梅州白带黄怎么回事(梅州月经性阴道炎怎么样医疗) (今日更新中)

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

At least seven people were killed in northwestern New Mexico when a tractor-trailer crashed head-on with a nearly packed Greyhound bus, officials said."We do expect that number to rise," New Mexico State Police spokesman Officer Ray Wilson said on Thursday. Dozens of passengers were seen trying to climb out of the windows of the bus while some bystanders walked among piles of debris carrying ladders.Most of the 49 people on the bus, including adults and children, were taken to area hospitals with different degrees of injuries. The driver of the truck sustained injuries that were not life-threatening, the state police said.Wilson had initially said six people suffered minor injuries.As of Thursday night, seven deaths had been confirmed. In a statement, the New Mexico State police said their identities would not be released until their next of kin were notified.The horrific scene began around 12:30 p.m. when a semi truck was traveling eastbound along Interstate 40 in McKinley County and it blew a tire. The driver lost control of the vehicle, which crossed the median and struck the westbound bus, Wilson told reporters.Aerial footage by CNN affiliate KRQE showed the bus damaged on the front edge, but upright, in the grass median. Nearby was an overturned vehicle and the truck trailer on its side, with what appeared to be produce boxes spilled on the median.One witness, Chris Jones, was driving along the highway when he came upon the crash site. He quickly jumped out of his car to help the injured when he didn't see any ambulances around."Just trying to help them, comfort them, calm them down, get them taken care of until EMS got there," Jones told CNN affiliate KCAL.Jones, who has medical training as Navy veteran and volunteer firefighters, said he first tried to get an idea of who was hurt.Another witness, Marc Gonzales, said the scene was a "complete catastrophe," with skid marks on the side of the road. Passengers tried to climb out the bus windows and bystanders grabbed ladders from their vehicles to try to rescue them, he said."It's by far one of the worst accidents I've encountered. ... It was horrible," Gonzales told KRQE."You could tell that people were distressed, screams were coming from the bus," he said.Twenty patients were initially taken to the Gallup Indian Medical Center in Gallup, acting chief medical officer Dr. Kevin Gaines told reporters. Some families were among the patients, as well as four children, he said.Ten patients were being treated for injuries ranging from broken bones to bruises, he said. One was in critical condition and two were in serious condition, Gaines said.Six patients were released and four others were transferred to other medical facilities in New Mexico and in neighboring Arizona, Gaines said.The Los Angeles Greyhound bus had originally departed from St. Louis and had just made a stop in Albuquerque prior to the crash, the company said."Our first priority is taking care of our passengers and their families as this incident has deeply impacted all involved," the company said. "Our thoughts and prayers are with everyone as we continue to give our support to all affected.The National Transportation Safety Board said it was sending 10 investigators to the site.This is not the first deadly crash involving a passenger bus in the state in recent months.In July, the driver of a passenger bus tried to avoid a crash along I-25 near Bernalillo, but lost control and rolled crossing the highway. The it bus was then plowed by a semi truck traveling in the opposite direction. Three people were killed in that crash, CNN affiliate KRQE reported.Correction: An earlier version of this story misstated the route of the bus. The story has been updated to reflect that the bus made a stop in Albuquerque before the incident. The-CNN-Wire 3829

As start dates for school inch closer, educators and health officials are unveiling plans to go back to school safely. One focus: face masks.“It’s important for people to understand germs,” Laura-Anne Cleveland, an associate nursing officer at Rocky Mountain Hospital for Children, said. Cleveland says everything starts with education. “Trying to get them to understand that air and breath from us can have germs in it," she said.Cleveland said the best way to do that with younger kids is through a little science experiment.“Putting a container of water, putting pepper in it and putting soap on their finger and putting your finger in. The pepper disperses, and so showing that the pepper is the germs and soap and things like that are really good to be able to use,” she explained.As schools finalize plans for reopening--whether that be online, in person, or a combination of the two--masks have become one of the biggest talking points.“I have never dealt with anything like this,” Marty Gutierrez, an 8th-grade math teacher, said. Gutierrez has been teaching for 26 years.“So much is up in the air and we start back to school in three weeks,” he explained. “And we don’t have guidelines or they are changing every day or even two, three times a day.”One of those guidelines is whether masks will be recommended or required.“Like anything recommended or required with middle school kids, it’s that year where you push boundaries,” Gutierrez said. “I get parents and their ideals and values and what they want their freedoms to be. Just getting kids to wear masks is going to be difficult enough, and we know we’re going to have some kids that ‘You know what? My parents don’t want me wearing a mask.'”If schools recommend masks instead of requiring them, there are fears this could open up doors for bullying.“I’m sure that there will be some kids that are harassing kids for not wearing a mask, or kids that have a different mask,” he said.Or conversations about fairness.“If you have a sibling that has to wear a mask but you don't have to, it’s going to not feel fair,” Cleveland said.Masks have become controversial, but to Gutierrez, it’s just an extra layer of safety for everyone in the building, including those who may be at high-risk for getting COVID-19.“People are scared. I have friends that have children that are recovering from cancer, or I have friends that take care of elderly parents that are immunocompromised,” he said.Cleveland and Gutierrez, both parents, themselves, want to keep kids in school and make sure kids remember the why.“Why are we wearing masks? Why are we wearing face shields? Things like that, and getting the children to understand that,” Cleveland explained.“This is the best we can do right now, and if we don't follow these guidelines, you're not going to be seeing these friends again, we’re going to go back to that situation where you’re only going to see them online. So, I think it’s expressing that trade-off,” Gutierrez said. 2991

ATLANTA (AP) — New Orleans Saints safety Malcolm Jenkins is joining CNN as a contributor focusing on racial and social justice. Malcom posted the news on Twitter."Proud to join the @CNN family today as a regular contributor," Malcolm tweeted. "Looking forward to being heard." 284

As we're all focused on the current rollout of the COVID-19 vaccine, a technology known as thin-film freezing is getting a lot of attention. It's groundbreaking and could change the way we administer drugs or use medicine in general.You've probably heard about the need to keep the COVID-19 vaccine cold. It has to be so cold, in fact, that the shipment and transport are challenging. Well, what if that vaccine could be turned into powder?“What we’ve most recently been working on is the elimination of cold chain by storing as a powder, a dry powder where the drug is much more stable than if it was stored as a liquid or as a frozen liquid,” said co-inventor Dr. Robert Williams.Williams said it would eliminate the need for extreme cold storage and transport. The technology isn't new. He got a research grant and came up with it about 15 years ago.Williams, who is also a pharmacy professor at the University of Texas in Austin, said they were working on the technology and its multiple uses when the pandemic hit. And all of a sudden, they got a lot of attention.“We have published over 70 papers on the technology and using it for different products- it’s quite a mature process," Williams said. "We developed it because with other vaccines, the majority of the vaccine cost is in wastage because of this cold chain issue, so we published several key papers where we showed our thin-film freezing technology would protect vaccines - and you wouldn’t need cold chain storage.”Glenn Mattes, President, and CEO of TFF Pharmaceuticals added that the powders can be converted to topical preparations and they are currently working with the US Army to take some of the preparations and would then administer them directly through the eye.TFF is launching thin-film freezing into development through the FDA process. “I use the term ubiquitous because it is and disruptive because it is,” Mattes said. He added that they've explored their technology in the cannabinoid realm. But, as for the COVID vaccine, they're aiming for a second-generation usage.“To truly eradicate the pandemic, you have to have a global response," Mattes said. "The companies we’ve been speaking to certainly recognize the broad utilization of the technology but the application to the developing world, rural area, remote areas, where you can take a powder and inhale it or take the powder and reconstitute it has tremendous potential."Experts say it is only just the beginning as they launch their technology into a new world. 2511

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