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If you’re fortunate enough to be able to donate money this year, plenty of causes need your attention.In a year like 2020, choosing where to direct your dollars is like picking your favorite child. Should your money go toward nonprofits providing basic needs, organizations fighting for social justice or a campaign to help local small businesses stay afloat? If you prefer donating your time, how do you give back when volunteer events are limited by the pandemic?Here’s a guide to prioritizing your donations, taking advantage of special tax deductions for 2020 giving and using your holiday spending to make a difference.Tax benefits of giving during the pandemicThis year, in addition to helping those in need, you may be eligible to receive added tax benefits for your donations.As part of the Coronavirus Aid, Relief and Economic Security Act, taxpayers who take the standard deduction are allowed an additional deduction of up to 0 for charitable donations made in cash. Previously, charitable contributions could only be deducted if taxpayers itemized.Taxpayers who itemize can deduct up to 100% of their adjusted gross income for cash donations (up from 60%) made in 2020.These incentives don’t apply to all contributions — only those made to qualifying public organizations, which the IRS defines as “those that are religious, charitable, educational, scientific or literary in purpose.” Contributions to donor-advised funds, nonoperating private foundations and support organizations don’t qualify for the deduction.The IRS website has a tool to look up tax-exempt organizations.Use your values to inform your givingChoosing which cause to support is deeply personal. If you haven’t already, make a list of your values and what you’re grateful for. This list is the basis for your giving plan that can help you determine which causes to prioritize and which ones you can say no to, says Jeannie Sager, director of the Women’s Philanthropy Institute at Indiana University.Sager says you can also use a giving plan to frame your actions outside of hitting the “donate” button.“What kind of volunteerism are you doing? What messages are you sending as you retweet or share things on social media? How does that tie into your philanthropy and your values?” she suggests asking yourself.Early in the pandemic, you may have committed small acts of generosity such as buying gift cards to support your local coffee shop or paying your hairstylist when the salon was shut down.Keep the community spirit going, says Eileen Heisman, president and CEO of National Philanthropic Trust, a public charity that manages donor-advised funds and is based in Jenkintown, Pennsylvania. “I’m a big fan of small grassroots charities,” she says. “A lot of everyday neighborhood arts organizations, small ones, are disappearing.”Research by the Women’s Philanthropy Institute during the early months of the pandemic showed that organizations dedicated to basic needs and health fared better than those focused on religion, and especially better than those serving all other purposes, such as education, the arts and the environment.Resources such as Charity Navigator and GuideStar help you research a charity’s financial health, tax-exempt status and practices. Your local community foundation website can also give you an idea of nonprofits to support.“We encourage people to give deeply to a few causes rather than spreading money out to many causes,” says Grace Chiang Nicolette, vice president of programming and external relations at the Center for Effective Philanthropy in Cambridge, Massachusetts.Unrestricted gifts are typically the most useful to charities, Nicolette says, referring to donations that don’t come with requirements on how the money can be used.Give back while shoppingThis holiday season, 65% of Americans say the pandemic will have an impact on the way they plan to give gifts. At least, 3 in 10 Americans (30%) say they’ll send money or gift cards, and 28% say they’ll ship gifts to loved ones they typically give gifts to in person, according to NerdWallet’s 2020 Holiday Shopping Report.Around 1 in 8 Americans plan to spend more on charitable donations, and almost 1 in 5 plan on spending less on donations in 2020 than they did in 2019, the report says.If you cannot set aside money for donations, use your online holiday purchases to give back. Many online retailers make it easy to donate as you’re checking out or buying gift cards, such as through the Paypal Giving Fund or Amazon Smile program.Heisman suggests using apps that round up your purchases and donate the difference to charity. Boomerang Giving, ChangeUp For Charity and GiveTide are some examples.You can also donate your unused airline miles or credit card rewards to charity, but be aware of the downsides. The charity may not always receive the full amount of your donation and you cannot apply this contribution toward the CARES Act tax deduction.This column was provided to The Associated Press by the personal finance website NerdWallet.More From NerdWalletHow to Maximize Your Online Donation to CharityTax Deductible Donations: Rules for Giving to Charity, How to Get a Deduction & 3 Tips to SaveSmart Money Podcast: The Holiday Shopping EpisodeAmrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay. 5348

HOUSTON — Houston Texans star defensive end J.J. Watt provided a one-year update on the funds donated to victims of Hurricane Harvey, and the numbers are astounding.Hurricane Harvey, which struck Houston on the morning of Aug. 26, 2017, quickly became the most deadly and costly hurricane in American history after inflicting nearly 0 billion in damages and taking an estimated 88 lives. During one of Houston's worst disasters, Watt was a shining light. He raised .6 million for victims affected by Hurricane Harvey, far surpassing his initial goal of 0,000. 591

If you love "Harry Potter" and live in the United Kingdom, you're in luck.Warner Bros. says you can now purchase bottled Butterbeer. 140

IMPERIAL BEACH, Calif. (KGTV) - Imperial Beach residents are being told by city officials to clean up - or pay up.Some 20 homeowners received a code enforcement letter last month indicating they needed to remove debris from their backyards.The letter read in part: 272

If you haven’t heard of Virgin Hyperloop One by now, pay attention; The company is making huge advancements in the race to develop the future of transportation.Imagine traveling between cities that are hundreds of miles apart in just a matter of minutes. The company says not only are they close to making it a reality, they're closer to doing it than you might think.In May, Virgin Hyperloop One orchestrated a test track, called DevLoop, in the middle of a desert miles outside of Las Vegas. It was the first full-scale test of the hyperloop concept, which was first introduced by Elon Musk in 2014.  Dr. Anita Sengupta, senior vice president at Hyperloop One, leads the team in charge of making this technology come together. Prior to joining Virgin Hyperloop One, Dr. Sengupta spent most of her career at NASA and was a member of the team that helped land a rover on Mars.“I spent most of my career working at NASA. I'm used to working with vacuum chambers; I'm used to working with electromagnetic propulsion systems," says Dr. Sengupta.Working on hyperloop reminds her of working on spacecraft, traveling hundreds of miles per hour through a vacuum tube in a magnetically levitating pod. Each pod is designed to fit 9 to 12 people. She believes it will remind passengers of a plane, but better."You don't have the traditional experiences you have in aircraft,” she explains. “There's no such thing as turbulence, right, because you actually have no air around you on the outside of the pod, so the ride is actually going to be a lot smoother. You're not even going to be able to tell that you're going that fast."Their last speed test reached 240 miles per hour, only limited, she says, by the length of the track. At full speed, they want to see pods travel about 700 miles per hour."Faster than a commercial airplane," says Dr. Sengupta.Hyperloop One hopes to have tracks operating within the next two to three years."I think it’s fair to say by 2023, we could have an operational hyperloop," she says.Right now, the company is working on feasibility studies in several states, to see where they could build their first routes."This would be a service that everyday people can use,” says Dr. Sengupta. “Otherwise, it doesn't make sense to build it. "Hyperloop One isn’t the only company working to make the hyperloop concept a reality. Musk and SpaceX have been explicit that the concept be open-sourced, encouraging others to develop the transportation. The tech mogul, as well as another company called Hyperloop Transportation Technologies, are in the race and working on their own hyperloop plans.So, how much will this cost? Who will pay for it?  Virgin Hyperloop One anticipates a public-private partnership."When it comes to infrastructure projects, you need to have a strong coalition of government, business community, and local community," says Dr. Sengupta.In the meantime, she and her team will keep working."This is high time to come up with a new mode of mass transportation, she says."We are reinventing transportation and doing it out here in the desert."Earlier this month, the company announced plans to build a 0 million research center in Bobadilla, a tiny village in southern Spain. It will be the Los Angeles-based company’s first off-site location in Europe.The site is slated to open in 2020 and will be used to test, develop and certify components to improve safety and reliability of their systems. The company plans to hire 200 to 300 high-tech workers for the center.Last week, it was reported Virgin Hyperloop One would open their first office outside the U.S. in Dubai. Learn more about Virgin Hyperloop One here. 3692