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CLEVELAND - Cleveland Browns General Manager John Dorsey has set the record straight about the possible hiring of Condoleezza Rice. The Browns released the following statement: 194

COVID-19 will continue to impact the housing market heading into 2021.If you're looking to buy, experts say the first few months of the year are the time to do it.A housing forecast out Wednesday from Realtor.com finds mortgage rates will stay low, but only for the first half of the year.“We expect mortgage rates to increase near 3.4% by the end of the year, which would in any other year be record lows, but following on the heels of 2020, 3.4% is up a bit, but still historically low broadly speaking,” said Danielle Hale, Chief Economist at Realtor.com.Home prices have gone up by double digit percentages over the last couple of months. Some of that is expected to slow down as mortgage rates go up.Realtor.com is forecasting just below a 6% increase in home prices for all of 2021, but affordability is going to be a growing concern.“The housing market has been historically challenging for first-time homebuyers, with prices rising as dramatically as they have in the second part of 2020, first-time homebuyers are seeing a bigger gap between what they need to bring to the market for a down payment and what existing homeowners have in the way of home equity to use to trade up,” said Hale.If you already own a home, you may be thinking about selling when you see what it's worth now.Sellers are expected to continue to have the upper hand throughout 2021, with more buyers than homes for sale.You may see more competition with home construction ramping up, leading to more options available.“For existing homeowners, in particular who want to stay up in their home, the fact that we have still low mortgage rates in 2021 creates opportunities for them to consider remodeling to make their home a more suitable place for them to age in place,” said Hale.Another trend that's expected to continue in 2021 is interest in the suburbs. People have been moving out of cities as they're working remotely. Hale says the rising home prices and higher interest rates in 2021 could drive this trend as well. 2014

Consumers are already spending big this holiday season, particularly online.With Black Friday right around the corner and the COVID-19 pandemic keeping shoppers online, consumers spent nearly billion while online shopping between Nov. 1 and Nov. 10, according to Check Point Security Software.But along with that increase in online shopping, Check Point also says it has seen a massive uptick in scammers looking to take advantage.In the last month alone, the company says malicious shopping emails have jumped from 1 in every 11,000 to one in every 1,000."They're using some of those again less sensational but very frequent terms like 'cheap' and 'sale' and 'percentage off' and 'special offers' to attract folks to click on some of these unsolicited emails," Mark Ostrowski of Check Point Software said.Scammers are using convincing lookalike emails to conduct phishing campaigns in the U.S. and abroad. One malicious email mimicked an ad for a Pandora jewelry that looked legitimate — outside of a misspelling of "Pandora."Ostrowski says shoppers should pay attention to grammar and spelling mistakes in marketing emails — they could be a red flag for scams. He also recommends mousing over hyperlinks before clicking on them to double-check where they're sending you.Ostrowski also says to be aware of seemingly legitimate emails that request personal information or passwords."I can't tell you how many times that I get an email — every single week — about how I need a password to be reset that I never asked to be reset," he said. "The one I've been getting the most lately is open enrollment. I get an email for open enrollment for healthcare every week, and I know that we're not doing that for at least another month."The Better Business Bureau also says it has seen a rise in online shopping scams, and more than 80% of those who fall victim to them lose money. Many of those scams aren't arriving as emails but are coming up in Google searches and social media posts. The BBB recommends taking time to research a website before deciding to make a purchase.Finally, experts recommend setting strong passwords for online accounts. Nordpass reports that hackers can easily steal information from accounts protected by easy-to-guess passwords, like 123456. The service says any combination of numbers can take just seconds for hackers to crack. 2365

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Claims that U.S. voter registration rolls have been hacked and leaked are false and were created by malicious actors trying to spread disinformation ahead of the 2020 election, the FBI and the Cybersecurity and Infrastructure Security Agency (CISA) said Monday.In a press release published on the FBI's Internet Crime Complaint Center, the agencies said they have "no information suggesting any cyberattack on U.S. election infrastructure," and added that registration rolls or any ballots already cast have not been compromised.The FBI says foreign actors and cybercriminals are spreading false reports about cyberattacks affecting election integrity in "an attempt to manipulate public opinion, discredit the electoral process, and undermine confidence in U.S. democratic institutions."According to the press release, U.S. voter information is publicly available and can be purchased, and while hackers have obtained some of that information in the past, the data "did not impact the voting process or the integrity of election results."Ahead of the 2016 election, Russia used social media to create politically-oriented groups and spread misinformation. The FBI has warned that Russia and other countries are attempting to do the same thing in 2020.In order to avoid misinformation online, the FBI suggests:Seeking out information from trustworthy sources, verifying who produced the content, and considering their intent.Relying on state and local election officials for information about voter registration databases and voting systems.Viewing early, unverified claims with a healthy dose of skepticism.Verifying through multiple reliable sources any reports about compromises of voter information or voting systems, and consider searching for other reliable sources before sharing such information via social media or other avenues.Reporting potential election crimes — such as disinformation about the manner, time, or place of voting — to the FBI.Making use of in-platform tools offered by social media companies for reporting suspicious posts that appear to be spreading false or inconsistent information about voter information or voting systems. 2164