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President Donald Trump formally accepted the Republican presidential nomination on Thursday as he prepares for the stretch run of his re-election bid.In a precedent-breaking speech that contrasted from past norms, Trump used the backdrop of the White House for his convention address. Trump spoke in front of a group of 1,500 supporters.The White House ceremony stood in contrast to typical conventions that are held in large arena before up to 20,000 supporters.Trump focused much of his speech on his opponent Joe Biden rather than his vision for a second term. Trump mentioned Biden by name 41 times, and made a number of indirect references to his Democratic challenger.Trump promises vaccineTrump joined Vice President Mike Pence’s pledge from last night in proclaiming that the US will have a coronavirus vaccine approved and ready by the end of 2020. His comments come despite skepticism from leading public health experts who say the shortened timeframe might not be enough to fully study the efficacy of vaccines."In recent months, our nation, and the entire planet, has been struck by a new and powerful invisible enemy. Like those brave Americans before us, we are meeting this challenge. We are delivering lifesaving therapies, and will produce a vaccine before the end of the year, or maybe even sooner," Trump said.While Trump said that the White House would continue heeding the advice of public health experts, the 1,500 spectators on hand were not socially distanced, and the majority of the crowd were not wearing face coverings.Trump condemns unrest in major citiesTrump joined a chorus of Republicans in condemning violence at protests in response to the shootings of police officers of black men, most recently Jacob Blake in Kenosha, Wisconsin.While Trump and other speakers repeatedly, and falsely claimed, that Biden has not spoken against the violence, the former vice president has directly encouraged protests to remain peaceful."In the strongest possible terms the Republican party condemns the rioting, looting, arson and violence we have seen in Democrat-run cities like Kenosha, Minneapolis, Portland, Chicago, and New York, and many others Democrat-run."While Trump has previously criticized local leaders for not using National Guard troops, there are currently guard units in Kenosha and Minneapolis.Ivanka goes lastDonald Trump’s daughter Ivanka was the last among Trump’s family members to speak at the Republican Convention.Unlike her brother Eric, Ivanka Trump avoided referring to Biden by name and kept her focus on why her father should be re-elected.“Washington has not changed Donald Trump. Donald Trump has changed Washington,” Ivanka Trump said. “America doesn’t need another empty vessel who will do whatever the media and the fringe of his party demands Now more than ever, America needs four more years of a warrior in the White House.:Protesters make noiseAs Trump spoke from the White House lawn, protesters made as much noise as possible outside of the White House. They used airhorns, instruments and drums to drown out the president. 3094

President Donald Trump has found one part of the federal health law palatable: He's allowing Obamacare rules that require chain restaurants to post calorie counts to go into effect Monday.The rules, which are among the final pieces of the 2010 Affordable Care Act to be implemented, require restaurants to list calories on all menus and menu boards. Restaurants will also have to provide on-site additional nutritional information, such as fat and sodium levels.The law, intended to nudge Americans to eat healthier, applies to chains with at least 20 stores.And it won't be just fast-food and sit-down restaurants that are affected. Grocers, convenience stores, movie theaters, pizza delivery companies and even vending machines must meet the new requirements to display calories.The menu labeling rules will improve public health, the Food and Drug Administration Commissioner Scott Gottlieb said last week in an interview. He pointed to studies showing that enlightened customers order, on average, up to 50 fewer calories a day.While that equates to the calories in a small cookie, Gottlieb says, the impact compounded over weeks and months can deliver a large benefit."This is a meaningful, incremental step in addressing" the country's obesity epidemic, he says.Seeking to alleviate retailers' concerns, the FDA delayed implementing the rules several times to give the food industry time to comply after finalizing the menu-labeling rule in 2013.The provisions are supported by consumer advocates and the National Restaurant Association, which wanted to avoid catering to a hodgepodge of requirements from cities and states.But some food industry groups and retailers say they still don't have all the answers and worry the rules will place an undue burden on shop owners.The National Association of Convenience Stores expressed reservations about how its members will comply."Convenience retailers will welcome any flexibility the FDA may be able to provide in order to comply with this onerous rule," says spokesman Jon Taets.Conservatives in Congress also have repeatedly lashed out at the provisions, with the House passing a bill earlier this year that would modify them. The Senate has not acted on that legislation.Even as the provisions go into effect, the FDA announced that over the course of the next year officials will seek to educate the industry about meeting the new rules, rather than enforcing them.Many restaurant chains, including McDonald's, Burger King, Taco Bell and Panera Bread, have listed calorie information for years. But some, including Legal Sea Foods and the Melting Pot, have not yet added the information. Officials for the Melting Pot say they plan to have nutritional information posted by the end of the month. Legal Sea Foods did not return calls for comment."Americans deserve to know what they're getting when ordering for themselves and their families at chain restaurants, supermarkets and other food retailers," says Margo Wootan, vice president for nutrition for the Center for Science in the Public Interest, a consumer advocacy group. "Menu labeling isn't a silver bullet. It's just one of dozens of things we should be doing to help Americans maintain a healthy weight and reduce their risk of diet-related health problems like diabetes, heart disease and cancer."But others see the issue differently.Daren Bakst, a fellow with the conservative Heritage Foundation, says the law equates to government overreach."It's not up to the government to influence what people eat -- that should be left up to each individual," he says.Bakst says he likes having nutritional information on foods he buys but opposes the government mandate for retailers."Plenty of restaurants will be hurt by compliance costs," he says.Yet many restaurants say they are ready."This date is long overdue," says Cicely Simpson, an executive vice president at the National Restaurant Association. Most chains don't see the calorie information postings as hurting overall sales. Yet, she says, the information will lead some consumers to switch the foods they choose.She says the FDA has been flexible with the industry, including efforts to clarify that promotional signs and flyers in stores are not the same as menus and don't have to include calorie information.Domino's Pizza spokesman Tim McIntyre says his company has concerns about how its franchises will meet these requirements but is confident the changes won't increase prices for consumers.The pizza delivery company hopes the FDA will allow it to meet the provisions by posting nutritional information on its website as it has done for years, rather than on menu boards, he says. The company says 90 percent of orders are placed by phone or internet, and with hundreds of pizza combinations and sizes it would be difficult to list nutritional info for each one on a menu.McIntyre says the menu labeling rules were meant to give consumers calorie information at the point where they are ordering. For pizza delivery companies that is rarely inside the store, he noted."All we are asking for is common-sense approach to put this information where people are ... and we believe the internet is where people are going to go to get this information," he says. The FDA has put out thousands of pages of guidance to help restaurants and other food providers comply with the law, such as helping grocery stores decide where to put information on salad bars. Under FDA guidance, if pizza delivery stores don't have menu boards, they don't have to add any under the law.Gottlieb says he frequently uses restaurant's calorie information on signs when ordering food. "I admittedly occasionally go to fast-food restaurants and take into consideration the calories," he says. "I used to go to McDonald's time to time to order an Egg McMuffin, but now I go for the Egg White Delight."According to McDonald's, an Egg McMuffin is 300 calories while the Egg White Delight is 280 calories.  5970

President Donald Trump alleged Tuesday — without providing any evidence — that special counsel Robert Mueller's investigation will meddle in the midterm elections to benefit Democrats.Trump's claim is his latest attack on the credibility of the Russia investigation as being politically motivated, though it's a significant new step in his attacks on what is intended to be an independent probe working to get to the bottom of Russia's efforts to interfere in the 2016 election.  492

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

President Donald Trump on Friday promoted the House Intelligence Committee's findings on Russian meddling in the 2016 election as a way to vindicate himself from the investigation into potential collusion between his campaign and Russia."House Intelligence Committee votes to release final report. FINDINGS: (1) No evidence provided of Collusion between Trump Campaign & Russia. (2) The Obama Administrations Post election response was insufficient. (3) Clapper provided inconsistent testimony on media contacts," Trump wrote on Twitter.The committee voted along party lines Thursday to release the Republican report on Russian meddling, which concludes the committee found no evidence of collusion between Trump's team and Russian officials.Its findings also include that Russia conducted cyberattacks against US political institutions and sought to use social media to undermine the election. However, the report does not match the intelligence community's conclusion that Russian President Vladimir Putin was trying to help Trump win the presidency.Democrats on the committee, however, rejected the report and accused their Republican colleagues of failing to conduct a proper investigation.While Republicans say Thursday's vote marks the end of the House Intelligence Committee's probe, Democrats plan on pushing forward with their own investigation.  1372