have encrypted their radio communications, often arguing that it’s a way to protect officers and block criminals from listening in on widely available phone apps that broadcast police radio channels. But media outlets and local hobbyists have been frustrated by the changes, which also prevent them from reporting on issues pertaining to public safety.The Department of Homeland Security issued a separate warning this week reporting that personal information of police officers nationwide is being leaked online, a practice known as “doxxing.” According to the report obtained by the AP, information shared on social media included home addresses, email addresses and phone numbers.Law enforcement agencies have been targeted by online pranksters or hackers in recent years, including by some who claimed to be motivated by on-the-ground protests against police tactics. For example, the hacking collective Anonymous claimed responsibility for the defacement of local police departments’ websites in 2012 as protesters clashed with officers during the Occupy Wall Street movement.Individuals who self-identified as being part of the collective also claimed to have accessed dispatch tapes and other Ferguson Police Department records in 2014 after a white police officer shot and killed Michael Brown, an 18-year-old black man.Like other government entities, law enforcement agencies in recent years have been frequently targeted by ransomware attacks, in which a perpetrator virtually locks up a victim’s computer files or system and demands payment to release them.The prevalence of cyberattacks — which can cause physical damage or far-reaching disruption — and less severe online trickery, such as stealing passwords, has given law enforcement agencies more experience at fending off efforts to take down their websites or access critical information. But hackers adapt too, and governments with fewer resources than private companies often struggle to keep up, said Morgan Wright, chief security officer for the cybersecurity company SentinelOne.“The biggest concern they have right now is the safety of their communities, the safety of their officers,” Wright said of how law enforcement agencies view cyberthreats amid large demonstrations and unrest. “But if you look at what underpins everything we use to communicate, collaborate and operate, it’s all technology.”As large protests gathered steam after the May 25 death of Floyd, a handcuffed black man who died after a white Minneapolis police officer used his knee to pin his neck down for several minutes, Minnesota Gov. Tim Walz said state networks had been targeted. He described the activity as a “a very sophisticated denial of service attack.”But experts said the strategy of bombarding a website with traffic is common and doesn’t always take a high level of skill, counter to Walz’s description. Minnesota’s Chief Information Officer Tarek Tomes later said state services weren’t disrupted.But the efforts got a lot of attention, partly due to unverified online claims that Anonymous was responsible after years of infrequent activity. The decentralized group largely went quiet in 2015 but is still known globally based on headline-grabbing cyberattacks against Visa and MasterCard, the Church of Scientology and law enforcement agencies.Twitter users also made unverified claims that Anonymous was behind recent intermittent outages on the city government’s website in the Texas capital of Austin. Their posts indicated that the disruption was retribution for police officers shooting a 20-year-old black man in the head with a bean bag during a May 31 protest outside of police headquarters.The injured protester, identified by family as Justin Howell, remained hospitalized Wednesday in critical condition.The city’s IT department was looking into the site’s issues, but a spokesman said Monday that he couldn’t provide any information about the cause. He said the website was still experiencing a high volume of traffic.“You should have expected us,” an account purporting to be Anonymous’ posted on Twitter. It also warned that “new targets are coming soon.”The collective’s approach — anyone can act in its name — makes it difficult to verify the recent claims of responsibility. But Twitter accounts long affiliated with Anonymous shared them, said Gabriella Coleman, a professor at McGill University in Montreal who has studied the Anonymous movement for years.People with more advanced and disruptive hacking skills often drove peak instances of attention for Anonymous, and it’s not clear whether that type of activity will resume, she added.“There’s a lot of things going on in the background, people are chatting,” Coleman said. “Whether or not it materializes is another question. But certainly people are kind of aroused and talking and connecting.”___Foody reported from Chicago. Associated Press writer Jake Bleiberg in Dallas contributed to this report.___Acacia Coronado is a corps member for the Associated Press/Report for America Statehouse News Initiative. Report for America is a nonprofit national service program that places journalists in local newsrooms to report on undercovered issues. 7294
As schools start re-opening around the country, daycare and early childhood education centers are opening too.A question on the mind of parents is, "Should you send your toddler or preschooler back?"Like every other working mom, Danielle Green admits it's challenging. She basically has two jobs. Her career as a scientist, and her around-the-clock job of mom to 2-year-old Corey and 6-month-old Dylan keeps her busy.“Having children is a full-time job in itself so it turns more into a full-time job watching kids during the day and then doing the work during nap and evening,” Green said.It’s is not only exhausting, but she says, it's 100 percent, not realistic.“It adds a lot of stress for parents,” Green said. “For me, it added a lot of stress because we want to dedicate as much time as we can to our kids and so I took the path to dedicating everything to my kids and doing the work while the kids were sleeping.”So, when her daycare opened back up, Green and her husband talked and decided it was time.“There’s uncertainty in sending a child to daycare during a pandemic, but if we’re being realistic, eventually our kids are going to have to go back to school, so the question becomes at what point do we re-enroll them,” Green said.It's a topic that parents all around the country are discussing, because we all know it’s hard to do both. Parenting expert Gigi Schweikert said give up the dream of doing it all because no one can.“What I know as a working parent of four is that you can’t give your work 100% and you can’t give your children 100% so having your children in childcare gives them the opportunity to have the education socialization and guidance they need while you as a working parent can have that individualized concentrated time to give work your full attention,”Schweikert said.But to send your children back during a pandemic isn't easy. You have to do quite a bit of homework, make sure no one is allowed in the center aside from your child and staff members, and review all the protective measures for your county and state.Things like temperature checks, masks and face shields are being required at some daycares. Experts suggest inquiring about ventilation and cleanliness. And get parent referrals. A lot of them.“What really is important is trust. You’re going to need to check off all the boxes of making sure people are cleaning, making sure air is really good. Instinctually once you make that checklist, you have to say as a parent, 'Do I trust these people with my most important thing which is my child,'” Schweikert said.There are some things that might be missing because of COVID-19, like parent and teacher visits. Some facilities like Lightbridge Academy are now reliant on electronics and in-center cameras.Green said she's confident in her decision. Her boys are happy and healthy every day, and she feels confident that she's successfully managing her career.“It makes me feel good to know that the daycare is actually practicing the appropriate safety precautions and wearing the appropriate protective equipment, take temperatures it is an added measure,” Green said. 3130
AZUSA (CNS) - A homeless man suspected of intentionally starting the Ranch 2 Fire in Azusa surrendered to authorities Sunday, while firefighters endured another day battling the blaze amid scorching temperatures.The fire, which grew to 2,256 acres overnight, was just 7% contained Sunday.The man suspected of intentionally starting the fire, 36-year-old Osmin Palencia, was in custody at the Azusa Police Department jail. Police did not release further information except to say that the investigation was still active, and urged anyone with information about the fire's origin to call 626- 812-3200.On Saturday, police said Palencia was believed to have a connection to the Monrovia area and possibly a woman known as "Madonna Ortiz." They added he is violent and has multiple active arrest warrants.Palencia also had four misdemeanor arrests over the last two years, three by Azusa police and one by sheriff's deputies, according to jail records.Palencia's last known residence is an encampment in the Azusa Canyon Riverbed, police said.A witness who lives in a riverbed near Mountain Cove told NBC4 an argument between two homeless men sparked the fire."There were two gentlemen in the back (of a homeless encampment) fighting and they were arguing over a bike and one guy said he'd burn the other guy out, and things got escalated to where the fire started," evacuee Jimmy Pockets told the station. "Ran over to try to put it out but it just took off so quick."Firefighters said high temperatures, slope, aspect and winds "came into alignment" overnight, causing the fire to became very active at the bottom of Roberts Canyon and move upslope amid dense mixed-chaparral fuels, sending a large pyrocumulus cloud formation into the sky that could be seen throughout much of the Southland.Firefighting aircraft were grounded for the night Saturday due to a drone flying in the fire area that was spotted at 6 p.m. Officials noted that there is a temporary flight restriction in the vicinity, and flying drones there is illegal.All earlier evacuations orders have been lifted, but the following road closures remained in effect:San Gabriel Canyon Road/Highway 39: closed at Northbound Hwy 39 at Sierra Madre Avenue (southbound Highway 39 is closed at East Fork Road)Glendora Mountain Road: closed from Big Dalton to East ForkGlendora Ridge Road: closed from Glendora Mountain Road to Mt. Baldy RoadSanta Anita Canyon Road: closed from Arno Drive to Chantry Flats RoadThe Angeles National Forest changed its Forest Fire Danger Level from very high to extreme, and moved into full fire restrictions including prohibiting campfires in developed sites. Cooking stoves, lanterns and similar devices that use propane, white gas or similar fuels were prohibited.The Ranch 2 Fire was reported about 2:45 p.m. Thursday near North San Gabriel Canyon Road and North Ranch Road, according to the Azusa Police Department and Los Angeles County Fire Department, which called in a second- alarm response.The number of personnel committed to fighting the blaze had reached 286 Sunday. 3076