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Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071

As the holiday season approaches, many companies are in need of temporary employees. Although these jobs are generally considered temporary, some retailers say jobs positions could lead into permanent positions. Here is a look at who is hiring:Best BuyElectronic retailer Best Buy said it will hire an unspecified number of temporary employees for the holidays. The company will host job fairs in nearly a dozen cities on Oct. 10. Also, the retailer will have on-site job interviews on Oct. 10 and 11 nationwide. To reserve a spot for an interview, click here. Best Buy said that 30 percent of its full-time employees began as seasonal workers.Dick's Sporting GoodsTaking a page from the sports world, Dick’s Sporting Goods is hosting a “National Signing Day” on October 16 to fill 8,000 positions nationwide. Dick’s said applicants are encouraged to first apply online at dicks.com/jobs,GapGap has more than 2,000 seasonal positions for this year. To apply, click here.Kohl's Kohl's said it plans to hire 90,000 seasonal employees this year. Kohl's said positions are available at 11,000 locations nationwide. For more info, click here. Macy'sMacy's said it plans to hire 80,000 seasonal employees this year. Among the more interesting opportunities, the company plans to hire 1,000 people to assist with the company's Thanksgiving Day parade. Macy's also said its hosting on-site interviews on Thursday, October 24, 2019, from 11 a.m. – 7 p.m. For more info, click here.The company said that in 2018, 8,000 seasonal employees became permanent workers.RadialLooking for a more behind the scenes position? Radial is looking to hire 21,000 seasonal employees for the holidays. Radial provides fulfillment and customer care services for retailers nationwide. For more info, click here.TargetTarget will do two rounds of job fairs for potential employees. The first round of job interviews will be from Oct. 11 to 13 and the second from Nov. 2 to 3. Target plans to hire more than 130,000 seasonal employees. Target says that minimum pay for employees will be . For more information, click here. UPS UPS said it plans on hiring 100,000 people for the holidays. UPS says that nearly one third of its workforce started as seasonal employees. The majority of positions are for package handlers, drivers and driver-helpers. For more info, click here. 1-800 Flowers1-800 Flowers said it plans to hire 8,000 seasonal employees. For details, click here. 2454

As part of regular protocols, Secretary @stevenmnuchin1 has been tested daily for COVID-19. He tested negative for COVID-19 this morning and will continue to be tested daily.— Monica Crowley (@TreasurySpox) October 2, 2020 230

AURORA, Colo. — Three Aurora police officers have been fired in the fallout over a photograph taken near the site where Elijah McClain was arrested, Interim Police Chief Vanessa Wilson announced Friday. McClain died after officers arresting McClain placed him in a carotid choke hold. 292

At a Monday afternoon hearing regarding records from the Florida Department of Children and Families, a judge ruled a three-page confidential investigative summary and 19 pages of background materials could be released regarding Nikolas Cruz.FULL COVERAGE: Parkland school shootingNames of non-DCF employees listed in those pages will be redacted, but their titles won't be.The records were released later Monday, showing the following: ?       DCF Adult Protective Services was called on Sept. 28, 2016 to investigate allegations that Nikolas Cruz was being victimized by his caregiver -- his adoptive mother.?       Following an investigation involving mental health counselors, school personnel, and law enforcement who had contact with Cruz, DCF found no indicators of abuse or neglect as alleged; 854

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