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Google is releasing an updated version of its high-end Pixel phone packed with new camera tricks, a Chrome OS tablet and its first smart-screen device with Google Assistant.Put another way: Google is taking on the iPhone, the Surface Pro and the Echo Show.The company announced on Tuesday the new Pixel 3, Pixel Slate and Google Home Hub. All three are additions to its "Made for Google" lineup and were announced at a press event in New York City.The trio represent the latest update from Google's two-and-a-half-year-old hardware division, which is finally building a single, cohesive Google device brand."We've realized that if we wanted to push the envelope on innovation, we really needed to have a focused hardware effort," Rick Osterloh, Google's SVP of hardware, told CNN Business during an early look at the new products. "That meant combining the very best of Google's technology — our AI, our software and all of the hardware that we're building — to create a great user experience."The launch of a device with an always-on microphone and a camera comes at a critical time for the company. On Monday, Google acknowledged a previously undisclosed vulnerability that had to potential to expose Google+ accounts, but no evidence of a breach was found. 1267

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Historic flooding in India has left some metro Detroiters stranded. More than 300 people have died after floods hit southern India. Much of the state of Kerala is under water right now, closing international airports and leaving many visitors stranded. “It’s totally devastating and something nobody had expected,” said Sujith Menon, president of the Kerala Club in Detroit. It's being called one of the worst monsoon seasons in Kerala in more than 100 years. Many homes and businesses are under water right now, but folks in Michigan are trying to help those who are in a dire situation on the other side of this world.  659

Homeowners in City Heights say the neighborhood isn't keeping up with the cost of living. While home prices are on the rise, development plans have come to a halt. Paul Smith is trying to transform City Heights. "They're still equating it to a high crime area or a place not worth investing in," said Smith. Like everywhere else in San Diego, the cost of living there is going up. "People are taking advantage of a housing shortage right now," said Smith. "So they can demand top dollar for their house. Because someone's willing to pay for it."He's been remodeling his home for the past 18 months. Many of his neighbors are doing the same. "We're seeing numbers in the 0's range now, 0, and I'd say probably five years ago you could buy a house for under 0,000."But, he says businesses in the area aren't adapting to the change. "It's constantly having to go over to North Park to look for services or South Park, outside the community."While some shops are moving in, he says it's simply not enough. "New businesses are seeming to move in, but there isn't a massive influx of investments like you're seeing in North Park and other areas," said Smith. "So we're seeing a lot of vacancies here."Those businesses would help build an even stronger community. "I don't always want to have to leave my neighborhood and to another area just to go get groceries, or go to a restaurant to eat," said Smith. For him, it can't come soon enough. "Change kind of is coming, but more needs to happen."The city did work on a redevelopment project in City Heights several years ago. There are currently no plans for future projects in the area on the city's website.  1735

Hobby Lobby announced Monday that it's raising its minimum wage for full-time hourly employees effective Oct. 1.The new hourly wage would be an hour, the arts and crafts company said in a press release.The current federal minimum wage in the US is .25 per hour, according to the Department of Labor.“We have always worked hard to be a retail leader when it comes to taking care of our people,” said Hobby Lobby founder and CEO, David Green in the press release. “From closing our stores on Sundays and at 8 p.m. the rest of the week, to providing some of the best pay and benefits in the retail industry, we are thankful that we are able to share our success with our valued employees and provide time for rest, family and worship. These investments allow Hobby Lobby to attract and retain a great group of associates who in turn help provide the wonderfully unique shopping experience enjoyed by our many loyal customers.”The Oklahoma City-based company said they've raised its minimum wages 10 times over the last 11 years.“Because this year has presented so many challenges to our employees, we are very happy that we are able to provide pay increases to thousands of our associates before the Christmas season,” Green added.In 2014, the company raised its full-time minimum hourly wage to . 1311