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At least 100,000 small businesses have had to close permanently in the last nine months, according to data gathered by Yelp. Millions more have dealt with temporary closures and major losses in revenue.Now, many remaining small businesses are reliant on a strong holiday shopping season, and there’s finally some good news for these business owners and their employees.For example, at the Boston area small business called Boing Toy Shop, owner Kim Mitchell has been working overtime for the pasting nine months. She has had drastically change her business model.“In certain ways, I feel like although I am in the same physical footprint, I am almost running a completely different business,” said Mitchell.Since the start of the pandemic, Mitchell has had to shift more than half of her business online and added curbside pickup to keep her toy shop out of the red.“In certain ways, I almost feel like we are part store-front, part warehouse,” she added.However, in many ways, she still feels lucky to have some form of her business when so many other small businesses have had to close.“One of the first ones, unfortunately, was the store right across the street from me,” said Mitchell.The boutique clothing store across the street from Boing is just one of an estimated 27 percent of small businesses that have closed across the country, according to a Harvard University Project. And without a strong holiday season, even more permanent closures are feared.So, how has the holiday shopping season been so far for small businesses?“I had by far my most successful small business Saturday, which I did turn into small business weekend. I sort of stretched it,” said Mitchell. “There definitely is a sense, and I have a sense from my customers, that they are making a conscious decision to support their local businesses.”From Boing to stores around the country, consumers opened their wallets more than ever on Small Business Saturday. According to Adobe Analytics data, they spent a record .7 billion just online.“Smaller retailers have seen a 501 percent increase in revenue through the holiday season so far relative to a typical day in October,” said John Copeland with Adobe Analytics,” “From a percentage increase, small and medium-sized businesses are outperforming in terms of percentage gains.”From Adobe’s holiday shopping data to the Boston toy shops’ experience, it is clear consumers are conscious of how much mom and pop businesses are struggling and how important it is to help them and the workers they employ."It is really nice that, especially in a time like this, where we really need the community’s support in return. They are coming out and realizing that ‘hey, these small businesses have been there for us for a long time; now it is time to get their back,’” added Mitchell. 2811

At least 2.4 million more Americans were impacted by an Equifax data breach that happened last year, though those customers had less data stolen.The Associated Press reported the newly announced customers had only their names and a partial driver's license number stolen. The original data breach involved 145.5 million Americans who had their Social Security numbers impacted.In the driver's license theft, the attackers were unable to get the state where the license was issued and the dates of issuance and expiration. 529

As of Monday morning, more than 11 million people in the U.S. are confirmed to have contracted COVID-19 since the start of the pandemic, a database kept by Johns Hopkins University.That means about 1 million Americans have been diagnosed with the virus in the last seven days. The U.S. passed the 10 million case threshold on Nov. 9.COVID-19 has been spreading at a frightening pace within the U.S. in the month of November. For the past 13 days, at least 100,000 Americans have been diagnosed with the virus each day, a stretch that includes seven days that set records in the number of new daily cases.The spike in cases has also led to an increase in hospitalizations across the country. According to the COVID Tracking Project, about 70,000 Americans are currently hospitalized with COVID-19 complications, the most since the pandemic began.Several Midwest states like Iowa and South Dakota have reported that their hospitals are near capacity as they fill up with COVID-19 patients.The U.S. has also seen an uptick in deaths linked to the virus in the past month, though according to the COVID Tracking Project, death rates remain below where they were during case spikes in the spring and summer. Since Oct. 17, deaths per day linked to the virus have nearly doubled from about 700 a day to about 1,300 a day.Since the pandemic began, more than 246,000 people in America have died of complications from COVID-19 — the most of any country around the world. 1469

As the reality of a coronavirus vaccine gets closer, it appears more Americans are willing to get it. A recent survey found nearly 60 percent of respondents said they would get a vaccine for the coronavirus.The poll conducted by Gallup in late October was done before Pfizer and Moderna shared the initial results of their clinical trials showing their separate vaccines were both more than 90 percent effective against the coronavirus.Roughly 58 percent of the nearly 3,000 respondents said “yes”, they would get a vaccine. During the last four months of polling Gallup has done on this question, the lowest “yes” response rate was 50 percent of respondents in mid-September.Since then, the FDA, other health experts and the drug makers themselves have sought to clarify the testing process and offer transparency about the approval process.The latest survey results still mean roughly 42 percent of those asked would not get a coronavirus vaccine.“Four in 10 remain unwilling to get a vaccine, indicating public health officials face an uphill climb in convincing a good share of the public to do so,” the Gallup report stated.A large increase in those who said “yes” in this latest survey came from respondents in the 45-to-64 years old group. In mid-September, there was only 36 percent of this group who would get a vaccine, in October, that number had increased to 49 percent.According to the survey results, it appears those who identify as Democrats remain the most willing to get a vaccine and increased the most in the latest survey, compared with those who identify as Republican remaining below 50 percent “yes” through the entire four months of Gallup’s polling.In the latest survey from late October, 69 percent of Democrats and 49 percent of Republicans would get the vaccine. In September, only 53 percent of Democrats said “yes.”As for reasons people gave for not wanting to take a coronavirus vaccine, Republicans were split among various answers; 26 percent were concerned about a rushed timeline, 20 percent don’t trust vaccines generally, 19 percent want to wait to confirm the vaccine is safe, and 22 percent said there were other reasons.Meanwhile, more than half of the Democrats who would not take a vaccine said it was because of concerns about a rushed timeline and they want to wait to confirm it is safe.Pfizer and Moderna have said tens of millions of doses of their vaccines could be available by the end of the year once they get the “go ahead” from the FDA. 2498

Back-to-school shopping is an expensive chore. And if you shop local sales, it’s a chore you’ll share with thousands of other parents in the vicinity. If it’s big savings you’re after when you brave the crowds, sales flyers won’t cut it. You’ve got to get creative.“Back-to-school shopping can put a big strain on family budgets, but planning ahead to take advantage of discounts, setting a budget, and only buying what your child actually needs helps your dollar go a lot farther,” says NerdWallet personal finance expert Kimberly Palmer.Going beyond the sales flyers in your savings efforts may take a bit more work, but it can pay off for your pocketbook and peace of mind.?More: How to save money: short and long term strategies 745