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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

SACRAMENTO, Calif. (KGTV) -- As of Monday afternoon, the state of California has an official sport, surfing.Governor Jerry Brown Monday signed the legislation, known assembly bill 1782, making surfing California’s officials sport.The news was tweeted out by Assemblymember Al Muratsuchi , who is one of the sponsors of the bill.RELATED: Top surfing spots?in San Diego CountyAccording to Muratsuchi, surfing generated more than billion in annual retail and sales for the state. 492

RIO LINDA, Calif. (AP) -- Santa found himself a little more tied up than usual this time of year.A Northern California man impersonating Santa Claus and flying on a powered parachute was rescued after he became entangled in power lines.The incident happened Sunday shortly after the man took off near a school in Rio Linda to deliver candy canes to children.KCRA-TV reports the man flew into a maze of power lines and wound up suspended in them.Officials say power was shut off to about 200 customers in the Rio Linda area during the rescue.The man, who wasn't identified, was not injured. 597

Robot janitors are already at Walmart, so they are now making their way to Sam's Club.According to a press release by Brain Corp, which is the company making the robot floor scrubbers, Sam's Club will put 372 of them into its stores by this fall.In 2018, Walmart placed the Auto-C – Autonomous Cleaner into 78 Walmart stores.Walmart, which owns Sam's, announced last year it would bring autonomous floor scrubbers to more than 1,800 of its stores by next February, CNN reported.The company says that's so employees can help customers instead of mopping floors."After an associate preps the area, this machine can be programmed to travel throughout the open parts of the store, leaving behind a clean, polished floor," Walmart said in a press release. "Auto-C provides a cleaner shopping experience for our customers, and it frees up our associates to serve them better." 878

SACRAMENTO, Calif. (AP) — A new report says California, which has a declining prison population, could save more than billion by closing eight lockups. The Legislative Analyst’s Office released a report Thursday saying the state has seen a reduction in its inmate population because of early releases and other actions linked to the COVID-19 pandemic. The report also says parole and sentencing law changes may flatten the prison population in the next few years. The report says the population changes, coupled with closing five adult prisons and three juvenile facilities, could save the corrections system .5 billion a year by 2025."The administration has indicated it plans to close one prison in 2021?22 and another in 2022?23 in order to accommodate the ongoing decline in the inmate population, primarily resulting from Proposition 57 (2016)" the analysis reads. "The budget package includes legislation requiring CDCR to inform the Legislature of the specific prisons to be closed by January 10, 2021 and January 10, 2022. The administration estimates the closures will result in 0 million in ongoing savings annually within a few years." 1162