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The U.S. communications regulator on Tuesday proposed a 5 million fine, its largest ever, against two health insurance telemarketers for spamming people with 1 billion robocalls using fake phone numbers.The Federal Communications Commission said John Spiller and Jakob Mears made the calls through two businesses. State attorneys general of Arkansas, Indiana, Michigan, Missouri, North Carolina, Ohio and Texas also sued the two men and their companies, Rising Eagle and JSquared Telecom, in federal court in Texas, where both men live, for violating the federal law governing telemarketing, the Telephone Consumer Protection Act.The FCC said the robocalls offered plans from major insurers like Aetna and UnitedHealth with an automated message. If consumers pressed a button for more information, however, they were transferred to a call center that sold plans not connected to those companies. The FCC said the Missouri attorney general sued Rising Eagle’s largest client, Health Advisors of America, for telemarketing violations last year.Over more than four months in early 2019, the FCC said, these telemarketers faked the number their calls displayed in caller ID with intent to deceive consumers; purposefully called people who are on the Do Not Call list; and called people’s mobile phones without getting permission first.Consumers weren’t the only ones bothered. The telemarketers faked their calls to make them appear they came from other companies, which then received angry calls and were named in lawsuits from consumers. The FCC didn’t name these companies, but said one got so many calls that its phone network “became unusable.”The fine is not a final decision. Spiller and Mears will have a chance to respond.As robocalls became a pressing issue for consumers, both as an annoyance and as a vehicle for fraud, the FCC has pushed carriers to do more to stop them. A new law beefs up enforcement and mandates that the phone industry not charge for call-blocking tools and put in place a system designed to weed out “spoofed” calls made using fake numbers.Reached by phone at the number listed for JSquared, Spiller declined to comment. He declined to provide contact information for Mears and said neither would speak before talking to an attorney. 2275

The White House privately warned the mayors of 11 major U.S. cities on Wednesday that they need to take "aggressive" steps to control COVID-19 outbreaks, the Center for Public Integrity reports.The warning came from Dr. Deborah Birx, the response coordinator for the White House Coronavirus Task Force. In the call, which the Center for Public Integrity included "hundreds of emergency managers and other state and local leaders," she identified 11 cities that are seeing an increase in the percentage of positive COVID-19 tests they've taken in recent weeks. Those cities were Baltimore, Cleveland, Columbus, Indianapolis, Las Vegas, Miami, Minneapolis, Nashville, New Orleans, Pittsburgh and St. Louis.“When you first see that increase in test positivity, that is when to start the mitigation efforts,” she said in a recording obtained by Public Integrity. “I know it may look small and you may say, ‘That only went from 5 to 5-and-a-half [percent], and we’re gonna wait and see what happens.’ If you wait another three or four or even five days, you’ll start to see a dramatic increase in cases.”The Center for Public Integrity also published a seven-minute segment of the conference call.Public Integrity · Dr. Deborah Birx CallIt's unclear who provided the Center for Public Integrity with the recording, which was closed to the press. The outlet also reported that it's unclear which local governments were on the call, which was hosted by the White House Office of Intergovernmental Affairs. Officials in Cleveland told the outlet that they were not on the call.Birx's call came the day after President Donald Trump resumed his daily coronavirus briefings. During those briefings, Trump encouraged the nations to wear a mask when in public — a significant shift after he refused to do so in public appearances earlier this year. But Trump also seemed to downplay the severity of the virus by claiming that mortality is falling, despite figures from Johns Hopkins that show mortality increasing. 2009

The wild ride on Wall Street just got crazier.The Dow dropped about 345 points, or 1.4%, on Tuesday, completely reversing a 244-point gain from early in the day. The selloff followed Monday's 670-point spike.The Nasdaq plunged nearly 3% -- wiping out nearly all of Monday's huge gains for the tech sector. The Nasdaq is now up just 1.5% on the year.Facebook, Twitter, Tesla and Nvidia all fell sharply. Netflix tumbled 6%, its biggest decline in two years."We started bleeding when large tech got hit hard," said Art Hogan, chief market strategist at B. Riley B.Investors poured money into bonds Tuesday. The 10-year Treasury yield slipped to 2.77%, the lowest since early February.But the sinking yields also narrowed the closely-watched gap between short and long-term rates, known as the yield curve."That has persistently been a signal of an economic slowdown," said Hogan. "I don't think that's the case here."A "flattening" yield curve also makes it harder for banks to make money on the difference between what they lend out and pay interest on. Bank of America, Wells Fargo and PNC fell more than 2% apiece.The-CNN-Wire 1135

The U.S. will finish the month of November with more than 4 million confirmed cases of COVID-19, by far the most it has recorded in any month since the beginning of the pandemic.According to a database kept by Johns Hopkins University, the U.S. recorded 4.3 million new cases of COVID-19 throughout the month of November. That represents more than 30% of the 13.3 million cases recorded throughout the country since the virus reached the U.S. in February.Throughout November, the U.S. set 10 daily records for newly-reported COVID-19 cases. The peak came on Friday, when Johns Hopkins says the U.S. saw more than 205,000 new cases — though those numbers may have been skewed by the Thanksgiving holiday when some local governments chose not to report new info.The mountainous increase in cases has resulted in a frightening increase in hospitalizations and hospital resource use. According to the COVID Tracking Project, a record 93,000 Americans across the country were hospitalized with COVID-19 as of Monday morning, an all-time record. On Oct. 31, that figure stood at just over 47,000. While hospitalizations have spiked across the country, 66% of those hospitalized are in the Midwest and South, meaning many rural hospitals in those regions are at capacity. With hospitals full, doctors and nurses are struggling to treat patients who are suffering from other emergency ailments.Sadly, the number of deaths from COVID-19 has steadily increased throughout the month. As of Monday morning, an average of 1,436 Americans had died of COVID-19 each day for the last week. On Oct. 31, that figure sat at just over 800. Therapeutics and new treatments for the virus have caused the death rate to fall since the springtime when nearly 2,500 Americans were dying every day. But despite the improvements in treatments, the U.S. continues to lose about as many Americans every two days that were lost in the Sept. 11, 2001 terror attacks.And while several companies have reported encouraging news regarding potential vaccines in recent weeks, health experts warn the pandemic will get much worse before they are widely available.Prior to Thanksgiving, Dr. Anthony Fauci — America's top infectious disease expert — warned that the holiday could cause the rate of transmission to rise exponentially, given that some celebrations included large indoor gatherings."The chances are that you will see a surge superimposed on a surge," Fauci said. 2450

The U.S. has now recorded at least 100,000 cases of COVID-19 each day for the last three weeks.On Monday, at least 169,190 new cases of the coronavirus were recorded throughout the U.S., marking 21 consecutive days that the country has seen at least 100,000 new COVID-19 cases.During that time span — dating back to Nov. 2 — the number of people in the country hospitalized with complications from the virus has nearly doubled from 48,557 to 85,836. Currently, about 69% of those hospitalizations are occurring in the South and Midwest, meaning some hospitals in those areas — particularly rural hospitals — are currently operating at capacity.The massive spike in cases has also caused the number of deaths linked to COVID-19 on a rolling 7-day average to nearly doubled from 826 a day to 1,515 a day. The last time the U.S. saw as many deaths per day as it sees now came back in mid-May when the country was still recovering from the virus' silent and uncontained spread in early spring. Over the weekend, the U.S. surpassed 3 million new cases in November alone. The country has recorded 12.4 million cases of COVID-19 since the pandemic began, meaning about one-quarter of all of those cases have occurred this month alone.Despite the bleak outlook on the state of the pandemic in the country, Dr. Anthony Fauci, the county's top expert on infectious diseases, warned Monday that the pandemic could worsen further. He said that if Americans don't follow common-sense public safety measures on Thanksgiving, cases could spike even further in December."The chances are that you will see a surge superimposed on a surge," Fauci said.Fauci recommends limiting Thanksgiving gatherings to members of a single household. He also says Americans need to continue to follow five common public safety measures in order to limit the spread: Adopt uniform mask-wearing, keep social distance, avoid large crowds, gather outdoors as opposed to indoors and continuously wash hands. 1983