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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

LYNDON TOWNSHIP, Michigan — Michigan State Police say a USPS mail carrier was killed when she was hit by her own truck delivering mail on Wednesday afternoon.According to police, the mail carrier was on Blind Lake Rd. in Lyndon Township, northwest of Ann Arbor, around 1:30 p.m. Wednesday.She was delivering a package at a resident with the USPS mail truck parked at the top of the driveway. For reasons not known at this time, the vehicle rolled down the driveway, struck the mail carrier and then pinned her between the truck and a guardrail.The woman, identified as a 56-year-old Tracy Sylo, of Pinckney, was pronounced dead at the scene. 649

MALIBU (CNS) - Supermodel Bella Hadid has donated ,000 toward fighting mud slides in Malibu expected as a result of the still-burning Woolsey Fire, it was reported Thursday.Hadid, 22, donated the money to the Malibu Disaster Prevention & Relief Fund, the celebrity news website TMZ.com reported. The GoFundMe page is spearheaded by the Point Dume Bomberos (firefighters), who need the money to pack sandbags, buy pool pumps, generators, respirators, cleanup materials and other tools.Rain could arrive sometime next week and fire officials have said fast-moving mudslides -- possibly like the catastrophic one in Montecito earlier this year -- could be powerful enough to bring down trees and tons of other debris. Hadid lost her Montecito home in January from devastating floods and has seen the area where she was raised -- Malibu -- decimated.Bella's not the only celebrity pitching in to help Malibu get back onits feet, TMZ reported. Patton Oswalt donated ,000 to rebuild a horse ranch that burned down. Jon Favreau kicked in ,000 to another Woolsey Fire relief fund and Sean Astin donated ,000 to a similar cause.Miley Cyrus and Liam Hemsworth have donated 0,000 to The Malibu Foundation through Cyrus' charity, Happy Hippie, a representative told CNN. The funds will be used for ``those in financial need, emergency relief assistance, community rebuilding, wildfire prevention and climate change resilience," according to a statement.Hemsworth on Tuesday posted a photo of the remains of the home he shared with Cyrus. Other celebrities who lost homes in California's fires are Neil Young, Robin Thicke and Gerard Butler. 1652

MARSHALL, Minn. — A couple in Minnesota wore red face masks emblazoned with swastikas to a Walmart in a video posted on social media.Police were called Saturday to the Walmart in Marshall, in the southwest part of the state, on a report that two shoppers were wearing the mask with the symbol used by the Nazi Party.The Star Tribune reports another shopper, who is a vicar of a southwest Minnesota parish, posted a video on Facebook of the man and woman being confronted by others in the store."If you vote for Biden you're gonna be in Nazi Germany. That's what it's going to be like," one of the masked shoppers said in the video, which was posted to Facebook.Marshall police gave the couple no-trespass notices but did not cite or arrest them.Walmart says the Arkansas-based retailer "will not tolerate any form of discrimination or harassment" in its business."What happened today at our store in Marshall, MN is unacceptable. We strive to provide a safe and comfortable shopping environment for all our customers and will not tolerate any form of discrimination or harassment in any aspect of our business," the store said in a statement to KARE-TV in Minneapolis. "We are asking everyone to wear face coverings when they enter our stores for their safety and the safety of others and it's unfortunate that some individuals have taken this pandemic as an opportunity to create a distressing situation for customers and associates in our store."USA Today reports that Walmart's no-trespass notices means the pair won't be able to step inside their stores for a year. 1577

Mattel will release it's first-ever hijab-wearing Barbie doll next year, the company announced Monday.The doll is modeled after American fencer Ibtihaj Muhammad, who became the first American Olympian to compete in a traditional Muslim headscarf during the 2018 Olympics in Rio de Janeiro. Muhammad earned a bronze medal as part of the team competition in women's fencing.The doll will come with a full fencing uniforms, including a sabre and a mask. 463