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Receiving a wedding invitation should be exciting, not dreadful. But if it’s not the first one this season, or if you’re keeping a wary eye on your budget, getting that embossed white card in the mail could bring mixed emotions — and the search for a tactful way to decline. One-third of Americans have skipped or considered skipping a wedding because they couldn’t afford to attend, according to a recent survey from NerdWallet, conducted online by The Harris Poll. Their reluctance to attend is understandable, considering that the average reported budget for a close friend’s wedding gift was 8, according to the survey. “Many wedding guests look at a friend’s bridal registry and start doing the math,” says Courtney Jespersen, NerdWallet consumer saving expert. “But thankfully, the 0 coffee maker and 0 vacuum aren’t your only gift options.”Here are several budget-friendly wedding gifts that cost far less, or even nothing at all.Go in on a gift with a group. Other guests may be in the same boat, and if the wedding registry has gifts at various price points, there’s an opportunity for you to pool your gift budgets and choose something the couple really have their eyes on. Check with friends you know are on the guest list and choose an amount to spend that fits everyone’s budgets.Shop off-registry. You don’t have to stick to the wish list the couple put together, particularly if there’s nothing on there within your budget. “It’s perfectly fine for a guest to go off-registry,” says Diane Gottsman, national etiquette expert and founder of The Protocol School of Texas. “A registry is a useful guide that makes sure the bride and groom get what they need. However, a guest can also feel free to write a check or purchase something else they know the bride and groom will enjoy.”? MORE: 3 tips for the ideal wedding guestGive an experience. If the happy couple are millennials, there’s a good chance they’d love an experience more than a material gift anyway. Offer to plan and prepare a romantic picnic or help them build a garden in their backyard, Gottsman suggests.Contribute to a larger cause. If it’s good enough for Prince Harry and Meghan Markle, this may work for your friends, too. More than 4 in 10 (43%) millennials say they’d prefer to donate to charity in a couple’s name than buy them a registry gift, according to the NerdWallet survey. This is an appropriate gift if the couple has requested charitable contributions in their name or if you know they feel strongly about a certain cause or organization. Most charities don’t have a donation minimum, so you can spend as much or as little as you want.Help fund a honeymoon (or home). Honeymoon and even down payment funds are increasingly popular choices for couples with pending nuptials. If your friends have set up such a registry, it’s a good option for guests with fixed budgets. ? MORE: How to cut wedding guest costsGet creative. Personalized gifts often mean the most. If you’re artistic, write the couple a meaningful poem or paint them a picture. You could also pay for someone else’s creativity — getting a relatively inexpensive photo frame personalized with the wedding date or couple’s last name, for example, makes a unique gift that may come in well under the average gift budget. “A gift doesn’t have to be expensive to be significant,” Gottsman says. “The most important thing is to let the bride and groom know you’re happy for them and wishing them a lifetime of happy memories.”More From NerdWallet 3626

President Donald Trump's campaign said Tuesday it has filed for arbitration, accusing Omarosa Manigault Newman, the former campaign aide and White House official, of breaching a 2016 nondisclosure agreement with the campaign.The move is the first legal action the Trump campaign has taken since Manigault Newman published a tell-all book about her time as a Trump campaign adviser and senior White House official."Donald J. Trump for President, Inc. has filed an arbitration against Omarosa Manigault Newman, with the American Arbitration Association in New York City, for breach of her 2016 confidentiality agreement with the Trump Campaign," a Trump campaign official said in a statement to CNN.Manigault Newman embarked in recent days on a publicity tour to promote her newly released book, "Unhinged," in which she reveals private conversations during her time on the campaign and in the White House. She has also released several audio recordings of conversations she had with Trump and campaign aides.Trump has slammed Manigault Newman as a "low-life" and called her a "dog" amid the allegations she has leveled, including claiming that she heard an audio recording in which Trump says the N-word, a racial epithet. 1229

Protecting yourself from sickness has become a top priority for many people right now.Whether you're trying to steer clear of the novel coronavirus or germs in general, there are a few simple things families can do to keep their immunity in top form."First, it's important to remember that nothing you do is 100% guaranteed in preventing you from getting sick, but there are certain lifestyle changes you can make that can actually help your immune system react better when there are pathogenic invaders that would cause diseases," said SaVanna Shoemaker, a registered dietician with Healthline.Shoemaker and other experts overwhelmingly say getting enough sleep is number one."Making sure that you’re getting plenty of sleep,” said Shoemaker. Sleep and immunity are so deeply linked, so just getting adequate sleep can help you from getting sick as often.""When you have a disruptive sleep cycle and you're not getting good, adequate, restorative sleep, then our immune system takes a hit for that," said Joe Weydert, the Chair of Integrative Medicine at the American Academy of Pediatrics.She says younger children need nine to 11 hours of sleep, while teenagers could use eight to 10 hours.Also, watch out for stress. Consistent, high levels of stress can weaken your immune system."In these goofy times that we’re living in right now, we’re all experiencing high levels of stress. Kids may not say 'Oh mom, I’m stressed,' but they may manifest it by being more irritable or not sleeping well," said Weydert.Getting outside or prioritizing time to relax can help.Another major factor in keeping our immunity strong is our diet – eating rich, whole foods that are not processed. Probiotics can also help.As for supplements, "the thing you need to consider with supplements is there’s no guarantee. Now there are some supplements that some studies show may boost your immunity, but so far there’s no research in any supplement that shows it can prevent COVID-19," said Shoemaker.Vitamin D has a direct impact on our immune system, preferably straight from the sun. Elderberry is a supplement that's strongly recommended by many doctors for families, as it acts as a barrier to viruses."Other nutrients which I think are important are vitamin C and zinc. Those work together to help make what we call tight junctions in the epithelial cells. So, our epithelial cells need to be tight together so germs can't get through and vitamin C and zinc help maintain that tight junction with things," said Weydert.While supplements are certainly beneficial, experts advise getting the vitamins naturally through food. These tools are helpful in keeping your immune system at its best and a great addition to other safety measures like wearing a mask, washing your hands and social distancing as many do their best to avoid COVID-19. 2830

Ranked the 8th fastest-growing among small breweries in the country in 2017, we go inside Eastlake’s Novo Brazil Brewing to see what makes them so good.Novo Brazil Brewing Co.901 Lane Ave #100, Chula Vista, CA 91914Phone: (619) 869-4274 MORE: Two San Diego County breweries among fastest growing in the nation    340

President Donald Trump's pick to head the CIA, Gina Haspel, would be the first female director of the intelligence agency if confirmed.Haspel, who served as deputy director of the agency under Mike Pompeo, Trump's pick to replace Rex Tillerson as secretary of state, since February 2017, has accepted the new role, saying in a statement that she was "grateful to President Trump for the opportunity, and humbled by his confidence in" her.Haspel is a career intelligence officer who joined the CIA in 1985.In recent months, Haspel has been running the day-to-day operations at the agency, while Pompeo spent a lot of time at the White House, according to former and current CIA officials with knowledge of the matter and a former White House official. 758