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Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

As Meryl Streep, Daniel Kaluuya and Mary J. Blige ready themselves for this Sunday's Academy Awards ceremony, millions of movie fans are waiting to see who will take home those coveted gold statues.Win or lose, the locations where those Best Picture nominees were filmed -- think North Carolina's Blue Ridge Mountains for Ebbing, Missouri; Sacramento for "Ladybird" -- may become as famous as the actors who starred in them.But often, much of the magic is created in the studio. Fortunately, there are excellent museums and studio tours that allow film fans to get a taste of the magic that is the movies. Here are eight of our favorites.The Making of Harry Potter, London, United Kingdom 696

ATLANTA (AP) — A Republican congressional candidate who expressed racist views and support for QAnon conspiracy theories has won a U.S. House seat representing northwest Georgia.Marjorie Taylor Greene’s candidacy was bolstered by President Donald Trump. He called her a “future Republican Star.”Greene was heavily favored in the conservative district even before Democratic challenger Kevin Van Ausdal suddenly dropped out in September.Greene has claimed in online videos that Black and Hispanic men are being held back by “gangs and dealing drugs.”She has also alleged an “Islamic invasion” of government offices and accused Jewish billionaire George Soros of collaborating with Nazis. 694

Avocado pits as a dye? Well, that's precisely what Chipotle Mexican Grill is going to use on their new clothing and accessories line Chipotle Goods.According to a news release that was released Monday, the company will use the pits that are leftover from some of their restaurants that will be "upcycled" to create "natural avo dyed goods.""We know people are looking to celebrate their passion for Chipotle, and we set out to create a line of products with the same thoughtfulness, care, and attention to detail that we use in our kitchens," said Chris Brandt, Chipotle chief marketing officer in the news release. "With Chipotle Goods, our fans can get quality items that support sustainable agriculture and represent our mission of cultivating a better world."The gender-neutral collection will feature items like avocado lined jean jackets, avocado dyed t-shirts and sweatshirts, graphic tees that are customizable, which will allow fans to "select their ingredients as they do in the restaurant."To create the plant-based dye, the company said the pits would be simmered in water.The stains will vary in color, the company said."Each unique piece from the avo dyed collection requires five avocado pits, equivalent to five orders of guac, depending upon the season and size of the fruit," the fast-food chain said in the release.The line will be released to the general public on Tuesday and can be accessed by going to www.chipotlegoods.com. 1455

Back to school time usually means it's time for a new backpack.Nowadays there are tons of choices in how kids can lug around their belongings. Rolling backpacks, shoulder sling options, or the traditional two-strap pack. But which one is right for them?Will it support their back? Stay together through the school year? Does it look good? These are some of the questions parents grapple with in the middle of shopping aisles.A study by UC San Diego researchers found that children commonly carry about 10 to 20 percent of their body weight in backpacks, which is also the limit recommended by the American Academy of Pediatrics.UCSD researchers tested the correlation between backpack weight and a child's back pain. They tested a group of 8 children and measured spinal pressure at three different amounts of backpack weight meant to mimic 10, 20, and 30 percent of their weight.They found that as the weight of the backpack load increases, back pain in children increases and spinal disc height shrinks as lumbar asymmetry grows.Which brings us back to the original question: How do you make sure a backpack is right for a child? A graphic from the folks at RetailMeNot have outlined how a backpack should rest on a child:Safety strapsBackpack straps are more important than kids think. Shoulder straps should be wide and padded to help distribute the pack's weight evenly, according to the website Healthy Children. Abdominal straps also help distribute weight across the waist, hips, and back.It's also recommended not to wear backpacks on only one shoulder, which shifts all that weight and leads to neck and back pain.Wearing it rightThe top of a backpack should sit one to two inches below the top of the shoulders. Also, the pack should not sit more than four inches below the waistline.The bottom of the backpack should align with the curve of the lower back.Preventing injury on the goWhile at school, its important for kids to be careful while lugging around their backpack. If possible, students should stop by their lockers often to unload any unneeded gear from their backpack. If bending down, kids should use both of their knees while wearing a backpack and not bend at the waist.Learning back-strengthening exercises can also help build up muscles primarily used while carrying weight.Consult a pediatrician if necessaryTalking with your child's doctor about back health is vital. Speak with your child as well about being vocal about back discomfort. And for parents, don't ignore complaints about back pain.If may also be worth speaking with school administrators about lightening the load of work carried around or buying separate textbooks to keep at home. 2740