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Federal health officials Wednesday issued insurance coverage rules designed to deliver on the promise that every American will have access to free COVID-19 vaccines when they are approved.The regulations from the Centers for Medicare and Medicaid Services, or CMS, will also increase what Medicare pays hospitals for COVID-19 treatments. The changes arrive at a time when coronavirus infections are rising in much of the country, signaling a third wave that could eclipse the number of cases seen earlier this year.Congress and President Donald Trump have already enacted legislation that calls for vaccines to be free, but the new rules were needed to align that policy with the many arcane payment requirements for public and private insurance.“CMS is acting now to remove bureaucratic barriers while ensuring that states, providers and health plans have the information and direction they need to ensure broad vaccine access and coverage for all Americans,” agency head Seema Verma said in a statement.The rules aim to resolve potential legal issues over whether Medicare could cover a vaccine that receives “emergency use authorization” from the Food and Drug Administration. That’s a step short of full approval, and questions arose about whether Medicare could pay under its standard coverage policies.Under Wednesday’s announcement:— Seniors with traditional Medicare will pay nothing for COVID-19 vaccines, and any copays and deductibles are waived.— The government will pay private Medicare Advantage plans to administer the vaccine to seniors. Enrollees will not be charged.— Workplace and individual health insurance plans will cover the COVID-19 vaccine as a preventive service, with no cost sharing. The requirement applies to the vast majority of private plans, which are mandated to cover approved preventive care under the Obama-era Affordable Care Act — even as the Trump administration is trying to overturn that law at the Supreme Court.— State Medicaid and Children’s Health Insurance plans will have to provide vaccines for free for the duration of the coronavirus public health emergency.— Doctors, clinics and hospitals vaccinating uninsured people will be able to get paid through a federal fund set up to assist health care providers under financial stress.The regulations take effect immediately.A White House-backed initiative called “Operation Warp Speed” seeks to have a vaccine ready for distribution in the coming months. The government is spending billions of dollars to manufacture vaccines even before they receive FDA approval, thereby cutting the timeline for delivery. Officials at the FDA have pledged that the program will not interfere with their own science-based decisions. Vaccines that do not meet the test for approval would be discarded. 2791

Experts predict over billion worth of campaign political ads will be produced in 2020. So, what are the campaigns doing to influence your vote? THE EXPERTS To find out the tactics used by campaigns, we reached out to Sara Cutter, a Republican ad maker, and Julian Mulvey, a Democratic ad maker. SECRET #1: FONTPay attention to font. Mulvey says Democrats will use a lot of red lettering in commercials against President Donald Trump. That's because it instills some fear and catches your eye. "It's what I call a black, white and red ad. Which you see a lot in negative adverting. Those are sort of the primal colors and the first color you ever see in your life is red," Mulvey said. Mulvey pointed to an ad by the Lincoln Project as an example of red lettering. SECRET #2: VOICEPay attention to the voice. Sometimes, Cutter says, ad makers will use a female voice when they are worried a claim may be too over-the-top. "There can be more fear in a females voice without it seeming to be too much. There can also be more urgency in a female's voice," Cutter said. SECRET #3: JOURNALISTS Pay attention to journalists appearing in a campaign commercial. While journalists hate appearing in ads, Mulvey says they can't sue to get their face out of them. It's also become more popular in recent years as they test well in focus groups. "Local anchors are trusted individuals," Mulvey said, defending the tactic. SECRET #4: DISTORTED PHOTOSSometimes photos of candidates are altered. A recent ad by individuals trying to re-elect Senator David Perdue made Perdue's opponent's nose look bigger. 1604

ENCINITAS, Calif. (KGTV) — The victims of Friday's deadly bluff collapse in Encinitas were identified Saturday, as officials reopened the beach but cautioned that the area remained active. Speaking to the press, Encinitas Lifeguard Captain Larry Giles said the site around the collapse will remain taped off from the public as crews continue to assess the stability of the rock."From what we've learned this morning ... the area's still active. [Geotechnical consultant] is concerned about the areas to the side of the current failure failing," Giles said. "The failure is not affecting the structures up top. Geotech is assuring us that is not a factor."RELATED: Three dead, two injured in north San Diego County bluff collapseA 30-foot by 25-foot slab of rock came crashing down onto Grandview Beach at about 3 p.m. Friday, killing one person and injuring four others. Two of those injured in the collapse later died of their injuries.Two of the three victims were identified as 35-year-old Anne Clave and 65-year-old Julie Davis.Officials moved a nearby lifeguard tower next to the site of the collapse as a safety precaution, Giles said. The beach, though, would reopen to the public Saturday, Giles said.Lifeguards will be posted nearby throughout the weekend as well.SATURDAY PRESS CONFERENCE:Moments after the collapse, beachgoers and lifeguards began sifting through the rubble to save those caught in the rocks' path."The lifeguard was there, adjacent to the incident, felt it, heard it. It just happened to take place outside of his peripheral, as he was watching the water it happened behind him," Giles told reporters. "He immediately got out of the lifeguard tower, called it in, sized it up, started requesting resources and engaged in doing rescue work."Other lifeguards in the area filtered in quickly along with fire crews from around the area."INTERACTIVE MAP: Most recent San Diego County bluff collapsesLifeguards warn beachgoers about hazardous areas of the beach's bluffs, Giles added. Though, lifeguards can only warn visitors and not forcibly remove them from being too close.The city recommends beachgoers stay 25 to 40 feet away from bluffs and exercise caution due to the cliffs' natural instability."This is a naturally eroding coastline so it does happen from time to time. This is an isolated incident ... at this location," Giles said. "Our hearts go out to the families and friends that were involved."RELATED: Encinitas bluffs are a trouble spot known to geologists 2506

ESCONDIDO, Calif. (KGTV) -- Graffiti referencing the New Zealand mass shooting that left 50 people dead was discovered at the scene of a possible arson at an Escondido mosque early Sunday morning. According to police, the fire started around 3:30 a.m. at the Islamic Center of Escondido located near the intersection of 6th Avenue and Escondido Boulevard. Police believe members of the mosque were able to extinguish the flames before firefighters arrived. Seven people were inside when the fire was reportedly set. No one was injured and minimal damage was done to the building, according to police. "Our message to community is to make sure they keep a watchful eye out,'' Escondido Police Lt. Chris Lick said. "If they see something suspicious, especially around a house of worship, they should call police.''According to police, graffiti left behind by the suspect made reference to the mass shooting in New Zealand, though details on the graffiti weren't available. Police tell 10News they are investigating the incident as attempted arson and a possible hate crime. No suspects have been identified at this time. Following the fire, members of the mosque scheduled an interfaith prayer vigil. The event will be held at 8 p.m. Sunday at the Islamic Center of Escondido. "Once again, we will stand together in love and prayer as we show our unified support for the members of this local Mosque and for the Muslim community at large. All are welcome to attend," the mosque said in a news release. CAIR also released a statement on the incident. Read the full statement below: 1587

Federal prosecutors have filed hate crime charges against a Pennsylvania man who authorities say stormed a Pittsburgh synagogue and opened fire, killing 11 people.Robert Bowers, 46, of suburban Baldwin, surrendered to authorities after Saturday morning's shooting at the Tree of Life synagogue. It's believed he made anti-Semitic statements during the shooting and targeted Jews in posts on social media that are a focus of the investigation, according to a federal law enforcement official.Bowers faces 29 charges in all in a rampage that left the historic Jewish neighborhood of Squirrel Hill, and the rest of the nation stunned. The attack was believed to be the deadliest on the Jewish community in US history, the Anti-Defamation League said in a statement."These incidents usually occur in other cities," Pittsburgh Public Safety Director Wendell Hissrich told reporters Saturday afternoon. "Today, the nightmare has hit home in the city of Pittsburgh."Bowers is charged with 11 counts of using a firearm to commit murder and multiple counts of two hate crimes: obstruction of exercise of religious beliefs resulting in death and obstruction of exercise of religious beliefs resulting in bodi