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"Competent departments must work jointly to enhance oversight and treat foreign and domestic businesses as equals," Li said.

"Commercial banks, whether big or small, are not familiar with customer acquisition on the internet or using alternative data provided by third-party service providers to conduct credit investigations. Under the circumstances, fintech companies will serve as necessary enablers for banks," said Victor Li, executive vice-president of Pintec, a Beijing-based fintech total solutions provider.

"Chinese travelers, especially those born in the 1980s and the 1990s, are becoming increasingly accustomed to homestay in the domestic market. They are the main spenders. So, it would be unreasonable to ask them to use one app for booking rooms in China and another app in overseas markets. We're moving in advance to grow the supply of quality houses in foreign countries," Chen said.

"Chinese consumers spend most of their leisure time on smartphones. So, recharging on a bicycle can help them always be connected to the internet," said Gao Weiwei, founder and CEO of Coolqi, which has 1 million bikes in more than 50 Chinese cities.

"Currently, our experiments are mostly for government use, but we truly expect our open AI platform to enter more areas and help citizens live, work and entertain better," said Hua.