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Banks also promoted the enhancement of institutions to relieve loan officers from the liability for loan defaults as long as they have performed appropriate due diligence, in an effort to improve access to finance for private enterprises, the spokesperson said.
Banks should also independently conduct risk assessment and credit approval for the loans they offer and assume primary responsibility for post-lending credit management, according to the China Banking and Insurance Regulatory Commission.
Based on the creditworthiness of Zhejiang Rifa Textile Machinery Co, a manufacturer of spinning and weaving machines, CZBank granted lines of credit to Rifa's downstream small and medium clients to bridge the funding gap for their equipment purchases.
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Barber Xiong Gaowu, 62, performs traditional eyelid shaves for a customer at his roadside location in Chengdu, the capital of the southwestern province of Sichuan, Aug 24, 2017. [Photo/IC]
