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Millions of small businesses are fighting off permanent closures, looking for every possible penny to help them stay afloat amid the pandemic. However, there is a little-known CARES Act rule that could net small businesses tens of thousands of dollars in just a few weeks, and it helps keep more people employed.Back in March, when Congress passed the CARES Act, most of the focus for businesses was on the billions of dollars allotted for Paycheck Protection Program (PPP) forgivable loans. Congress also included a temporary tax rule, at the same time, for businesses.“If you had a loss in 2018, 2019, or 2020, any of those years, you could carry it back up to five years to generate refunds,” said Chris Catarino, a CPA with the firm Drucker & Scaccetti in Philadelphia.Catarino explained that under the new rule, businesses can generate a tax refund by applying 2020 losses to taxes paid over the past five years, essentially making the tax burden in past years less, netting them the refund.Losses for 2020, though, can only be filed after Dec 31, 2020. However, the temporary rule also applies to 2019 and 2018. So, if a business had losses over those two years, they could carry back those losses to their respective five-year period and possibly generate a refund.Businesses can start filing for a refund on 2018 and 2019 losses now. Catarino explained they would have to file an amended return or 1045 form.“The 1045 is generally quicker,” said Catarino “The IRS is required to respond and process those within 90 days.”The tax refund, under the temporary net operating loss rule, could mean tens of thousands of much-needed dollars for some businesses. However, Catarino pointed out that the biggest refunds would be for businesses with the largest “swing” from the prior years.For example, take a business that did extremely well in 2019. It likely paid a high tax bill that year. Then, this year, it had a significant loss of business. That business could get most of the money it paid in taxes the year prior, possibly even all the money it paid but nothing more than was paid in taxes. The same principle applies to 2018 and 2019.“The idea that they could recoup some taxes that they already paid in the past, today, could really be significant,” said Todd McCracken with the National Small Business Association. “It could mean the difference between keeping your doors open or not.”Although the temporary tax benefit could save some businesses, there is concern that the businesses that may need it the most may not be aware of it.“It is the smallest companies that don’t know, that tend to deal with their taxes once a year,” said McCracken. "They don’t have an ongoing relationship with a CPA. They go have their taxes prepared in the spring and find out, ‘Wow, I could’ve had this benefit all along.’ Next spring, of course, could be too late.”It could be too late for many businesses, especially if another round of coronavirus-related closures occurs and a second stimulus package isn’t passed soon. 3031

More hot and dry weather coming, are you ready? Looks to be hottest Wednesday through Friday and afternoon highs 10 to 20 degrees above mid October averages #heat #socal #CAwx with some locations near records pic.twitter.com/U4qcSzNDaP— NWS San Diego (@NWSSanDiego) October 10, 2020 296

MIRAMAR, Calif. (KGTV) - A Marine was honored Thursday after disarming a gunman in the Chesterton neighborhood the week prior.Sgt. Jake McClung received the Navy Commendation Medal at Marine Corps Air Station Miramar. According to the Navy and Marines Awards Manual, "It may be awarded to any service member who distinguishes themselves by heroic or meritorious achievement."San Diego Police got a call at 6:18 p.m. on June 4 of a man armed with a rifle, pointing it at families and hitting cars with the gun near Linda Vista Rd. and Wheatley St.McClung was driving through his neighborhood when he saw the man, identified as a Navy sailor in the police report, holding a rifle and threw a firecracker at his vehicle.Sgt. McClung said he parked in his driveway and watched the man walk into the street and point his rifle at cars. McClung said the man's wife and toddler came out to try and talk with him and were crying. McClung said the man pointed the rifle at his family and that's when McClung stepped between the gunman and the family to try and de-escalate the situation.He said the man was acting erratically and that gave the man's wife and child a chance to get inside. McClung said he teamed up with the neighborhood security guard and walked up to the man, trying to calm him.McClung said when he saw an opening he reached for the rifle and was able to disarm him, but he took a couple punches to the face, breaking his nose. McClung said he and the security guard wrestled the sailor to the ground and handcuffed him before police arrived."I don't know if he had PTSD of not, but if he was suicidal I also wanted to protect him, because he had a gun, he was in the middle of the street. The security guard later told me he was about to shoot him, so if that would have happened, it would have cost his life too. Even though he was obviously in the wrong, we have to take care of our own and sometimes taking care of our own means protecting them from themselves," McClung said.The man was arrested on several felony charges, including felony vandalism, assault with a deadly weapon, possession of an illegal assault weapon, possession of a large capacity magazine. He has since bailed out, according to police.The struggle between McClung and the man happened steps away from a childcare facility and an elementary school that were set to open the next day. 2378

MOUNDS, Okla. — Logan Phillips said he was inspired during the teacher walkout and signed up to run for Oklahoma's House District 24 seat on a whim.Phillips figured he would lose, but began legwork for a campaign in 2020. His opponent was 10-year incumbent Steve Kouplan, the Democratic minority leader."I didn't think I had a chance going against Goliath. He could outspend me, out-market me and do pretty much anything when it came to money. So it was just me talking to people," Phillips said.Phillips sat at Mamadou's Restaurant in Glenpool, Oklahoma by himself to watch the results come in on election night. He said even his wife went home early. But the Republican stayed neck in neck with the incumbent all evening."Then the polls and stuff actually went down. So they stopped reporting for about 10 minutes and we were stuck on the last four counties. I was losing within half a point. Then they all came in at the same time and I went up and won by 350 votes," Phillips said.Phillips said he spoke with a couple other lawmakers and put a few posts on social media. That was the extent of his campaign."Straight party voting was huge for the Republican party. They came out and they wanted the Republicans in and I was the Republican. That accounted for 50-something percent of my votes," Phillips said.The representative-elect is a teacher at Tulsa Community College. His father, sister and stepmother are also educators. The family tells KJRH they're excited for new faces at the state capitol."I'm certainly anticipating some great changes. That we could go from being the last in something to being the first in something. The first to see the dramatic change in betterment for all the people, not just the big businesses of the state," Phillips said.The Republican will represent south of Mounds down to Okmulgee. 1870

Mosinee (Wisc.) High School teen Jayson Goetz was the talk of his high school's prom after he showed up in green and gold Green Bay Packers suit covered with Packers logos and topped off with bright yellow pants and a Packers bow tie. Goetz, a Mosinee High School junior, said he and his friends didn't want to put on the typical, stuffy black tuxedo and blend into the background of prom. And he was glad he made the decision.“It was one of the greatest nights of my life,” Jayson told the Wausau Daily Herald. “I wish I could relive it a hundred times.”Goetz and his mom assembled the ensemble on Amazon.com and said the prom attire is a tribute to his late grandfathers—Mike Goetz and Phil Riedel, both of Mosinee—who died in 2017. “I wish they both would have seen (the suit),” Jayson told the Wausau Daily Herald. “I think they both would have laughed. They would have loved it.”Goetz's mom was skeptical about the outfit at first, but once she heard the reason he wanted to wear it, she happily approved. “I had no idea what he was doing when he first told me about it,” she told the Wausau Daily Herald. “I probably tried to talk him out of it at first. I didn’t know what he was getting into.“Then he told me why he wanted to wear it.”Mosinee High School is located 20 minutes south of Wausau and had a student population of 634 as of January 2017. Goetz plays basketball, football and track for the high school.  1459