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McClatchy, the publisher of more than two dozen daily newspapers across the country, will reduce its staff by approximately three and a half percent, cut expenses across the company, and implement other measures to save money, the company announced in an internal memo obtained by CNN on Tuesday.Craig Forman, president and chief executive officer of McClatchy, told employees in the memo that the decisions were "painful and difficult" but "necessary to protect and further our future." He placed blame, in part, on the decline in revenue from print advertising."Talented and passionate people who have dedicated their energy to our mission, colleagues we call friends and rely on everyday, will leave the company," Forman wrote. "We thank you all for your commitment to McClatchy and to local journalism and wish you nothing but the best in your future endeavors."A spokesperson for the company told CNN that the staff reductions would affect nearly 140 employees.Forman said that the employees impacted have been notified. He also said other measures were being taken to reduce operating costs, including cutting expenses across the company and having senior leaders take two weeks of unpaid leave.Forman, however, said that "most of our expense savings are in legacy areas" which would allow the company to "continue to build our future as a digital-DNA, journalism-driven media business."Among the newspapers McClatchy operates are the Miami Herald, Sacramento Bee, Lexington Herald-Leader, The Charlotte Observer, The Herald-Sun, The Wichita Eagle, and The Kansas City Star.The cuts come at a time when local newspapers continue to struggle. The New York Daily News slashed 50 percent of its newsroom in July. 1728

Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

Millions of Americans are either at home trying to figure out how to pay their mounting bills, or out looking for work while worried about exposure to a deadly virus. The troubling state of society is proving beneficial to one particular group: scammers.“It makes sense that Americans are feeling that kind of economic and financial pressure, it is just really terrible that scammers are taking advantage of that,” said Lucy Baker.Baker is with the U.S. Public Interest Research Group, a watchdog organization based in Washington D.C that has been tracking COVID-19-related scams since May.In May, it found around 50,000 COVID-19 scams had been reported in the FTC’s database. When it went back to check the numbers last month, reported COVID-19 scams had jumped to over 200,000.“Kind of what was more shocking and right in your face was the number, 140 million,” said Baker. "That is the amount of money that had been lost due to these COVID-19 frauds.”Most of the scams are related to companies or individuals selling fake COVID-19 cures. Some are marketing PPE that is supposed to work better but does not.In one case, people were receiving flyers in the mail that instructed them to go to a URL that was supposed to be for coronavirus relief but instead it was a ploy for a used car business to get potential customers. The car dealership even sent fake checks with the flyers, stating it was money from the CARES Act for a new vehicle.According to U.S. PIRG, most people who’ve been scammed have lost around 0 on average. However, that number doubles to 0 for victims 80 years and older.So, organizations like PIRG, the DOJ and even AARP have put out top tips to avoid falling for a COVID-19 scam.“My biggest tip is to do your homework,” said Baker. "If you receive any kind of communication that seems off, smells fishy, it is too good to be true then it probably is.”Baker’s second tip is to be vigilant."The more you are aware that something like this could happen to you, the more likely you are to be able to stop it,” she explained.Lastly, most organizations recommend if you fall victim to a scam, report it. It is important to report it, regardless of how much money was lost or how embarrassed you may feel, because the more reported cases authorities get, the more information they have on the scams and scammers. Eventually, that will help officials find and stop the fraudulent activity. 2418

Microsoft founder and billionaire Bill Gates says he should pay more in taxes and that the government should require other superwealthy people like him to contribute "significantly higher" amounts."I need to pay higher taxes," Gates, who is worth over billion, said in an interview with CNN's Fareed Zakaria on Sunday."I've paid more taxes, over billion, than anyone else, but the government should require the people in my position to pay significantly higher taxes," he said.  499

Many districts across the country are looking ahead to this fall and trying to make plans about how students could, or should, return to the classroom. A nationwide pediatric group is urging local leaders, parents and education systems to collaborate and create policies that allow for as much in-person learning this fall as possible.The American Academy of Pediatrics released guidance on their website based on in-person attendance at schools being not only fundamental to children’s mental, social and physical development, but also playing “a critical role in addressing racial and social inequality … it is critical to reflect on the differential impact SARS-CoV-2 and the associated school closures have had on different races, ethnic and vulnerable populations.”The recommendations include masks, physical distancing, and outdoor play, with more specifics. Such as, the AAP recommends placing desks 3-to-6 feet apart as long as it allows children to attend school; the 3-foot distance can be used when face coverings are also being worn.Middle and high schools should avoid groupings of students inside doing activities involving exhalation, i.e. singing, exercising, etc. according to the recommendations. The AAP also encourages limiting locker use and moving from room-to-room for classes.The guidance extends to school faculty and staff, with the AAP urging districts to make sure adults in schools get the support they need to set a good example and stay healthy.“In the same way that students are going to need support to effectively return to school and to be prepared to be ready to process the information they are being taught, teachers cannot be expected to be successful at teaching children without having their mental health needs supported.The U.S. Centers for Disease Control and Prevention last updated their guidance to schools and care facilities in April and it is focused on quickly stopping an outbreak, cleaning facilities and maintaining continuity in education and meal accessibility.AAP acknowledges any school policy this fall should be flexible and nimble, able to respond to new information about the coronavirus and specific needs in each school, district and region.“Although schools should be prepared to be agile to meet evolving needs and respond to increasing knowledge related to the pandemic and may need to institute partial or complete closures when the public health need requires, they should recognize that staff, students, and families will benefit from sufficient time to understand and adjust to changes in routine and practices.” 2591