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SAN DIEGO (KGTV) - It could take more than three weeks for out-of-work Californians to get unemployment insurance payments.The California Employment Development Department (EDD) tells 10News, during normal circumstances, an Unemployment Insurance (UI) claim takes approximately 21 days from filing to payment.Right now, the circumstances in California are anything but normal.According to a report from the state's Legislative Analyst's Office, "Given the extraordinary number of applications received recently, as well as the expectation that claims will continue to increase over the coming weeks, the Legislature should anticipate that first benefit payments will take much longer than 21 days."The report states similar delays occurred in the Great Recession. EDD tells 10News they are currently experiencing a large increase in claims filed in their programs and have staff working overtime to keep up with the demand."Given the unprecedented increase in UI claims due to COVID-19, we have taken several steps — working around the clock, including Saturdays and Sundays, and redirecting hundreds of staff to process UI claims — to ensure every Californian gets benefits as timely as possible. We do not expect any significant delays at this time. Should the situation change, and delays arise, we will notify the Governor's office, stakeholders, and the public as soon as possible," an EDD spokesperson told 10News."We're seeing impacts higher than what we saw at the Great Recession," said Andrew Picard with the San Diego Workforce Partnership.This week the organization put out a report on potential impacts of COVID-19 on employment in San Diego County.The report stated, "In the first three days of partial closures (March 16-18), Californians submitted 190,000 unemployment insurance claims — more than quadruple the weekly average — and the March 19 statewide order to shelter in place will bring more layoffs."Between March 16 to 22, the Workforce Partnership received notices or phone calls from 52 employers that are considering or have executed layoffs or work-hour reductions for a total of 3,865 impacted workers. EDD said they encourage Californians to apply if they think they may qualify for benefits. Officials suggest using online services for faster processing, if possible. 2306

SAN DIEGO (KGTV) — It's always a good time to check on supplies and make sure you and your family are prepared for an earthquake.The County of San Diego recommends seven simple steps for earthquake safety:Fix potential hazards, like areas of your home that could pose a danger during an earthquake;Create a disaster plan with your family. The county's tips on how to handle a disaster here;Create a disaster supplies kit. The county also has tips on what to pack here;Fix your building's potential weaknesses;During earthquakes and aftershocks: Drop, Cover, and Hold-On;After the earthquake, check for injuries and damage; andWhen safe, continue to follow your disaster planSan Diego County recommends packing enough water, food, and supplies to last each member of the family at least three days. They also recommend that families practice their disaster plan so they're ready when an emergency happens.When an earthquake does happen, families should drop, find cover under something sturdy, and hold on to that cover. If there isn't anything sturdy, find an interior wall that is not near any heavy furniture or glass, scoot down and cover your head.If outside, find an open area away from buildings, trees, or anything overhead such as utility wires, sit down, and cover your head.While San Diego County has sparse earthquake activity compared to the rest of the state, one big enough can send tremors into our region.Residents can also sing up for AlertSanDiego mobile alerts from the county. Residents can also dial 2-1-1 for emergency updates. 1557

SAN DIEGO (KGTV) — Millions of Americans are uninsured during the coronavirus pandemic, with more at risk of losing their jobs and in turn losing their healthcare coverage.A 17-year-old boy in Lancaster was reportedly denied treatment at an urgent care clinic there and instead told to go to a hospital. On the way to the hospital, he went into cardiac arrest, according to Mayor R. Rex Parris in a video posted to YouTube.RELATED: Reports of alleged child abuse drop in San Diego since school closuresParris said when the teen got to the hospital he was revived, but died hours later.The teen tested positive for COVID-19, but the Centers for Disease Control and Prevention is still evaluating his case, so he has been removed from the Los Angeles County death toll for now."Once you go into respiratory issues, you have trouble breathing, you're short of breath and you have a fever," said Parris. "That is the time to get medical treatment without delay."RELATED: App helps users locate where essential items are in stockThat is the problem for the millions of uninsured Americans. Although testing for COVID-19 may be free, treatment is not.10News asked health officials at a San Diego County press conference about what's being done to reassure uninsured San Diegans that they won't be turned away like the 17-year-old in Lancaster."In general if individuals do not have insurance, there is the county's phone number, or they can call 211. That's probably the easiest thing to do, is call 211," said San Diego County Public Health Officer Dr. Wilma Wooten.RELATED: Unemployment benefits could take weeksWe asked if someone would be turned away if they tried to get help at an urgent care clinic with COVID-19 symptoms, but did not have insurance."When somebody presents to a specific facility for care and it's not emergent there is usually a process for them to determine whether that is an appropriate place for them to be cared for," explained Dr. Eric McDonald, the Medical Director for the County Epidemiology and Immunization Branch. "For example if it's an insurance related thing and they don't have insurance for that facility, they may be asked to go to another facility, the good news is in San Diego we have a very good mechanism through 211 for individuals who don't have insurance to be able to access clinics where they will be accepted for care."RELATED: California Gov. Newsom says 5 banks to waive mortgage feesRight now Covered California is providing a special enrollment period because of the coronavirus.Uninsured, eligible Californians can apply for free or low cost health insurance coverage through the end of June.You can apply online here. 2679

SAN DIEGO (KGTV) - If you couldn't work, how far could you go without a paycheck? No one is immune to an unexpected injury or illness, and the financial hit can be devastating. The Social Security Administration (SSA) reports that one in four of today's 20-year-olds will become disabled for 90 days or more before retirement age. Having a plan for the long term can relieve a lot of stress if the unexpected does happen.One option is disability insurance; there's short-term and long-term. Disability insurance pays a portion of your income if you are suddenly unable to work because of illness, injury, or accident.You can get coverage through an employer or buy it from an insurer. According to State Farm, long-term disability insurance:Pays monthly income directly to you when you're unable to work because of a covered total disability.You choose the length of time you must be disabled before you start receiving benefits (Elimination Period) and the length of time you would receive benefits.Options include a five-year benefit period or a "to age 67" benefit option.Maximum monthly benefit amounts range from 0 to ,000, based on your income and occupation. You can customize your coverage with different riders.While different factors affect the cost, the annual price for a long-term disability insurance policy generally ranges from 1% to 3% of your annual income.According to the Council for Disability Awareness, 34.6 months is the duration of the average long-term disability claim.The nonprofit helps prepare people for unexpected injury through its five-step financial plan to give you a clearer understanding of your financial "big picture," including:Your sources of income, monthly expenses, and lifestyleThe impact a long-term disability could have on themPreparing a plan of action to address the crisisResources after life-changing disabilityMost people never expect a life-changing disability will happen to them, including San Diego resident Kat Blue. Blue was rear-ended at a red light on Feb. 1, 2018, and had previous head injuries before that."This one resulted in a concussion that just never went away," said Blue.A few weeks after the accident, Blue realized she could barely complete simple tasks like writing an email or talking on the phone. She suffered a traumatic brain injury (TBI), which would change her life forever. She constantly deals with nausea, dizziness, tetanus, and migraines. Blue has struggled to navigate the healthcare system and because she cannot work is constantly seeking resources so she can remain in San Diego."You have to advocate for yourself because there's no one within the system who is going to do it for you," said Blue. Blue says she does not have the resources to relocate and says San Diego offers a lot of support for TBI survivors. She's relied on Medicaid for medical care, which has helped with resources like a nurse care manager, but she says there are holes in the system."I'm still fighting to get a TBI specialist, I'm still trying to get a lot of the treatments and specialists and therapies that I believe could help me," said Blue. The San Diego County Health & Human Services Agency is ready to help San Diegans whose incomes have been impacted by an unexpected disability:CalFresh: Food assistance:Medi-Cal: Free or low-cost health coverage for children and adults with limited income and resources. If you qualify, you can enroll in Medi-Cal year-round.CalWORKS: Public assistance program that provides cash aid and services to eligible families that have a child(ren) in the home."You may not need our benefits today, but in the future, if you do we're here, and we encourage everyone to apply," said Rick Wanne, Director of Eligibility for the County of San Diego Health & Human Services Agency.Wanne says the County also has a close relationship with 211. "211 is a great resource for a number of reasons, they can provide general information over the phone about a whole variety of resources here in San Diego, additional food assistance, housing resources, where to find a local medical provider," said Wanne. Wanne said in addition to what the County offers many local nonprofits and other entities provide help.Blue says she's found the following resources helpful when advocating for herself:Legal AidCalifornia Department of Rehabilitation (DOR)Disability Rights CaliforniaBlue says she's also taken advantage of recreation opportunities through Sharp, some of which are free. Sharp also offers support groups for people with various disabilities. Another program that's been instrumental in Blue's recovery is Love Your Brain Yoga, a free program for TBI survivors. "A good part of my day is spent just trying to feel better, just trying to get well enough to do what I need to do that day," said Blue.Blue remains hopeful she'll get the care needed for her healing and says she'll continue to do everything possible to stay in the city she calls home. 4971

SAN DIEGO (KGTV) — It's bound to be a delicious Memorial Day weekend in San Diego.Flight Club brings the world of fermented foods and deliciously brewed beers to North Park in a tasting event, while Balboa Park's House of Pacific Relations hosts a food fair featuring tastes from all of the International Houses.Vista's Strawberry Festival returns with tons of tasty strawberry treats, live entertainment, and more for the tenth year.RELATED: Memorial Day events in San DiegoThe Port of San Diego will host the first Festival of the Sea at the Maritime Museum, a new community festival celebrating San Diego and our waterfront.Plus, Western Days hits Valley Center with tons of rootin-tootin fun in town. And Santee is bringing along more deliciousness with a craft beer festival and street fair.THURSDAYPause|PlayWhere: Fleet Science Center; Cost: .95 - .95Check your "adulting" at the door. Fleet Science Center is celebrating the simple act of playing with a new exhibit geared toward the young and young-at-heart. Pause|Play brings science to some of your favorite playground activities in an interactive exhibit that will have you sliding, spinning, and playing hide-and-seek.Flight ClubWhere: North Park Beer Company; Cost: Learn about the delicious world of fermented flavors with beers and food at North Park Beer Co. The event will walk tasters through the science and chemistry involved in creating fermented treats, from sauerkraut to chimichurri.FRIDAYLegacy Week Where: USS Midway Museum; Cost: Free(Friday - Sunday) Legacy Week marks San Diego's Memorial Day commemorations with a wreath laying ceremony, family activities, interactive exhibits, benefit concert with Daughtry, and more for the family, all from the USS Midway Museum.Summer Movies in the Park: The Incredibles 2Where: Waterfront Park; Cost: FreeEnjoy a movie in the park along San Diego's waterfront, as the county's Summer Movies in the Park series brings to The Incredibles 2 to Waterfront Park.SATURDAYValley Center Western Days Where: Valley Center; Cost: FreeThe annual Western Day community-wide celebration returns to Valley Center, featuring the Western Days festival and parade, chili cook-off, election of Valley Center's "honorary Mayor," pancake breakfast, and library carnival.American Heritage Car ShowWhere: Grape Day Park; Cost: FreeThousands of autos will be on display in Escondido during the American Heritage Car Show, featuring a beer garden, food vendors, live music and a DJ, a raffle, and of course, classic cars from across the U.S.Santee Street Fair and Craft Beer Festival Where: Riverview Parkway and Town Center; Cost: Free (food prices vary)More than 30,000 visitors will get to enjoy more than 300 food and vendor booths, craft beer from local breweries, local art, a kids zone, live entertainment, and more during the Santee Street Fair and Craft Beer Festival.SUNDAYVista Strawberry FestivalWhere: Downtown Vista; Cost: Free (food prices vary)The 10th annual Strawberry Festival returns to downtown Vista, once called the Strawberry Capital of the World. The festival celebrates the city's berry tasty heritage with live entertainment across multiple stages, delicious drinks, carnival rides, strawberry-themed pie eating contests and more, and delicious strawberry creations.House of Pacific Relations' Ethnic Food Fair Where: Balboa Park; Cost: Free (food prices vary)Sample a taste of more than 20 cuisines at Balboa Park's International Cottages and enjoy cultural performances throughout the day during the 39th annual Ethnic Food Fair.Port of San Diego Festival of the Sea Where: San Diego Maritime Museum; Cost: Free - (Saturday - Sunday) For the first time, the Port of San Diego is celebrating the sea and San Diego's 250th anniversary with a new community festival on the waterfront. Festival of the Sea features live performances, an artwork exhibition, and (for the older crew) a special on-board pub on the HMS Surprise. 3966

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