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An apple and an honest mistake have saddled one Delta passenger with a 0 fine and a big bureaucratic headache.Crystal Tadlock got off a plane last week in Minneapolis after an 8?-hour flight from Paris. She was supposed to catch a connecting flight home to Denver, so she decided to save an apple she had been given as part of the in-flight meal service."I put it in my bag, not thinking anything of it," Tadlock told CNN.But before her next flight she had to go through customs, where she was stopped by a Customs and Border Protection Agent. 554

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549

American Airlines said Wednesday evening that it was moving ahead with furloughs for 19,000 employees as CARES Act stimulus funds expire.In a letter to employees, American Airlines CEO Doug Parker said the furloughs would begin Thursday."Despite enormous bipartisan support for an extension of the (Payroll Support Program), our elected officials have not been able to reach agreement on a COVID-19 relief package that would enable this extension," Parker wrote. "As a result, tomorrow, we will begin the difficult process of furloughing 19,000 of our hardworking and dedicated colleagues."Parker added that he spoke with Treasury Sec. Steve Mnuchin on Wednesday, who told him that the White House is continuing to negotiate with House Speaker Nancy Pelosi on another COVID-19 stimulus package that would include further stimulus for the airline industry."Unfortunately, there is no guarantee that any of these efforts will come to fruition," Parker wrote. "However, in an effort to encourage cooperation and keep hope alive for our team, I informed the Secretary that if these efforts to extend PSP are successful over the next few days, we will reverse our furlough processes and recall any impacted team members."Past by Congress and signed into law by President Donald Trump in March, the CARES Act included billion in stimulus for the airline industry in March. However, payroll support included in that package expired Thursday, as did a provision that required airlines who took the funds to hold off on mass layoffs and furloughs.In August, Delta Airlines also warned employees that furloughs and layoffs might be on the way if lawmakers could not pass another COVID-19 stimulus package. United Airlines announced Monday that it had reached an agreement with pilots to avoid furloughs through June 2021, but that pilots had agreed to reduce their working hours.According to figures from the Transportation Security Administration, the agency is routinely screening more than a million fewer airline passengers every day than it would have at the same point a year ago — an indication that demand for air travel is still lagging amid the COVID-19 pandemic. 2175

Anderson Cooper's interview with Stormy Daniels propelled "60 Minutes" to its highest-rated episode in 10 years, according to Nielsen ratings.Preliminary ratings, known as "overnights," showed the episode drawing more than twice as many viewers than a typical edition of the show.The program is expected to rank as the highest-rated "60 Minutes" episode since Barack and Michelle Obama sat down for their first post-election interview in 2008. 451

As a planned peace summit between the United States and North Korea appears to be in peril, a department of the Trump administration reportedly issued a collectable coin commemorating the  yet-to-happen meeting.According to the New York Times, the coins were commissioned by the White House Communications — a subset of the Department of Defense that handles military communications for the White House. The coin depicts silhouettes of President Trump and North Korea's Kim Jong Un.The White House denied having any input into the design or manufacture of the coin on Monday, adding that the coins are only ordered "after a trip has been publicly announced."Critics called the release of the coins "gross," others added that referring to Kim Jong Un as North Korea's "Supreme Leader" felt inappropriate given the country's human rights abuses.   888