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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

Even with businesses starting to reopen, we're getting a better picture of not just who is still out of work but how much money was lost.About .3 trillion is estimated to be lost by American workers, according to the Society of Human Resource Management (SHRM) and Oxford Economics. That includes people who still have their jobs but may have been furloughed or had pay cuts.The estimates are that only between 11 and 20% of communities will have employment return to what it used to be.“Employers don’t have to respond to a generalized since of fear, so if you say I’m just not comfortable until there is a vaccine or I’m just not comfortable until you can give me certainty, what we're learning is they don’t have to do that and many of them won’t do that and I would just caution employees to realize that we are now for good or for bad in a buyer’s market,” said Johnny Taylor, Jr., the president and CEO of SHRM. SHRM found only 31% of employees said they were more productive working remotely, while 69% said they were less productive or the same.The group cautions employees about demanding remote work.“I’ve encouraged CEOs who've called me. You just have to be true to what your culture is. It is ok to say to an employee even if you are more productive at home, I want as senior management our culture to be more of a face to face one,” said Taylor.OSHA already requires companies to provide safe workplaces, and that includes new guidance about the coronavirus. 1486

DETROIT — In September 2017, Phil Corsi went to the doctor complaining about pain after eating. He got a diagnosis he never expected. “I had a large lymphoma that had become cancerous,” Phil said. His days became filled with doctor’s appointments and chemotherapy treatments. Phil had no family history of cancer and had lived a healthy active life. He and his wife, Kim Corsi, say the diagnosis didn’t make sense. Then he heard there was an alleged link between Roundup weed killer’s chemical glyphosate and non-Hodgkin’s Lymphoma. Juries, after looking at evidence, had delivered multi-billion dollar verdicts to several cancer victims. “There are no warning labels on it and the chemical that has been linked to B-cell lymphoma is still in that product,” Kim said.Phil says for decades he used Roundup multiple times a week to kill weeds in his yard — and even in his neighbors’ yards.“There should be some kind of warning on this for folks so people aren’t going through the same thing,” Phil said.“We wouldn’t use it. If we would have known that, he wouldn’t have bought it,” Kim added. It raises the question: should you be worried? For years, farms have used plants genetically modified to survive Roundup. It allowed farmers to soak their entire fields with the weed killer to get rid of weeds. Now Roundup has been detected in the food we eat. Plus, it is still being sold to control weeds in your yard. “You can’t make sense out of science when there are proprietary interests,” said Faye Hansen, an associate professor of biology at Oakland University. 1576

Exactly one week ago was the last time anyone saw little Maleah Davis.Darion Vence, the 4-year-old's stepfather, initially told police that he was driving to a Houston airport with Maleah and her 1-year-old brother on May 3 when he was attacked and the three were abducted by three Hispanic men. The abductors eventually dumped Vence and the boy alongside a road, he said, but Maleah was gone. 405

Comedian Brad Williams and his nearly 100,000 Twitter followers are making a boy's dream come true after a mom's Facebook video describing the bullying her son faces went viral. The 9-year-old boy, who has dwarfism like Williams, has earned more than 0,000 in 275