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RICHMOND, Va. — Despite a recent extension of student loan relief, experts suggest borrowers should begin preparing now for repayments to begin."The best thing you can do right now is to set a plan forward for your repayment," said Andrew Pentis, who works with LendingTree. "It's possible that this moratorium could be extended by the Biden administration or the newly-elected Congress. But Biden takes office on Jan. 20 and the current moratorium is expected to end right now at Jan. 31. So that only leaves you know less than two weeks for a decision to be made on whether the moratorium will be extended."Pentis said that since March, millions of student loan borrowers have been given an administrative forbearance, which suspended payments and interest and stopped collections on all defaulted student loans. He said borrowers with government-held federal student loans did not incur penalties during the moratorium."If you have an eligible federal student loan and you're seeing any of those negative impacts such as your credit score being affected your credit report showing and delinquent account, it's best to contact your federal loan servicers," Pentis said.For borrowers struggling to afford payments, Pentis suggested they enroll in an income-driven repayment plan to lower monthly payments. "You could also pause your payments via a deferment for unemployment or other economic hardship reasons," he said.He said hoping the government will simply wipe away the more than trillion in student loan debt is not a wise option."There are billions of dollars worth of private student loans and student loans that are no longer in the hands of the federal government," he said. "So even if both major political parties got together and decided this is what they wanted to do, it's unlikely that we would see more than a trillion dollars actually went away."While Pentis says it is best to plan to restart payments at the end of January, reports surfaced on Thursday that Congress is close to striking a deal on more COVID-19 stimulus that could include more student loan relief.This story was originally published by Shelby Brown on WTVR in Richmond, Virginia. 2181

SACRAMENTO, Calif. -- Governor Jerry Brown has agreed to deploy 400 National Guard troops at President Donald Trump’s request, according to the Associated Press.Brown specified that not all the troops will head to the U.S.-Mexico border and none will enforce federal immigration enforcement.The troops will focus on fighting drug crime, firearms smuggling and human tracking, a letter sent to the Trump by Brown Wednesday said.Brown said the troops will not help build a wall or “detain people escaping violence and seeking a better life.”Trump has said he wants up to 4,000 troops to be sent to the border to combat illegal immigration and drug trafficking.Brown said the deployment will happen pending review and approval of the federal government. 758

RINO Mitt Romney should read this. I’m sure, however, that he feels he got slaughtering by Obama “fair and square”. https://t.co/GGZKfSAp8z— Donald J. Trump (@realDonaldTrump) November 20, 2020 201

RIVERSIDE, Calif. (AP) — Three Southern California women have been arrested on suspicion of stealing more than million in federal student financial aid through Fullerton College.Federal prosecutors said Wednesday that the trio enrolled hundreds of mostly non-existent students, successfully applied for grants and loans and then pocketed the money.Officials said at least two of the more than 200 names used to apply for loans were inmates in state prisons.The Press-Enterprise reports the defendants are 32-year-old Sparkle Shorale Nelson, 31-year-old Shykeena Monique Johnson and 37-year-old Jerrika Johnson. All three have pleaded not guilty charges including conspiracy, identity theft, mail fraud and wire fraud.A tentative trial date was set for Aug. 20. Court records did not list the attorneys representing them. 831

SACRAMENTO, Calif. (AP) — California's unemployment agency is not answering 60% of the calls it receives for help as the state struggles to work through a backlog of more than 1 million pending claims. Employment Development Director Sharon Hilliard told a panel of frustrated state lawmakers on Monday that California is on pace to have 3,700 people working in its call center by January. That's compared to the 350 it had working before the pandemic. Hilliard said the state is receiving about 6.7 million calls a week. The state has processed 10.6 million unemployment claims since March and paid more than billion in benefits. 642