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CINCINNATI, Ohio - What will health insurance costs look like in the aftermath of the COVID-19 pandemic?It’s too early to say for sure, said Miami University professor and economist Melissa Thomasson, except that rates almost definitely won’t go down.“There is so much uncertainty right now that insurance companies are probably really reluctant to cut premiums” for the upcoming year, she said Wednesday.They could be more expensive next year to cover lost profit during the pandemic, she said; they could also remain the same. Although millions of Americans lost their jobs in 2020, not all of them had employer-sponsored insurance or represented a hit for their insurance company.“Jobs in retail, service industries, hospitality and leisure, those people typically don't have health insurance coverage,” Thomasson said. “So I think the losses in health coverage were less than we initially feared."Tommie Lewis, a Cincinnati business owner, said his family avoided the doctor’s office for much of the year due to COVID-19 transmission concerns. People across the country have done exactly the same thing; on June 9, the CEOs of the Cleveland Clinic and Mayo Clinic published an opinion piece pleading with readers to stop delaying their medical care over virus fears.The insurance industry could benefit in 2021 from people like Lewis, who had put off their visits, finally returning, Thomasson said. Likewise, it could experience a rebound through new telehealth options — which the Kaiser Family Foundation predicts will be more prevalent — and previously unemployed people going back to work.But Lewis, who is self-insured through his business, said he worries that premiums will rise for families across the country.“I really believe there will be an increase in premiums, and families of four, five, six, are going to have to make real serious decisions on food, shelter, transportation, or health care,” he said.This story was first published by Courtney Francisco at WCPO in Cincinnati, Ohio. 2010

Cyber Monday shoppers may also want to consider refurbished gifts.Monday, U.S. PIRG released its “Fixed for the Holidays” update. It found the variety has expanded greatly since the last report two years ago.There are options like refurbished smartphones, vacuums or professional cameras.“The deals and the quality have gotten a lot better, and in fact some of the refurbishers have told us that they've seen a significant increase in their operations over the course of the pandemic,” said Nathan Proctor, Director of U.S. PIRG's Right to Repair campaign.Refurbished products can be a great alternative for new devices that are hard to find amid manufacturing disruptions caused by the pandemic. Plus, the savings can be significant. Most of the time, they’re even better than the discounts on Black Friday.Buying refurbished is also a green option because it cuts waste.Many of the big retailers do their own refurbishing. There's also certain websites U.S. PIRG recommends, like The Store, Back Market, and Gazelle. They have extensive quality checks and great coverage options.“We recommend some of the retailers we do because the warranties are so good. I mean you can get a product with a longer warranty from the refurbisher than the new equipment manufacturer provided,” said Proctor.When shopping refurbished, learn how the site differentiates its products. Then, decide what balance you're looking for.Some products may be less expensive but have more cosmetic issues like scratches and dings. Others were returned without ever being opened.Look for brands with a reputation for higher quality.A good rule of thumb is if it was cheaper when it was new, it's higher risk as refurbished. 1703

CLEVELAND — Cleveland Browns quarterback Baker Mayfield plans to kneel during the national anthem during the upcoming NFL season, according to a comment he made on Instagram.Mayfield posted a video of a training session on his Instagram Saturday afternoon.In the comments, an Instagram user asked him to tell Browns fans that he wasn't going to kneel this season, to which Mayfield replied, "Pull your head out. I absolutely am."His comment quickly gained traction among Browns fans and beat reporters. Later Mayfield explained his decision further in a statement on his Instagram story.Everybody so upset about my comment doesn't understand the reasoning behind kneeling in the first place....(ex-Green Beret and Seattle Seahawk) Nate (Boyer) and (former 49ers quarterback Colin Kaepernick) came to an agreement that kneeling was the most respectful way to support our military while also standing up for equality.I have the utmost respect for our military, cops, and people that serve OUR country. It's about equality and everybody being treated the same because we are all human. It's been ignored for too long and that is my fault as well for not becoming more educated and staying silent.If I lose fans, that's okay. I've always spoken my mind. And that's from the heart.Mayfield was one of the 1,400 current and former professional athletes and coaches from across the National Football League (including many from the Cleveland Browns), the National Basketball Association and Major League Baseball, who signed a letter from the Players Coalition to the United States Congress urging the passage of a bill to end qualified immunity as a way to combat police violence and racial injustices in the country.Mayfield's teammates, wide receivers Jarvis Landry and Odell Beckham Jr., previously participated in a video alongside other NFL stars to call for the league to address issues including silencing players from peacefully protesting and failing to vocally condemn racism and systematic oppression.NFL commissioner Roger Goodell later responded to the video, echoing the words requested by the group and stating that the league was wrong for "not listening to NFL players earlier" when it came to protesting police brutality.This story was originally published by Camryn Justice on WEWS in Cleveland. 2316

CORONADO (CNS) - The City of Coronado and The Port of San Diego closed the Grand Caribe Shoreline Park Thursday until further notice, citing public health orders during the ongoing pandemic.The port had reopened the park in May, but because of heavier-than-usual use at the park -- which abuts Chula Vista on the bayside of the Coronado Cays -- it has become challenging to enforce social distancing for visitors."However, due to heavier than normal use, enforcement of the State and County’s health orders, which requires measures to ensure park visitors are social distancing from others, has become a challenge," a release from the port read.The park will be closed until gatherings are allowed without restrictions. "Closed" signs will be posted at the park, and the Coronado Police Department will assist the port with enforcement of the closure. 859

Click here to learn more about the classes being offered by San Diego Continuing Education. Anyone in San Diego is eligible to enroll in one of 75 different certificate programs, ranging from computer programming to welding. Summer sessions begin on June 8. 266