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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731
INDIANAPOLIS -- More than 135,000 pounds of Banquet Salisbury steak dinners have been recalled because they could be contaminated with foreign objects. Conagra Brands, Inc., issued the recall on Wednesday after receiving multiple consumer complaints and at least three reports of minor oral injury from possible bone fragments in their dinners. The below product is being recalled: 399
It’s said nothing last forever.While tattoo artists might argue that doesn’t apply to their work, their actual ability to work isn’t as long lasting.Since the COVID-19 crisis hit, tattoo artists across the world have been forced to shut down their shops.“So basically, there’s no income,” said Ariel Wei, a tattoo artist at Blindreason Tattoo in New York City. “There are no appointments at all."Wei’s tattoo gun has gone mostly silent since mid-March.Across the Canadian border in Ottawa, Ontario, not working has impacted tattoo artist Nate Silverii more than just financially. It’s hurt him emotionally.“I was at a loss for like, ‘what am I doing? Do I even try to continue to try to do this?,’” said Silverii, a tattoo artist at Deerhound Studio.Now, a company that makes temporary tattoos is leaving a permanent mark on this industry.“(Tattoo artists) are kind of left out to the wolves when stuff like this happens to them,” said Tyler Handley with InkBox Tattoos, a company that offers temporary tattoos for adults that last up to two weeks.To help tattoo artists make money during the pandemic, Handley’s team started the Forgotten Artists campaign where InkBox turns tattoo artists' designs into temporary tattoos and then pays the artist for every one sold.So far, this program has helped raise about million worldwide“They’ve been amazing to work with. You know, super cool,” Silverii said of InkBox.While every little bit of extra income helps, artists say the added exposure to a larger audience is being viewed as an investment.“During lockdown, it helped me financially and also my creativity,” Wei said.It gives tattooers the ability to share their craft and helps make their art last forever.“I’d absolutely tell other artists if they have the chance to do it,” Silverii said. “100% do it.” 1822
In the 2020 general election, President-elect Joe Biden beat out a number of formidable candidates to earn the highest office in the land, including President Donald Trump, Libertarian nominee Jo Jorgensen and Santa Claus.Yes, even ol' Kris Kringle received at least one vote for president in 2020, according to the Vermont Secretary of State's website.Every state has its own rules for conducting write-in candidates. In fact, according to Ballotpedia, most states will only accept votes for certain pre-approved write-in candidates.Ballotpedia reports that only eight states — Alabama, Delaware, Iowa, New Hampshire, New Jersey, Oregon, Vermont, and Wyoming — will count the write-in votes for any write-in candidate. And of those states, it appears only Vermont publishes the name of every write-in candidate on its election results webpage.Write-in candidates received 1,942 votes for president in Vermont in the 2020 presidential election. That's compared to the 242,820 that Biden received in carrying the state. It's also more than the 1,269 that independent candidate Kanye West received, despite being listed on the ballot.Among write-in candidates, Sen. Bernie Sanders received the most with 619. That's not exactly a surprise — the left-wing, progressive senator calls the state home and is currently in the midst of his third term as one of the state's senators.Other top vote-getters included moderate Republicans like Sen. Mitt Romney (57 votes) and former Ohio Gov. John Kasich (30 votes). Candidates who sought the 2020 Democratic presidential nomination, like Rep. Tulsi Gabbard (78 votes), Andrew Yang (42 votes) and Pete Buttigieg (24 votes) were also among the top vote-getters among write-ins.Notably, 37 Vermonters thought Vice President Mike Pence should get a promotion to the Oval Office.Dr. Anthony Fauci, the nation's top infectious disease expert, also received a handful of votes. When totaling up various iterations of his name (Dr. Anthony Fauci, Dr. Fauci, Tony Fauci, etc.), he received 13 write-in votes.Then, there were the celebrities. TV hosts Oprah Winfrey (6 votes) and Mike Rowe (5 votes) racked up multiple write-ins. Jennifer Lopez received a vote, as did LeBron James and Dwayne Johnson. There was even a write-in for a ticket of Tyra Banks and "John Teffer" — though that voter may have misspelled the name of Jon Taffer, the host of reality TV series "Bar Rescue."Write-in votes also dipped into the fantastical and absurd. In addition to "Santa Claus," "Walter White," "Michael Scott" and "Tord Sandwich" all received a vote.Finally, it wouldn't be Vermont without at least one vote for "Cheddar."See the full list of people who received a write-in vote by clicking here. 2725
Ivanka Trump last year used a personal email account to discuss or relay official White House business, according to emails released by a nonpartisan watchdog group.The Washington Post reported Monday the White House conducted an investigation into Trump's email usage and that she used her personal email address for much of 2017.According to emails released by the watchdog group, American Oversight, Trump used her personal account to email Cabinet officials, White House aides and assistants. The Presidential Records Act requires all official White House communications and records be preserved.Austin Evers, the executive director of American Oversight, said in a statement, "The president's family is not above the law, and there are serious questions that Congress should immediately investigate. Did Ivanka Trump turn over all of her emails for preservation as required by law? Was she sending classified information over a private system?"The White House had no comment on Ivanka Trump's email practices.A person close to Ivanka Trump told CNN's Poppy Harlow that "Ivanka's mindset is there is no malintent, and she is comfortable because there was no intent to avoid.""There was no intent to avoid government servers. All of it has been preserved," the person continued explaining that if Ivanka Trump sent an email from her personal email to a government employee, then it hits the government server.That response mirrored the argument Clinton made when defending her use of a private email server when it was an issue during the 2016 presidential campaign."The vast majority of my work emails went to government employees at their government addresses, which meant they were captured and preserved immediately on the system at the State Department," Clinton said in a speech in March 2015.Trump's usage of a private email account will bring comparisons to former Secretary of State Hillary Clinton, whose usage of a private email server instead of a government email account during her time in office was a central part of President Donald Trump's campaign against her in 2016. Trump's supporters often chanted -- and still do, on occasion -- "Lock her up!" at the mention of Clinton, and President Donald Trump has frequently accused Clinton of receiving special treatment because she was not charged for skirting the Presidential Records Act with her email practices.A source close to Ivanka Trump told CNN's Poppy Harlow that "Ivanka's mindset is there is no malintent, and she is comfortable because there was no intent to avoid."."There was no intent to avoid government servers. All of it has been preserved," the source continued explaining that if Ivanka Trump sent an email from her personal email to a government employee, then it hits the government server.This is similar to the argument Clinton made when defending her use of a private email server when it was an issue during the 2016 presidential campaign."The vast majority of my work emails went to government employees at their government addresses, which meant they were captured and preserved immediately on the system at the State Department," Clinton said in a speech in March 2015.The Post reported Ivanka Trump's attorney, Abbe Lowell, forwarded all the emails he believed were related to official government business to her government email account. Lowell believed that would rectify any violations of records law.Peter Mirijanian, the spokesperson for Lowell and ethics counsel for Ivanka Trump, said in a statement, "Like most people, before entering into government service, Ms. Trump used a private email. When she entered the government, she was given a government email account for official use. While transitioning into government, until the White House provided her the same guidance they had to others who started before she did, Ms. Trump sometimes used her private account, almost always for logistics and scheduling concerning her family."Some advisers to President Trump were alarmed when they heard this news, the Post reports, because of the similarities to Clinton's email use. Trump has called Clinton "Crooked Hillary" for using a personal email account when she was secretary of state.Mirijanian sought to draw a specific contrast between Ivanka Trump's personal email usage and Clinton's, by noting that she did not have the server set up in her home or office."To address misinformation being peddled about Ms. Trump's personal email, she did not create a private server in her house or office, there was never classified information transmitted, the account was never transferred or housed at Trump Organization, no emails were ever deleted, and the emails have been retained in the official account in conformity with records preservation laws and rules," Mirijanian's statement continues.White House officials were first made aware of Ivanka Trump's email usage through American Oversight's lawsuit, according to the Post.Evers added, "For more than two years, President Trump and senior leaders in Congress have made it very clear that they view the use of personal email servers for government business to be a serious offense that demands investigation and even prosecution, and we expect the same standard will be applied in this case."This is story has been updated.The-CNN-Wire 5316