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SAN DIEGO (KGTV) - Small businesses are the heart of San Diego's economy, but for those looking to start one, the process can feel overwhelming. It's a gap the nonprofit lender Accion has been working to fill for the last 25 years. "Sometimes thinking about getting a loan can be scary, and I think one of the things we really try to do through our process with our staff is really walk alongside that business owner," said Elizabeth Shott, CEO of Accion. Since they began in 1994, Accion has loaned million to roughly 3,100 small businesses."We're teaching them about their credit, about their finance, and their cash flow. So through the loan process they're getting a lot of one-on-one education from our staff team," said Shott.On Accion's website, you can apply for a loan as well as learn about free resources available in San Diego. Some free resources include:Legal clinics at universities San Diego Small Business Development CenterA patent attorney available once a month at the libraryFrancisco Moreno, owner of Tacos La Mezcla, is one of the many entrepreneurs who's received both a loan and guidance from Accion. “I guess the unknown is really scary, financially it can be really stressful," said Moreno. After Moreno successfully launched his food truck he was able to open a restaurant with help from Accion. Shott cautions businesses to be careful when getting any loan, being sure to ask questions and understand the terms and fees. Her staff often hears about predatory lenders online which can ultimately cost a business far more than they're able to afford. Their partner nonprofit CDC compiled this list to help entrepreneurs in thinking about the questions/info they should know prior to getting a loan. 1737

SAN DIEGO (KGTV) — San Diego's weekend is filled with opportunities to get out and experience art, food, and the city's finest.Encinitas is celebrating the beauty of classic automobiles with Cruise Nights, giving locals the chance to enjoy a variety of autos and spend the night strolling along Highway 101's shops and restaurants.In celebration of Art Museum Day, the San Diego Museum of Art is offering free admission to visitors to come enjoy everything the museum has to offer.MORE: Don't see anything you like? Check out our event calendar for even more local eventsTacos will play center stage at Waterfront Park as SoCal Taco Fest returns with delicious tacos, live music, Lucha Libre wrestling, and chihuahua races.Plus Space Day and some free kite fun in OB are on the docket. Here's a look at what's happening this weekend.THURSDAYEncinitas Cruise NightsWhere: S. Coast Highway 101; Cost: FreeThe streets of Encinitas will be filled with classic cars, hots rods, and exotic autos for Cruise Nights. The free events invites the public to come check out amazing automobiles and enjoy the restaurants and shops along Highway 101.Pints for Paws fundraiserWhere: Novo Brazil Brewing; Cost: Come out to Novo Brazil Brewing to help raise funds for the Chula Vista Animal Care Facility. A donation will get guests a pint glass or entry into a raffle for VIP ticket to Rebelution or Santana. Plus, you can enjoy some of the South Bay's delicious craft beer while donating to a local cause. FRIDAYArt Museum DayWhere: San Diego Museum of Art; Cost: FreeIn celebration of Art Museum Day and to highlight the opportunities art museums foster in the community, the San Diego Museum of Art is offering free admission to the museum all day Friday.Mass Creativity workshopWhere: Harborside Elementary School; Cost: FreeThe New Children's Museum is hosting a Mass Creativity workshop in Chula Vista, an engaging workshop with artist Tanya Agui?iga that encourages kids to exploretheir creativity and imagination.SATURDAYSoCal Taco FestWhere: Waterfront Park; Cost: - 5More than 25 restaurants will swarm Waterfront Park for SoCal Taco Fest, packed with a variety of delicious tacos, live music, Lucha Libre wrestling, chihuahua races, beauty pageant, margarita tent, and more.Space Day CelebrationWhere: San Diego Air and Space Museum; Cost: Free - .95It's Space Day at the San Diego Air and Space Museum, a day filled with opportunities to learn about the great beyond, tale with space experts, touch a meteorite, design your own space patch or rocket, and hands-on activities at the San Diego Air and Space Museum.Ocean Beach Kite FestivalWhere: Robb Athletic Field; Cost: FreeGrab a kite and head down to Robb Athletic Field for some kite designing, watching, and most importantly flying at the OB Kite Festival, featuring a community fair, food vendors, and more.SUNDAYOMBAC Over the Line BeerfestWhere: Mariner's Point, Mission Bay Park; Cost: - 0(Saturday - Sunday) Enjoy some over-the-line, delicious food, and craft beer in Mission Bay during the two-day OMBAC tournament. OTL players will face off in a double elimination tournament in four divisions.Escondido Grand Ave FestivalWhere: Downtown Escondido; Cost: FreeDowntown Escondido will be abuzz with food, live music, games and rides for Grand Ave Festival. New this year, the festival will host an art show with talented local artists and interactive booths for kids.Fiesta del Sol 2019Where: Fletcher Cove Beach Park; Cost: Free(Saturday - Sunday) Solana Beach's annual Fiesta del Sol celebration brings out a lineup of great, diverse local bands, delicious gourmet food trucks and booths, and rides, games, and hands-on activities for kids to the beachside park for two days of outdoor festival fun. 3791

SAN DIEGO (KGTV) — Several bubble-like domes will cover Liberty Station early next year, offering locals the chance to dine under the stars.Dinner With a View will offer San Diegans a dining experience inside one of 33 intimate, clear domes in Liberty Station's central promenade from Feb. 6, 2020, to March 8, 2020. Tickets for the dining experience go on sale Dec. 6 at 10 a.m. online.Diners who grab a ticket will enjoy a three-course menu prepared by an acclaimed chef. While San Diego's chef has yet to be announced, Toronto's pop-up was led by Canada "Top Chef" winner René Rodriguez.A blind menu featuring meat, fish, and vegan options will be served to guests. Ingredients will be locally sourced and drinks will be offered at an additional cost to pair with meals.RELATED:New app fighting food waste in San Diego, helping rescue food from restaurantsSan Diego companies riding plant-based food waveEach geodesic dome is frameless, providing a bubble-like effect. Inside, various accents will transform domes into terrariums that highlight unique terrains from around the world.Dinners will be offered daily during the pop-up's run at 5:30 p.m., 7:30 p.m., and 9:30 p.m.“We have been watching the San Diego food scene explode in recent years and knew this was the perfect city for our next pop-up event,” said event organizer Steve Georgiev. “Dinner With A View offers the magical and memorable dining experience we know San Diego has been craving, set in the heart of one of the city’s most prized communities, Liberty Station. We cannot wait for everyone to come together for an enchanting evening under the stars.”Dome reservations will be priced at 9.99. Each dome reservation requires a minimum of four guests and can include up to six people — so that price can potentially drop to per person. Those who sign up for an email newsletter can get 50 percent off dome reservations, bringing the reservation down to .99, or per person in groups of six.Dinner reservations are a separate cost at 9.99 per person. 2080

SAN DIEGO (KGTV) - Shipping companies expect another record setting holiday season, which gives would be thieves ample chances to steal packages off of porches.This year, FedEx expects to ship 400 million packages during the holiday season. UPS says they'll deliver 750 million. The U.S. Postal Service estimates 850 million packages and 15 billion pieces of mail altogether, and Amazon says in 2016 they sent more than a billion items world wide through Prime.But this year, more companies have ways for you to protect your deliveries.Ring doorbells are becoming popular. They have motion-sensing cameras that connect to your smartphone, alerting users to see anyone that comes to the door. Their Facebook page is full of videos where owners scared off would-be thieves with an alarm or by shouting through a connected microphone.The company is also encouraging people to download their app. Even if you don't have a Ring Doorbell, the app will send you alerts any time suspicious activity is reported in your neighborhood.Also new this holiday season is the Amazon Key, an option introduced this fall. For about 0, you can buy a starter kit that includes a camera and a special door lock. Delivery drivers would be able to put packages inside your home.Amazon also has lockers all around San Diego that packages can be sent to. You get a code to open them to pick up your package.Meanwhile, the US Postal Service says people who are worried about theft can ship packages using the "Hold for Pickup" option. Packages are kept at the post office to be picked up. You can also require a signature for delivery, or re-route a package to a different address while it's being delivered. They have more tips on how to protect holiday gifts here. 1776

SAN DIEGO (KGTV) — Some seniors say they’re hitting a frustrating roadblock of red tape at the DMV. They say health concerns aside, the state has made getting into a field office to complete requirements impossible.Although many DMV tasks can be completed online, the agency requires an in-person visit for several types of service. Once drivers hit the age of 70, the DMV requires them to renew their licenses in-person to take vision and knowledge tests.The DMV has granted drivers aged 70 and up a four-month extension to renew licenses, but only for licenses that expire through July 31. For drivers like Charrie Pettersen, whose license expires 12 days later in August, there is no extension.RELATED: More California DMV offices reopen, six in San Diego, for appointmentsTo renew her license, Pettersen needs an appointment. But the DMV isn’t offering new appointments, as it works through the backlog of visits that were canceled during the months-long closure. The DMV is only accepting walk-ups for a handful for services, and not for seniors seeking license renewal.“It's ridiculous and I think the governor should do something,” she said.The agency has been opaque about when it will begin accepting new appointments. An employee at the DMV office in University Heights said the office would begin accepting new appointments for all types of service July 1, but a media spokesperson would not confirm that date.RELATED: DMV reopening all remaining field offices across California this week “DMV offices will be processing all transactions in the near future once the COVID related backlog is addressed, however there is no set date yet,” the spokesperson said in an email Friday.Pettersen, who has an underlying health condition and whose husband has COPD, isn’t comforted by the idea that she’ll be allowed to make an appointment “in the near future.”“Are you gonna put our lives in danger? You’ve been saying to stay home. We’ve been following the rules. Can’t you do something for us?” she said. 2016

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