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WESTLAKE VILLAGE (CNS) - Westlake Village-based Guitar Center, the country's largest retailer of instruments and musical equipment, joined a growing list of companies impacted by the economic toll of the COVID-19 pandemic, filing for bankruptcy, according to a report Sunday.Guitar Center has about 300 stores across the U.S., and its sister brands include Music & Arts, which has more than 200 stores specializing in band and orchestral instruments for sale and rent, according to the Los Angeles Times.The filing in the Eastern District of Virginia gives the company a break on its debts by letting it stay in business as it seeks to carry out a restructuring plan, the Times reported.According to the report, a restructuring support agreement announced Nov. 13 requires new financing backed by existing creditors, in addition to 5 million in new equity investments from its parent company, Ares Management Corp., as well as the Carlyle Group and Brigade Capital Management.Moody's Investor Service explained that the coronavirus shutdown has hit nonessential retailers hard, and that Guitar Center was particularly vulnerable because musical instruments are highly discretionary item. The company's stores were shut down in mid-March when the pandemic began in earnest. Since then, the Times reported, it has reopened some locations while maintaining online operations.Guitar Center claims it has liabilities of between billion and billion, with a similar range for its assets, according to the filing.According to the report, Ares acquired the company in 2014 in an out-of-court restructuring of Guitar Center's substantial debt load, the result of a deal by Bain Capital LP in 2007 to take it private. 1728

While the national unemployment rate hovers around 10 percent, military spouses are at 30 percent. The Military Family Relief Initiative aims to help, offering million in support. It's a historical donation and more than two-dozen organizations will benefit.When the pandemic hit, it was the National Guard handing out food, helping at blood centers, and helping states during periods of civil unrest.You'll see the guard, but what you don't see are the people who support those National Guard members.“We had the largest deployment of National Guard ever in our history,” ? says Kathy Roth-Douquet, a military spouse and the founder and CEO of Blue Star Families.On top of that deployment, other military service members are facing stop order movements because of the pandemic.“All the folks who were deployed and due to come home, they couldn’t come home and people had deployment extended for three months or more,” Roth-Douquet said. “So that family whose spouse had been home with their kids suddenly found their kid out of daycare, out of childcare and that spouse that was supposed to help couldn’t come home.”With so many spouses stuck, Roth-Douquet launched Blue Star Families back in 2009 because she, like many military families, needed help.“We found ourselves living a lifestyle with our families that required a very heavy for lift for us,” Roth-Douquet said. “It’s an honor to serve your country, but you have a responsibility for your family to thrive. Many of us felt that we couldn’t do both.”Blue Star Families offers a solution, a way for society to help, through community by connecting families and military spouses with people who can help your every need."Military families lives are difficult without a pandemic, we do a big mission around the world and then you add the pandemic to it, the stress on the children, the family separation that’s been compounded, the unemployment has been compounded, it’s a tough time for military families. This relief makes such a difference,” Roth-Douquet said.Blue Star Families teamed up with USAA to survey military families every week for 10 weeks. They figured out where the problems were, and are. USAA then committed million to the Military Family Relief initiative, which will help two-dozen military and general aid non-profits, including Blue Star Families. It’s the largest one-time philanthropic contribution in USAA"s nearly 100-year history.“This million will help augment the reduction in fundraising and the increased need that’s happening with military families,” said Harriet Dominique, who manages philanthropic strategies and contributions for USAA.“We know that military families as they’re serving our nation taking care of us and our freedoms have challenge and stressors. Those challenges have been increased by financial impacts and career and employment impacts of COVID-19,” Dominique said.For Dominique, this is personal. Her dad and brother served and her nephew is a reservist. Some of the organizations that will benefit are the Navy-Marine Corps Relief Society, The Institute for Veterans and Military Families, and "Hiring Our Heroes.”“When we talk about military spouses who have lost their job because of COVID and we know their service member and they need financial stability and the investment in hiring our heroes for financial security, we know we’re making a difference,” Dominique said. 3408

When Hurricane Michael makes landfall today, it will hit Panama City, Florida, first. As a Category 4 storm, it will be the strongest storm to ever hit the city.How bad is it? In nearby Panama City Beach, a Waffle House actually closed. If you're familiar with the concept of the Waffle House index, you know the ever-reliable 24/7 chain deciding to board up means some serious stuff is going down.And yes, for those who aren't familiar with the area, Panama City and Panama City Beach are in fact two separate cities, the latter being home to the famous spring break beach destination. 594

With Halloween less than two weeks away, many parents are trying to make plans to celebrate now. But with COVID-19 still a concern, families all over the United States are wondering if it's safe to go trick-or-treating this year.WFTS took those concerns to medical experts with Baycare Health, who say with some added safety precautions, your family can still take part in trick-or-treating, handing out candy and other Halloween festivities.If you plan to welcome trick-or-treaters to your home, instead of handing out candy at your door, consider arranging individual treat bags on a table in your driveway or near the front door for a contact-less hand-off."Instead of having it all in a bucket, where everyone is putting their hands in, lay out a row so that when they come up, they can just grab one and go," said Michelle Sterling, the children's wellness and safety specialist with St. Joseph’s Children’s Hospital. "Then, you can refill that row after the little trick-or-treaters leave your house."When it comes to going home-to-home for trick-or-treating, Sterling said be sure to wear a mask when around people who are not part of your household.Also, doctors say Halloween costume masks are not a substitute for a cloth mask unless it is made of two or more layers of fabric and fits snugly around your mouth and nose.Additionally, medical experts say wearing a costume mask over a protective cloth mask can make it difficult to breathe. Instead, they say to consider using a Halloween-themed cloth mask.Doctors also recommend keeping a physical distance of at least six feet from people who are not in your immediate household, using hand sanitizer often, and waiting to eat candy until you are at home and can wash your hands with soap and water.Keep in mind though, updated safety guidelines from the Centers for Disease Control and Prevention discourages families from taking part in traditional trick-or-treating.Sterling is also offering the following tricks for keeping Halloween a treat for your family during the pandemic:Go all out with the Halloween decorations. Keep it budget-friendly by having your kids help create decorations to hang from windows, trees, mailbox, etc. You could even turn one of your bedrooms into a kid-friendly haunted house.Decorate doors inside your house and let your little ones go trick-or-treating indoors. Get the whole family involved with mom or dad behind one door, an older sibling behind another and grandparents behind yet another door.Set up a Halloween-themed scavenger hunt in and around your house. Provide clues and leave treats along the route.Turn up your spooky Halloween music and have a dance party with your children. Organize a virtual Halloween party and let your family and friends show off their best dance moves.Set up a projector in the backyard and watch your favorite Halloween movies.This story was originally published by Lauren Rozyla at WFTS. 2933

With immigration restrictions in place and limits on foreign workers, programs like the J-1 visa teacher program have been put on hold. This has impacted both foreign teachers in the US and those who were scheduled to teach here.Melvin Inojosa and Stella Indiongco are both from the Philippines, working in the U.S. as part of the J-1 Visa teacher program. The program gives foreign educators the opportunity to teach in the U.S.“We have teachers in about 15 states right now” James Bell, the chief operating officer at Alliance Abroad, said.Alliance Abroad is one of many cultural exchange organizations connecting foreign teachers to U.S. schools and sponsoring them.“COVID has significantly impacted everything relating to J-1 teachers,” Bell said. “The president's proclamation on immigration essentially suspended J-1 teachers into coming into the country. And I have upwards of 100 that should be here by now.”President Donald Trump announced an extension to a temporary ban on foreign workers back in June. Based on immigration service data, the number of people affected was estimated at 500,000 people. The exact number of teachers impacted is unclear.The restrictions only apply to new workers coming to the U.S. For current workers, it means something else.“My close friend...is supposed to go back home because it's the end of her fifth year,” Indiongco said. “But because of the pandemic and shortage of teachers and freeze hiring, her district actually let her stay and extend another year.”Some teachers with expiring contracts were asked to stay. Indiongco herself had already planned to be in the U.S. for two more years, but her summer plans were impacted.“I wasn't able to see my family at all this year,” she said. The same happened for Inojosa.“My hair is already long because I only get my haircut in the Philippines. Every summer...we go back to the Philippines,” Inojosa said.The purpose of the decades-old cultural exchange program is to introduce American students to other cultures -- something that has also been hindered due to COVID-19.“I use food to share my culture,” Inojosa said. “They said it’s kind of a bad timing to gather and eat together, so right now we are limited to our actions regarding sharing our culture.”“I wasn't able to do any cultural exchange activity at all,” Indiongco said.J-1 teachers are navigating a new challenge. A new way of teaching, away from their home country. Inojosa and Indiongco are both pivoting to online learning.Inojosa’s typically full classroom with projects decorating the walls and shelves, will look a little more empty this year. The future of teaching and the J-1 program remains largely unknown.“The immigration ban will be in play through the end of December,” Bell said. That date could change. Current teachers fear this could make the program less desirable moving forward.“Since all the J-1 visas are not processed at all, they're stuck because they have no work there. They have no work here because they cannot come anyway,” Indiongco said.“Some of my friends waited for a very long time to grab this opportunity to enjoy the J-1 program,” Inojosa said.“J-1 visa is like a bridge to our dreams, coming from a third world country. I hate to say it, but coming from a third world country, everything is kind of slow,” Indiongco said.Even with the changing climate, Indiongco and Inojosa are gearing up to teach their students in whatever form necessary.“If I'm called to do my job, I will definitely do it,” Inojosa said. 3516