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National lab companies are offering antibody tests as part of their return to work offerings, but doctors are warning these tests shouldn't be used yet to determine whether it's safe for you to be back in an office.“There is not a perfect antibody test out there right now to determine an individual’s immunity to COVID-19,” said Dr. Susan Bailey, President of the American Medical Association. “The tests are getting better. We've come a long way in the last few months, but we're certainly not ready to do anything like give someone an immunity certificate or anything like that.Quest Diagnostics and LabCorp are two companies offering the testing to employers.LabCorp does say that antibody testing should not be used as the sole basis to diagnose or exclude COVID-19 infection.Quest Diagnostics also emphasizes it is unknown how long antibodies persist following infection, and if the presence of antibodies gives you immunity.That's something the American Medical Association agrees with.“Everything needs to be taken in context. Have you been exposed to COVID-19? How careful have you been? Have you been in any settings where you might have been inadvertently exposed?” asked Bailey. “The lab values themselves may not mean a whole lot. We still have a lot to learn when it comes to what defines immunity to COVID-19.”Bailey also points to early studies on antibodies that indicate they may not last very long. She says she's not sure antibody testing is ever going to be the way to go to determine when someone is safe to go back to work.If you do get an antibody test, it's important to go over it with your doctor so they can help you understand the significance of it.The American Medical Association says antibody tests can be helpful to try to see how many people in an area have been exposed to COVID-19, and also for determining if someone who had COVID-19 is eligible to donate plasma. 1909

NATIONAL CITY, Calif. (KGTV) -- National City Police are investigating after a woman was found with stab wounds outside a burning motel room.Police were called to the Roadway Inn Motel on the 600 block of Roosevelt Avenue just before 3 a.m. Sunday after receiving reports of a fire.When officers arrived, one of the motel rooms was engulfed in flames.Several guests tried to extinguish the flames while removing an unconscious woman from the room, police say.Officers found the woman outside the room with multiple stab wounds. She was rushed to the hospital in serious condition.No information was released about any suspect or suspects in the incident, but police say an investigation is ongoing.Anyone with information is asked to call the National City Police Department’s Investigation Division at 619-336-4411. 824

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

More than 300 medical professionals boarded a U.S. Air Force aircraft and went to Orlando ahead of Hurricane Irma to provide help in the State of Florida.It took three C-17s to get them there, flying out of Joint Base Charleston in South Carolina and Dover Air Force Base in Delaware, according to WFTV in Orlando. A photo taken by Capt. Ryan DeCamp shows doctors, nurses and paramedics aboard a C-17 Globemaster taking off from Dulles International Airport on Sunday.Floridians were emerging from shelters and homes Monday, Sept. 11, to assess damages. The City of Jacksonville was evacuating around 11:30 a.m. Eastern as storm surge was expected there.Irma made landfall in Marco Island, Florida late Sunday afternoon. It churned through the state for most of the day, spinning off tornados along the way. 820

MUNCIE, Ind. – The Muncie, Indiana animal shelter is asking for the public’s help after they found 43 cats in a U-Haul.In a tweet, the shelter says they were called to help Muncie Police Department Officers around 11 p.m. Friday after they found the cats in the U-Haul with temperatures below 20 degrees.The shelter says a lot of the cats were pregnant and some had hernias. 382