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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

Reports show storm surge already rapidly rising at Holly Beach, LA and adjacent coastal areas. If you are under a mandatory evacuation, you should leave NOW! Once water levels rise in your area, it will be a sharp increase. By then it will be too late #txwx #lawx #hurricanelaura— NWS Lake Charles (@NWSLakeCharles) August 26, 2020 339

Republican Senate Majority Leader Mitch McConnell has won a seventh term in Kentucky.The 78-year-old McConnell defeated Democrat Amy McGrath, a retired Marine combat pilot who challenged him as a political outsider. McConnell is the longest-serving Republican leader in Senate history.As President Donald Trump’s top ally on Capitol Hill, McConnell led efforts to defend the president during his impeachment acquittal in the Senate. He also worked with Trump on a tax overhaul and orchestrated Senate confirmation of more than 200 judicial appointments, including Amy Coney Barrett to the Supreme Court.McGrath also lost a race for a House seat in 2018. 661

President Donald Trump will not attend Saturday's funeral service for former first lady Barbara Bush, the White House said in a statement Thursday, citing the desire to "avoid disruptions" and out of respect for her family and friends."First Lady Melania Trump will attend the memorial service for Barbara Bush this Saturday on behalf of the First Family. To avoid disruptions due to added security, and out of respect for the Bush Family and friends attending the service, President Trump will not attend," the White House said in a statement.President Trump offered his condolences to the Bush family Wednesday as he began remarks at a joint news conference with Japanese Prime Minister Shinzo Abe.Barbara Bush, Trump said, was a "wonderful, wonderful person" and "a titan in American life.""Her strength and toughness really embodied the spirit of our country," Trump said at Mar-a-Lago. "She was a woman of proud patriotism and profound faith."Security will already be heightened at the funeral at St. Martin's Church in Houston -- Bush's husband, former President George H. W. Bush, and her son former President George W. Bush will be in attendance, as well as former Presidents Barack Obama and Bill Clinton. Former first ladies Michelle Obama, Laura Bush and Hillary Clinton will also attend.Former President Jimmy Carter and Rosalynn Carter will not attend, as Jimmy Carter will be on a trip overseas and Rosalynn Carter is recovering from recent intestinal surgery, a spokesperson for the Carter Center said in a statement Thursday.Bush, the matriarch of a Republican political dynasty and a first lady who elevated the cause of literacy, died Tuesday. She was 92. 1681

Rebecca Luker was one of the most beautiful voices on Broadway and a lovely person ,,We are all devastated for Danny and for ourselves,,we will never get to witness her talents on stage again ????????RIP Dear Dear Girl?? pic.twitter.com/6qSKhEZZ2c— Bernadette Peters (@OfficialBPeters) December 23, 2020 320