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AURORA, Colo. -- Just as hundreds of restaurants are being forced to close down indoor dining, yet again, In-N-Out Burger made its debut in Colorado on Friday.Hundreds waited in line for hours to get a burger from the California-based fast-food chain.“It’s just a journey today,” said Charly, who came to relieve her dad who waited for three hours, but then had to go to work without making it to the front of the line.“Three or four hours wasn’t unexpected,” said Bob Fischer. “So, it’s definitely worth the wait.”Whether it was worth the wait depends on who you asked.But is it worth it? “No,” said Charly. “I don’t even eat beef. I’m just here for (my sister) and my dad.”In-N-Out’s arrival in Colorado comes at the most ill-timed or opportune moment, depending on your perspective.“I ordered about five cheeseburgers and five animal fries,” said one In-N-Out fan who did not wish to be identified. “It’s all about the uniqueness of the secret menu,” Fischer said.“I grew up in California, so we were always eating it,” said Maddie Duncan.Just around the corner, at the mom-and-pop NGL Burgers, owner Jesus Pulido is preparing to close to indoor dining yet again.“Tomorrow it’s back to take-out only or I can put some tables outside,” Pulido said.After 16 years in business in Aurora, Pulido, who’s also from California, certainly has his fans, too.“The food speaks for itself,” said an NGL regular named Zeke.“I grew up in L.A. There’s char-broiled burger places everywhere,” said Juan Lopez. “And this is exactly the same way.”Lopez says Pulido’s prices are right on the money.“If you’re going to let me pick for lunch, I’m going to come here because this is a better deal,” Lopez said.The question is – what kind of dent will In-N-Out, coupled with another COVID-19 shutdown put in Pulido’s business.He, for one, believes he will survive.“In-N-Out, that’s going to hurt me a little bit, you know? But I have my own customers,” Pulido said. “They want to go over there, whatever.”“To me – it’s important to keep these guys going,” Lopez said. “They know me so when I come here, you get the feeling of family and community.”This article was written by Russell Haythorn for KMGH. 2202

The votes are still being counted but what do we know about the agendas of President Trump and former Vice President Biden? What would a first 100 days of Trump's second term look like, or Biden's first?Watch the video above as PIX11 News' Kala Rama explains. This story was first reported by Kala Rama at PIX11 in New York, New York. 357

A Ukrainian passenger jet carrying 176 people crashed just minutes after taking off from the Iranian capital's main airport, turning farmland on the outskirts of Tehran into fields of flaming debris and killing all on board. The crash of Ukraine International Airlines came hours after Iran launched a ballistic missile attack on Iraqi bases housing U.S. soldiers. Iranian officials said they suspected a mechanical issue brought down the Boeing 737-800 aircraft. The Ukrainian Embassy initially said they did not believe the crash was terror related, but later pulled that statement. "Information on the causes of the plane crash is being clarified by the commission," the embassy said, according to CNN. Among those killed in the crash were 82 Iranians, 63 Canadians and 11 Ukrainians were killed in the crash, according to CNN. Ukraine's foreign minister says Swedish, Afghan, British and German nationals were also among those killed. Canadian Foreign Minister Fran?ois-Philippe Champagne says he's been in touch with the government of Ukraine since the crash. He called it tragic news and said Wednesday that Canada's "hearts are with the loved ones of the victims, including many Canadians." CNN reports that Iran will not hand over the black boxes containing flight information over to the United States or to Boeing. Iran says it has no obligation to provide the information to the U.S. under international aviation law.Commercial airlines are rerouting flights crossing the Middle East to avoid possible danger amid escalating tensions between the United States and Iran. Australian carrier Qantas says it's altering its London to Perth, Australia, routes to avoid Iranian and Iraqi airspace until further notice. Malaysia Airlines says that “due to recent events,” its planes would avoid Iranian airspace. Singapore Airlines also says its flights to Europe would avoid Iran. The U.S. Federal Aviation Administration has barred American pilots and carriers from flying in areas of Iraqi, Iranian and some Persian Gulf airspace. Analysts say that changed flight plans are expected to inconvenience as many as 15,000 passengers per day and lengthen flight times by an average of 30 to 90 minutes. 2218

Deborah Torres has made a career out of helping others. This registered nurse works at a hospital in Southern California. When the coronavirus hit her community, Torres decided to move into a hotel to keep her family safe. Now, others are fighting for people like Torres working on the frontlines, trying to get them paid more.“Something to recognize them as a solider going into battle, said Rulon Stacey, a former hospital CEO turned Program Director for Graduate Programs in Health Administration at the University of Colorado Denver. Stacey says he wants hazard pay for all health care workers. “I know these people and I know that they would take a bullet for you or me or anybody,” he said. “It’s who they are.” Stacey doesn’t have an exact amount in mind, but he does believe the money would have to come from the federal government. “My argument is that it comes in the next phase of the CARES Act which is the fourth traunch that they’re debating right now,” he said, According to the Bureau of Labor Statistics, registered nurses make a mean annual wage of about ,000. Across the country, other industries like some grocery store chains and fast food restaurants have already increased workers’ hourly rates. Now, Stacey says those health care workers that stepped in during the COVID-19 crisis deserve more recognition and extra money. “It’s the right thing to do and it will ensure our future when things like this happen,” he said. Torres, however, has a slightly different view. “If I don’t get the hazard pay and I have a patient with COVID, I’m still going to care for that patient no matter what,” she said. Torres says she signed up to care for sick people. And while extra money would be nice, what she really wants is better protection for her industry.“The hazard pay is just like a cherry on top and it would be very nice to have,” she said. “But my priority is to make sure I have my equipment.” 1937

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028