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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

BALTIMORE — A doctor described as providing care to the "sickest patients" in Baltimore died of COVID-19, Mercy Medical Center said in a Facebook post.Dr. Joseph J. Costa, the chief of critical care at the hospital, was 56 years old."Joe was more than a trusted colleague; he was also a true friend to many. He dedicated his life and career to caring for the sickest patients. And when the global pandemic came down upon us, Joe selflessly continued his work on the front lines—deeply committed to serving our patients and our City during this time of great need. His memory will live on as an example to us all," the hospital said in a Facebook post.Costa joined Mercy in 1997 and became Chief of Critical Care in 2005. From 2010 to 2016 he served as an officer of the Mercy Medical Staff, culminating with his 2-year tenure as President of the Medical Staff."Joe was admired and respected among providers throughout the Baltimore region for his clinical expertise. He was beloved by his patients and their family members—known for his warm and comforting bedside manner as well as his direct and informative communication style. When he counseled our patients and families, he did so with great compassion and empathy. For all the nurses and staff who worked closely with Joe on the Intensive Care Unit, he was like an older brother that all admired and revered," the post continued.Read the full letter below. Dear Friends of Mercy, It is with great sadness that we mourn the loss of Joseph J. Costa, M.D., Chief, Division of...Posted by Mercy Medical Center, Baltimore, MD on Saturday, July 25, 2020 This story was originally published by Brandon Ingram on WMAR in Baltimore. 1702

ATLANTA, Ga. -- From the motivational speeches of Dr. Martin Luther King Jr. to the spiritual guidance of Mahatma Gandhi, Morehouse College in Atlanta is literally covered with inspirational messages.One phrase, however, has become the mantra for what it takes to become a Morehouse man:“Iron sharpens iron,” said Morehouse College president Dr. David Thomas.Thomas says students and staff at this historically black men’s college have turned struggles into strengths for more than a century.“What we do here is something that doesn’t happen anywhere else on the planet,” he said.The Morehouse campus is quiet this summer with all classes now being taught online. A decision Thomas says may spill over into the fall semester.“I’ve got to do the best job I can for this college,”said Thomas. With staff and salary cuts already happening, the impacts of COVID-19 could last much longer.“When you talk to our students about their experience being here, they will often talk about the power of being in a place where black male excellence is an expectation,” Thomas said. “And that’s hard to communicate in a virtual experience."Morehouse’s 2020 valedictorian, however, was able to express the difficultly of this new reality in simple terms“I think my experience when COVID hit was, I describe it as a little disappointing,” said new graduate Golden Daka.Though Daka is disappointed, he says his class has turned this pandemic into a learning experience.“It let us know that life isn’t not guaranteed and the most precious moments that you cherish could easily be taken away from you,” he said. “So, a lot of people are approaching this as a form of adversity to get stronger an to get better in areas of weakness.”In addition to closing campus, Morehouse College has also canceled all fall sports, which they say is the first Division II HBCU in the country to make that decision.“It’s heartbreaking for me,” Thomas said.Despite the disappointment, Thomas says Morehouse is more focused on academics than athletics, adding that the key to reopening campus is finding a vaccine.“We’re going to have to do that before I think we can declare victory against the virus,” he said.Morehouse now has the chance to play a role in that victory. Its school of medicine was awarded a million government initiative to combat COVID-19 in minority communities, something Thomas believes will help better the world.“Only history will determine it,” he said.A history of excellence, as iron continues to sharpen iron. 2511

As the Carr Fire becomes the seventh most destructive wildfire in California's history, renowned chefs Guy Fieri and José Andrés are doing everything they can to help feed the evacuees and first responders."My team and I got involved. My son and his buddies, and a bunch of my buddies, loaded up the caravan from wine country and drove four hours up here," Fieri said."We are just working arm-in-arm with the Salvation Army, local chefs, residents and everybody helping out all of the evacuees."More than 12,300 firefighters are battling 15 wildfires burning across California. In total, these fires have burned more than 280,000 acres, and forced more than 44,000 residents to evacuate.The Carr Fire began on July 23 in Northern California, and on Saturday Fieri arrived in Redding, a city of almost 100,000 people where the fire swept through. Two days after Fieri got there, José Andrés' nonprofit, World Central Kitchen, joined him and fellow food first responders, Operation BBQ Relief."We hit the ground on Monday and started our meal operation today. Guy is heading to the Lake County Fire and we are taking over, and continue the efforts here in Redding," said Nate Mook, Executive Director for World Central Kitchen.With the help of Operation BBQ Relief, Fieri and his team were able to make over 1,000 meals twice a day, Mook said.BBQ Relief, whose main mission is to feed those affected by natural disasters in the United States, has around 30 volunteers and with World Central Kitchen's help it totals to 100 people on the ground to help feed those in need."We are planning to do 5,000 meals a day or more, depending on the need. We have the capacity and are prepared to cook 5,000 meals a day with no problem," Mook said.Fieri, alongside World Central Kitchen and BBQ Relief, are able to plan where help is needed the most by working with the Red Cross and the Salvation Army, who oversee the incident response.That way they can travel across the state to help everyone affected by the multiple wildfires."It's unbelievable to see what folks are going through, but it's even more unbelievable just how great this community is, and [to see] all these folks that have come together," Fieri said.Andrés is not in California, but he has been monitoring the situation and will fly in if needed."We got six chefs in Redding. Depending on the need we will bring more chefs and volunteers. We don't know what the next four days will look like, so he will be paying close attention," Mook said.Andrés recently left Guatemala, where he and his team were able to make more than 325,000 meals for those?affected by the volcano eruption last month.Mook said that even though the numbers can look a bit overwhelming, the volunteers get inspiration and passion to help those in need from all the support they receive from the communities."At the end of the day you just have to start somewhere, and just start cooking, cooking until everyone is fed," Mook said.As for Fieri, he takes pride in all the folks who drop everything just to help."We're in tough times ... with all of the things going on, you take a moment like this and you really see America is made of a lot of great people coming together," Fieri said. 3252

As officials try to put together a picture of the alleged synagogue shooter, one focus of the investigation is his social media postings, a federal law enforcement official told CNN. Here's what we know so far about the suspect Robert Bowers, 46:He allegedly made anti-Semitic statements after his arrestThe shooter made anti-Jewish comments during the incident, a law enforcement official told CNN. The shooting took place on the same day as Saturday Shabbat services. At the time of the shooting, three different congregations were holding services at the Tree of Life facility.In one post, he said he "can't sit by and watch my people get slaughtered" 662