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Once the graduation confetti settles, you should mentally add “help your kid get a credit card” to your parental pre-college checklist. But getting a credit card at age 18 isn’t as easy as it was when you were in college.The Credit Card Act of 2009 generally prevents consumers under 21 without independent income from qualifying for credit cards on their own. And even with a job, your kid might have trouble qualifying for a card without a credit history. Plus, if you don’t give him or her credit guidance, your child’s missteps could strain your finances — and your relationship.“My counseling to my parents is, don’t just randomly give [your kid] a card,” says Amy Irvine, a certified financial planner and owner of Irvine Wealth Planning Strategies, a fee-only advisor firm in Corning, New York. “Make sure there’s some explanation that goes with it.”Here’s how you can help and avoid common pitfalls. 965

One of the most anticipated Black Friday ads of the year is finally out.Walmart has unveiled the deals shoppers can snag in its sale, which starts at 6 p.m. on Thanksgiving Day. Unlike Target, Best Buy and Kohl's, where lines form outside the store in advance of the opening, Walmart has taken to scattering its lines inside. That prevents a mob from rushing the doors (we all remember those "Dawn of the Dead"-style videos from past years) and allows shoppers to line up at specific stations inside the store depending on what they are hoping to buy. It also provides a climate-controlled environment for shoppers.The best Walmart deals4KTVs are the hottest Black Friday item for the second year in a row, and Walmart's top doorbusters include a 65-inch Sharp 4KTV for just 8, one of the best prices you will find anywhere for that size.Other big Thursday evening markdowns include Fitbits, smart home devices, iPhones, Beats earbuds and gaming systems, especially the new Nintendo Switch.  Among the hottest deals: 1092

On Thursday, March 8, all proceeds from beer sales at 10 Barrel Brewing Co. (1501 E St.) will be donated to the nonprofit Women Give San Diego. 151

OCEANSIDE, Calif. (KGTV) - After years of planning, the City of Oceanside is now weeks away from breaking ground on a project that will create a new source of drinking water. Called Pure Water Oceanside, recycled water with go through a rigorous purification system, ultimately supplying 32 percent of the city's water supply needs. "It's more sustainable and will help us stabilize rates moving forward," said Sarah Davis, a Senior Environmental Specialist with the City of Oceanside.Right now, the city is offering tours of its water plant and educating residents on Pure Water Oceanside. LIFE IN OCEANSIDE:Oceanside's brewery scene helps spur city's growthFrom 'Ocean Side' to region's third-largest city5 places to spend the day in Oceanside"Oh, the town is growing, yes. It seems like every open space I see in Oceanside is going to have a house on it," said Tad Shiner, an Oceanside resident of eight years. On Shiner's mind is whether the new source of water will be safe and how the project will impact resident's bills. Similar projects have gained headlines because water from your sinks and toilets is recycled into drinking water.Davis wants to assure the public that Pure Water Oceanside will yield high-quality drinking water that is clean, safe, drought-proof, and environmentally sound. "Currently, Oceanside imports the majority of our water from Northern California or the Colorado River, so that comes from hundreds of miles away, and takes a lot of energy to transport. Also, the cost of that continues to increase," said Davis. The process uses state-of-the-art water purification steps that replicate and accelerate nature's natural recycling process:Microfiltration - Filters remove bacteria and suspended solids from reclaimed waterReverse Osmosis - Ultra-fine filters remove salt, viruses, bacteria, pharmaceuticals and chemicalsUltraviolet Light and Advanced Oxidation - The final polishing step neutralizes any remaining substancesInjection - Minerals are added before the water is injected into the Mission BasinTreatment - Water is extracted from the aquifer and treated again at the city’s Mission Basin Groundwater Purification FacilityDelivery - The water is distributed to customersThe city plans to break ground in January 2020 and the facility is expected to be complete in 2022.To learn more about the project or sign up for a tour, click here. 2389

Nurses at an assisted living facility in Glendale, Arizona are facing backlash for filming and making fun of elderly patients. The video ended up posted to the social media site 'Snapchat'. The incident occurred at the Glencroft Senior Living facility.  An administrator from Glencroft told Phoenix-based KNXV that the facility cannot discuss personnel issues, but did learn about the video Monday morning and is taking the situation seriously. The video shows an elderly woman using a walker as she advances toward the camera. She is obviously agitated, telling the workers she "almost fell" and is seen asking for her pills. Instead of helping the woman, the nurses continue filming as they watch the woman and mock her.The video came to light after a whistleblower saw it on social media and alerted KNXV, as well as Glencroft, and the Arizona state agency that licenses nurses.She is also a nurse and said she knows the woman who made the video from nursing school. "It just disgusted me that you would treat someone like this," said the whistleblower, who asked to remain anonymous. "This lady obviously has some dementia or something going on."The whistleblower also said she is worried about violations of the patient's rights under the Health Insurance Portability and Accountability Act.  KNXV has reached out to the Arizona State Board of Nursing but has yet to receive an answer on this topic.  1468