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SAN DIEGO (KGTV) - The federal watchdog agency that aims to protect consumers from unfair, deceptive, or abusive practices is suing a San Diego-based company.On Tuesday, the Consumer Financial Protection Bureau (CFPB) sued Encore Capital Group and its subsidiaries, claiming they violated the terms of a 2015 legal agreement.The CFPB claims, “Since September 2015, Encore and its subsidiaries violated the consent order by suing consumers without possessing required documentation, using law firms and an internal legal department to engage in collection efforts without providing required disclosures, and failing to provide consumers with required loan documentation after consumers requested it.”The lawsuit says after the effective date of the consent order, “Encore filed more than 100 lawsuits to collect consumer debts after the applicable statutes of limitations had expired."The lawsuit also claims Encore failed to disclose that consumers might incur international-transaction fees.In response to the lawsuit, the company's Executive Vice President, General Counsel, and Chief Administrative Officer Greg Call said Encore is built on a foundation of treating their consumers fairly and respectfully."We are disappointed that the CFPB has chosen to file this lawsuit on outdated issues, but we will continue to engage with the CFPB and work to ensure that we maintain policies and practices that fully comply with all applicable legal requirements. We believe that there will be no material operational impact as a result of the suit," said Call. "We fully corrected the issues underlying the allegations in this lawsuit years ago and are unaware of any unresolved consumer impact."DEBT COLLECTION LAWSUITSPart of the complaint talked about debt-collection lawsuits.In July Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. That involves any debt collection company."If you look not just in the county of San Diego, throughout the state of California, and in fact the dockets throughout the nation, we have a massive epidemic right now," said attorney Abbas Kazerounian during a July interview.Kazerounian said if someone's been sued or contacted by a debt collection company, they need to know their rights."The amount of debt is irrelevant," he said. "It's the method of collection that's controlled by these statutes."RESOURCES:Coping with debthttps://www.consumer.ftc.gov/articles/0150-coping-debtHelp available for renters, homeowners struggling to pay for housing during pandemichttps://www.10news.com/rebound/coronavirus-money-help/help-available-for-renters-homeowners-struggling-to-pay-for-housing-during-pandemic 2724

SAN DIEGO (KGTV) — The holiday season gets underway this week, as several holiday events head to town.Thanksgiving offers families the chance to run off the turkey before dinner time with several Thanksgiving runs and races around San Diego. For those not planning to cook at home, there are plenty of buffet-style dinners host at local restaurants to enjoy.After Thanksgiving, Liberty Station and Seaport Village start the holidays with a tree lighting and by welcoming Surfin' Santa to town.RELATED:San Diego holiday tree lightings to catch this seasonTurkey trots, holiday runs in San Diego this seasonSkate away on one of San Diego's outdoor ice rinks this holiday seasonChristmas on the Prado also takes over Balboa Park this weekend, while Julian celebrates their own Country Christmas in the mountains.Outside of the holiday fun, the San Diego Jazz Festival brings the smooth, hip, and swaying sounds of music to town for a multi-day festival. And the SoNo Chili Cook-Off pits the area's best cooks head-to-head in a chili showdown.THURSDAYFather Joe's Villages Thanksgiving Day 5K Where: Balboa Park; Cost: - The 18th annual Thanksgiving Day 5K benefits Father Joe's Villages food services program to serve homeless individuals in San Diego. Stick around post race for live music, a beer garden, and Disney character meet-and-greets.MORE Thanksgiving Day races around San DiegoThanksgiving at Bleu Bohème Where: Kensington; Cost: -Enjoy french cuisine this Thanksgiving at Bleu Bohème, where chefs are serving crab croquette, roasted turkey, King salmon, short ribs, fresh beats and more on their menu. Dinners are per person and .95 for children 12 and under.MORE Thanksgiving Day dinners around San DiegoFRIDAYLiberty Station Tree Lighting Where: Liberty Station; Cost: FreeThe holiday fun gets started at 5 p.m. in Liberty Station before the district's 88-foot tree is switched on by a patient family of Rady Children's Hospital. Visitors can enjoy live entertainment, shopping, and outdoor viewing of "How the Grinch Stole Christmas."Surfin Santa at Seaport VillageWhere: Seaport Village; Cost: FreeSurfin' Santa makes his arrival at Seaport Village after the Thanksgiving holiday, sporting his favorite Hawaiian shirt and wet suit. Visitors can pose for free pictures with Santa on his giant surfboard under a six-foot wave. Guests can also enjoy a festive parade on the boardwalk, live street performers, and fun at Seaport's shops.SATURDAYChristmas on the PradoWhere: Balboa Park; Cost: FreeChristmas on the Prado brings tons of Christmas fun to Balboa Park's Organ Pavilion and International Cottages, including holiday kids crafts, photos with Santa, music, delicious seasonal treats, and a tree lighting.Holiday Lights on MainWhere: El Cajon; Cost: FreeDowntown El Cajon is bringing the holidays to Main St. with carnival rides, ice skating, live music, delicious food, and more during Holiday Lights on Main. Visitors can also visit with Santa in his village and check out the grand tree lighting.Julian's Country ChristmasWhere: Julian Pioneer Park; Cost: FreeKick off the holiday season in Julian with sleigh rides, gathered around an open fire, Christmas decorations, and a visit from Santa during a tree lighting ceremony.SUNDAYSoNo Fest & Chili Cook-OffWhere: North Park; Cost: -It's not a "holiday" event, but chili is best enjoyed when its cold outside! The annual cook-off features delicious chili, three stages of live music, and vendors with handmade holiday gifts.Winter Wonderland at the GrandWhere: Fairmont Grand Del Mar; Cost: Free to attend, some attractions cost moneyThe Fairmont Grand Del Mar hosts a free winter wonderland of fun, with a Ferris wheel, carousel, 25-foot tree, photos with Santa, ice skating, or lounging by a fire for some S'mores.San Diego Jazz Fest & Swing ExtravaganzaWhere: Town and Country Resort & Convention Center; Cost: -5(Thursday - Sunday) San Diego celebrates its 40th San Diego Jazz Fest over the Thanksgiving holiday, bringing amazing acts performing traditional jazz, swing, ragtime, and more to San Diego. Guests can take part in dance demonstrations, a swing extravaganza, a "pianorama" and more for jazz fans. 4226

SAN DIEGO (KGTV) -- The first Friday of Spring is a special occasion, more so because it happens to be National Puppy Day. Does it get any better? To mark the occasion, County Animal Services is offering a Spring special - adoption fees for dogs and cats will be cut in half through Sunday, March 25. Dozens of animals are available at all three of the County's animal shelters and you can get a sneak peek at the pets available on the Animal Services website.Adoption fees include spaying or neutering, a microchip, free license, updated vaccinations and a free veterinary exam. The adoption fee for a puppy or dog normally costs . The fee for a kitten or cat is normally .SLIDESHOW: 10News celebrates National Puppy Day The special will waive fees for cats or dogs that are older than five. All three shelters are open from 9:30 a.m. to 5:30 p.m. Tuesday through Sunday. For more information, call (619) 767-2675 or visit sddac.com.    996

SAN DIEGO (KGTV) — Temperatures are forecasted to climb in Southern California and surrounding areas through the next week and as this heat persists, there are other factors in play as well. Moisture entering the region will increase humidity, and humidity overnight will lead to overnight lows staying warmer, which means an extended period of heat with less overnight relief can be expected.This is a trend that is becoming more and more common. Climate researchers from Scripps Institution of Oceanography studied the history of these warmer, prolonged and humid stretches in the San Diego area, and found that periods similar to this are on the rise.“What we found is that heatwaves in Southern California, and I would say California more broadly, have been increasing over time in their frequency and tendency,” said researcher Dan Cayan.The lack of overnight cooling means no break from the heat at night, so the long stretch of days of increased temperatures combined with a lack of overnight relief could lead to dangerous conditions.“It’s a lot easier to contend with a heatwave that lasts a day or two than one that lasts four days,” said Cayan.Cayan said this is part of a larger picture of climate change impact, and this trend will likely continue in the years to come.Humidity can make temperatures feel worse. A Heat Index chart from the National Weather Service shows how the two climb simultaneously: 1425

SAN DIEGO (KGTV) — The Fourth of July is traditionally a fun-filled weekend for locals to enjoy delicious food and take in a fireworks show. And while the pandemic has put some limits on that, there are still ways to have fun safely.El Cajon and Poway are hosting fireworks displays and encouraging residents to practice social distancing by staying in their car or watching the show from a distance.The Del Mar Fairgrounds also continues to host delicious fair food weekends with Chicken Charlies, Roxy's, and many more delectable treats — all from the comfort of your car drive-thru style.Balboa Park is also reopening several museums with guidelines in place to keep visitors safe.(As a reminder, residents are encouraged to stay home if they feel ill and avoid large gatherings with people not from the same household. The county also requires residents to practice social distancing and wear a facial covering when within six feet of those not from the same household.)Balboa Park museum reopenings (Friday): Starting Friday, several Balboa Park museums will reopen with new sanitation and distancing guidelines in place. The Fleet Science Center, San Diego Natural History Museum, San Diego History Center, and more will welcome visitors back this weekend for months-long closures. More infoEl Cajon July 4 fireworks (Saturday): Locals in El Cajon will be able to catch fireworks over John F. Kennedy Park at 9 p.m. on July 4, though the park itself will be closed. The show will be visible over a wide area and city officials encourage residents to look up and enjoy the show from home safely. More infoPoway's July 4 fireworks (Saturday): Fireworks will launch from both Poway High School and Sportsplex in South Poway Business Park at 9 p.m. on July 4. The two locations will allow for a nearly 360-degree view of fireworks from the Sportsplex while allowing those who traditionally view the show near the high school to continue doing so. Tickets must be purchased to watch the show from Lake Poway's parking lot. More infoSan Diego County Fair food fun (Friday-Sunday): What's the July 4 weekend without some fair food? The Del Mar Fairgrounds is offering delicious bites from fair vendors Friday through Sunday from now until Sept. 7. Grab a bit from vendors like Chicken Charlies, Roxy's, Sugar Bear, and more! The fair is also hosting virtual exhibits showcasing student artwork, photography, and livestock shows. More info 2445