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Lumber stocks are at a historic high. We haven't seen these numbers since the 2008 housing boom and then crash. Experts say that's in part because of the housing market and record low mortgage rates.2020, the unprecedented year where nothing goes as expected, has brought us what realtors call a "sellers' market"."There’s plenty of buyers in the marketplace, but not enough supply so what we are seeing is multiple offers happening frequently on mid-price homes. So heavy competition in the marketplace.” Dr. Lawrence Yun, chief economist for the National Association of Realtors, said.The country's largest trade organization has 1.4 million members who help people buy and sell homes. Dr. Yun says the nation's housing market has even surpassed pre-pandemic sales. He attributes a lot of that to low mortgage rates and people realizing that working from home means they need more room.“Because of the strong demand for housing and we have a shortage of homes in the marketplace, so whatever home builders build, they can find a buyer so they build more homes. But one of the constraints is lack of construction workers along with the material cost that goes into construction, such as lumber,” says Dr. Yun, who also pointed out the country's underproduction.“Home builders have been producing below historical average for 10 straight years and the cumulative effect of underproduction is we don’t have sufficient inventory and that is the reason why home prices are rising and we need to build more homes to get into balance,” added Dr. Yun.Which is why, Laura Gonzalez, associate professor of Finance at California State University Long Beach, says we're experiencing a supply and demand situation when it comes to wood.“We just don’t have enough wood,” Gonzalez said. “It's difficult to make it ready and then transport it because of the pandemic. It's not that the industry is changing its just that we have had a shift both in supply and demand.”Gonzalez also says it's the basic equation of high demand meaning lower supply, which sends prices up and stocks soaring. Then there's the factor of where our wood comes from. She says, “We import some of our lumber from Canada both from lumber and other products. If we depend on other nations, we are more susceptible to changes in supply.”So, what comes next?“The issue of supply versus demand is going to correct in two years, but the opportunities for climate finance are ongoing that is not going to finish,” Gonzalez said.Which is why Dr. Yun says home prices will hold firm, and if you're waiting for a ‘burst’ or for prices to decrease, you might be waiting a while.“In future years, mortgage rate will certainly rise and that will choke off some of the demand, but hopefully we have adequate supply so we have a more balanced market condition where prices rise in manageable, 3-4% each year and people will feel comfortable at that rate of price appreciation,” says Dr. Yun.Dr. Yun recommends if you want or need to buy, don't overstretch your budget as the competition is fierce out there. If you want to sell, don't get greedy and overprice because your home will get stuck on the market. It's yet another aspect to this odd year that has brough the unexpected to us all. 3245

MENTOR, Ohio — A simple box that might look more at home in an apartment building is what the U.S. Postal Service says is the future of daily mail delivery. "We've gone to all Cluster Box Units, at the request of the U.S. Postal Service," said Sommers Real Estate President Rick Sommers. He says every new development that real estate groups like his build have the simply boxed called Cluster Boxes. The Postal Service says they cut down on the cost of individual boxes, locked boxes keep sensitive mail safe and make delivery a one-stop shop. "Obviously the post office truck doesn't have to stop at every house, blocking traffic," said Sommers.It's a trend that could help with some mail delivery concerns we told you about in the past. Residents near Akron were concerned with inconsistent delivery and letters going to their neighbors' homes.Sommers says this new way is going to be even more common in Northeast Ohio as the housing market continues to climb."There weren't any lots developed from about 2005 to about 2011, so there was a pent-up demand for new lots now that the housing market is back and strong," said Sommers.The Postal Service says the boxes could foster a stronger sense of community, almost like a new water cooler. Walking to the same spot to get their mail creates a place where neighbors can get to know each other, or even just get out for a stroll."We are designing and integrating walking paths throughout the communities, even though it is Northeast Ohio and we have some bad weather," said Sommers.One concern is that without mailboxes it might be harder for the police or fire departments to find the addresses that need their help. All the departments we spoke to say it hasn't been a problem, as long as home addresses are clearly labeled, even without a mailbox.If you are having issues with your mail delivery, you can contact the U.S. Postal Service at usps.com or over the phone at 1-800-275-8777 (1-800-ASK-USPS). 2010

MillerCoors says beer prices could rise and workers could lose their job if the president follows through on a new tax on imported aluminum. President Donald Trump announced Thursday he’s planning to impose steep tariffs on foreign steel and aluminum to protect the U.S. industry from unfair competition. In a statement, MillerCoors called it “misguided” and says there isn’t enough domestic supply to meet the demand for its products. House Speaker Paul Ryan said Thursday he hopes the president, “will consider the unintended consequences of the new taxes."  593

Loved ones held a fundraiser today for the family of a mother killed by a hit-and-run driver. The CHP says Bernadette Castillo was struck last week along the 94 in Jamul. Her family and friends held a barbeque to raise funds for her funeral at Colina Del Sol Park on Friday.July 27th was a day that Debra Marulli will never forget. "Shock. Pain. A little bit of comfort because I know she’s not hurting," said Marulli. "Somebody loves her. To leave her on the side of the road like she’s an old pet, it's cruel." Loved ones held on to positive memories today while raising money for her funeral. "She was amazing," said Marulli. "She went out of her way to help anybody. She didn’t hold a grudge against people."The CHP has not identified a suspect. For now, everyone who knows her is just waiting for that to happen."We want closure I know her family wants closure, her son needs closure," said Marulli. "Come talk to somebody. Please"If the driver is found and arrested, CHP says they will face felony manslaughter and hit and run charges.  1110

Michael Cohen, the longtime personal attorney for President Donald Trump, filed court papers Wednesday indicating he would assert his Fifth Amendment rights against self-incrimination regarding his involvement in a hush money deal involving porn star Stormy Daniels and the President.Cohen cited FBI raids of his residence, office and hotel room and the seizure of "various electronic devices and documents in my possession," in his filing in US District Court in Los Angeles."Based upon the advice of counsel, I will assert my Fifth Amendment rights in connection with all proceedings in this case due to the ongoing criminal investigation by the FBI and US Attorney for the Southern District of New York," Cohen said.Cohen filed the declaration as part of an effort to have a civil lawsuit filed by Daniels put on hold. The judge in that case said last week that he needed to hear from Cohen directly before deciding on that request.Michael Avenatti, Daniels' attorney, called Cohen's declaration "a stunning development.""Never before in our nation's history has the attorney for the sitting President invoked the 5th Amend in connection with issues surrounding the President," Avenatti tweeted. "It is esp. stunning seeing as MC served as the 'fixer' for Mr. Trump for over 10 yrs. #basta."Avenatti told CNN that Cohen invoking the Fifth Amendment only strengthens their case against him."The fact finder -- whether it be a jury or a judge -- can find what is called a negative inference and what that means is that you can presume that if the witness answered the question instead of invoking his Fifth Amendment right that the answer would incriminate him that it would not be positive for him or her and that's a very serious matter," Avenatti said on CNN's "Erin Burnett OutFront."The judge in the Los Angeles case, S. James Otero, is tasked with determining whether there is a substantial overlap between the FBI raids in New York and the civil case before him in which Daniels is seeking to void an agreement in which Cohen paid her 0,000 to remain silent about an alleged sexual encounter with Trump a decade before his presidency, in 2006. The White House has said Trump denies the affair.Since Cohen and his lawyers are requesting the stay in the case, Otero said last week that the burden is on them to show a large overlap between the two matters.The "conundrum," the judge said, is that "the scope and breadth of the criminal investigation remain a mystery.Otero said in court last week that he was not privy to the affidavit for the New York searches, but that he'd reviewed the docket of proceedings in federal court in that jurisdiction.He said "common sense" told him the decision to conduct a raid on an attorney for the President of the United States' lawyer signaled "a significant and serious matter.""You're going to make sure that it's more than just a bare-bones case," Otero added. "It's probably substantially likely that there's some sort of criminal action to follow."Cohen and his attorney, Brent Blakely, have argued that the Daniels civil case should ultimately be sent to private arbitration. 3138