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Former California Republican Gov. Arnold Schwarzenegger took another jab at President Donald Trump on Thursday, following news that the administration plans to revoke a signature Obama-era environmental regulation."For 48 years -- since one of my heroes, then-Gov. Ronald Reagan, requested it -- California has had a waiver from the federal government to clean our own air," Schwarzenegger tweeted Thursday. "If the President thinks he can win this fight, he's out of his mind."The Trump administration wants to freeze a rule mandating that automakers work to make cars substantially more fuel efficient. It called its plan a "50-state fuel economy and tailpipe carbon dioxide emissions standard for passenger cars and light trucks."The administration also proposed a withdrawal of California's Clean Air Act pre-emption waiver. California and about a dozen states follow its rules account for about a third of all the passenger vehicles sold in the United States.In his tweet, Schwarzenegger described the proposal as a "stupid, fake-conservative policy announcement that no one asked for."California has, for decades, had a waiver allowing it to set its own emissions standards because the state had distinct air quality issues. In 2007, a federal court allowed California to regulate greenhouse gas emissions, in particular carbon dioxide.This is not the first time Schwarzenegger has taken jabs at the President.In a video uploaded to Facebook by media company ATTN: in June, Schwarzenegger references his popular "Terminator" movie role to mock what described as efforts to "save an industry that is poisoning the environment.""So President Trump, I know you really want to be an action hero, right?" Schwarzenegger says, while looking at a Trump bobblehead. "So take it from the Terminator, you're only supposed to go back in time to protect future generations. But your administration attempts to go back in time to rescue the coal industry, which is actually a threat to future generations."He also compared Trump's attempt to "rescue the coal industry" to rescuing other relics from America's past, like Beanie Babies, beepers and Blockbuster.He has also spoken out against Trump's "zero-tolerance" policy for illegal border crossings, which has led to children being separated from their parents."As an immigrant, I know the magnetic power of America's greatness," Schwarzenegger tweeted on June 19. "As a former border Governor, I know the importance of securing our border and fixing our absurdly broken immigration system. As an American, I know that kids shouldn't be pawns while the 'adults' figure it out."He has also advocated for Ohio Republican Gov. John Kasich making a second run for the Oval Office.In an interview with CNN in March, Schwarzenegger said the GOP is "dying at the box office" by not having more inclusive messages and policies. 2887

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

For millions of college students, this election will be their first time being able to vote for the President of the United States. While some students have been waiting for this opportunity for years, historically, many others may not even end up casting a ballot. Two groups who are responsible for mobilizing first-time voters on college campuses are the College Democrats and College Republicans. Both are national organizations with chapters on most university campuses. COVID-19 CHALLENGESIn a normal election year, Democrat and Republican clubs on campuses like Arizona State University would host almost daily events in the run-up to the election. Pizza parties, free food and guest speakers all serve the purpose of getting first-time voters registered and excited to participate in the election. But on many campuses this year, in-person events are banned, or at the very least, restricted. "This semester is obviously presenting a challenge," said Clay Robinson, vice president of the College Republicans at ASU.Robinson said one major impact has been the inability to set up tables near busy parts of campus to attract new members. As a result, membership has been slightly off. "Usually we’d be having in-person events, we’d be offering free food," Robinson said. The College Democrats have also seen an impact, potentially problematic for Democrats in Arizona since college students tend to vote more progressive. "I don't come on campus at all," said Cameron Adams, president of the ASU Young Democrats.Adams says in addition to missing in-person events, she misses knocking on doors for candidates. "We are known as the powerhouse of knocking on doors, so it's really different to not be doing that, Adams said. "I miss it so much."HOW THEY'VE BEEN MOBILIZING Both Robinson and Adams say they've been holding virtual meet-ups on Zoom, and the response has actually been better than expected. "I've actually been surprised how many people we’ve been able to keep coming to meetings," Robinson said. Adams says speakers have also been willing to participate remotely, which gives the group reasons to come together. "We’ve been having debate watch parties," Adams added. Whether or not this impacts results is unclear, but it is clear that college political groups have been impacted in one of the most important elections in recent memory. 2363

For generations, in Lincoln, Nebraska, the community has thrived on the return of the University of Nebraska’s legendary football team each fall.“Nebraska football, not just for Lincoln, but for Nebraska is a huge thing,” said Joey Rupp, who owns a store that sells all things Huskers.But if 2020 has proven anything, it’s that few things are promised.“When this first all started in March, we really saw a decline. We’ve seen a decline each month,” Rupp said.Rupp manages Best of Big Red, which is located in Lincoln’s Haymarket district, an area within walking distance of Nebraska’s Memorial Stadium filled with bars, shops, and restaurants.Rupp typically has a lot riding on college football season.A Nebraska home game can draw around 150,000 people to town.“Football season probably generates about 75 percent revenue for the year,” Rupp said.2020 has been different.Coronavirus cut the Nebraska Cornhuskers' home games from the typical seven to four. Crowd restrictions mean the team will play in a mostly empty stadium.Nebraska fans have sold out their 85,000-seat stadium for every home game since 1962.“We’re not a heavy tourist destination but relying on college football is our biggest tourist draw for the entire year,” explained Todd Ogden, the president and CEO of the Downtown Lincoln Association.A pandemic and postponed football season put a lot of pressure on Ogden.“A lot of our businesses completely rely on those seven Saturdays to survive,” Ogden said.He’s leading an effort called City of Red. The campaign pushes for Husker faithful to still support places that depend on football dollars. That includes bars and restaurants.Bar owner Matt Taylor says his bar has been playing old, classic Nebraska games on TV since real Cornhusker games won’t start until Oct. 24.“Normally, I think it’s the best place to watch a game including the stadium,” Taylor said of his bar Tavern on the Square.Taylor loves owning his bar, but love is a tough word for the bar business in 2020."I usually love my job, but this year has not been very fun,” Taylor said.He says while it's good there will be a football season, it's unclear what the financials will look like.“It definitely helps but it won’t be a normal game day. Obviously, with decrease capacity in the stadium, I think less people will travel,” Taylor said.It could be easy to see red as a color of anger this year, but in the fall, especially in Lincoln, red has a more optimistic meaning."This has been a strange time, because it feels like we’re more divided than ever,” Taylor said. “I think if we can center around a team and all cheer for a single goal, I think it brings people together.” 2673

Former Oklahoma football coach Bob Stoops is helping coach the Sooners again because of coronavirus issues. The Sooners had to postpone last Saturday's game against West Virginia and temporarily paused organized team activities due to positive COVID-19 tests and contact tracing throughout the program. The situation affected the assistant coaching ranks, leading Oklahoma coach Lincoln Riley to ask Stoops for help. “It was great,” Riley said during a press conference with media members. “It’s nice. It’s been kind of in our hip pocket this whole time. If we had any staff member that fell off, we’ve got a Hall of Famer sitting on the bench. So that’s a pretty good bench when you can call that guy up.” 714

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