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It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

It's safe to say everyone is a fan of a great deal. And for those who are also hockey fans you could score one from Chipotle on Friday.Chipotle is offering a Buy One Get One deal to all hockey fans who show some team spirit during Hockey Weekend Across America.If you visit your local Chipotle wearing your favorite hockey jersey Friday, March 2, the chain will set you up with a BOGO deal for one free burrito, bowl, salad or order of tacos.The promotion is only good from 10:45 a.m. to 10:00 p.m. at participating Chipotle locations, according to the fine print on the company's website.For complete details, click here.  641

It's amazing how quickly technology can change. What seemed impossible just a few years ago is now reality. Robots are about to reach the next level, flexing their muscles like never before.It may not seem like much in this basement lab, but with a jolt of electricity, a team is creating the muscle of the future. "It's actually one of the closest analogs to natural muscle," says University of Colorado Boulder PhD student Shane Mitchell. "It almost performs like natural muscle."It's delicate enough to pick up a raspberry without bursting it, and an egg without breaking it. Yet strong enough to lift a gallon of water."We were inspired to create this artificial muscle from the world we live in," says Tim Morrissey, who manages the team at the Keplinger Research Group lab. The team develop HASEL, an artificial soft muscle that could enhance robot technology, making them better able to help people who need it."The robot needs to come into your home and work around you," Morrisey says. "And so if the robot is going to go up stairs it's going to need muscles to do that."HASEL muscle technology could also lead to advanced prosthetics.Morrisey says, "If you make a robot that has you know a skeleton frame with a soft bicep on it that moves up and down, you can do the same thing with a prosthetic."While other artificial muscles can be bulky, or unable to withstand electric pulses,  if there's an electric surge, HASEL can even repair itself. And with a rubber shell, electrodes and liquid inside, can you believe it costs only about 10 cents to make. "Originally we used canola oil actually just from the local grocery store," Mitchell says. It's an exciting innovation, but to this team, it's much more."We want to do something new in the scientific community," Mitchell says. "But it's really no help if it just stays in the lab. So we want to bring our technology to the community." Creating the next generation of robot technology, by adding a more natural touch. 2017

It took four days for The Associated Press and other media outlets to call the presidential election for Joe Biden and Kamala Harris. Now, recounts and certification of the results will take a bit longer.With races too close to call in Arizona, Nevada and Georgia, Pennsylvania became the battleground that tipped the Electoral College count in Biden’s favor Saturday afternoon.But within hours of declaring victory, President Donald Trump released a statement saying, “Joe Biden has not been certified the winner of any state.”“Technically it's true. Certifying election results takes a while,” said Kira Lerner, the managing editor of Vote Beat, a non-partisan, non-profit covering election administration and voting.“Canvassing is the process of counting the ballots,” said Lerner. “It's what election officials are doing across the country right now. They're working tirelessly, overnight in some cases, to make sure that every single vote is counted in the certification process. Each state has a different deadline.”Certification happens after canvassing – whereby election officials verify that every single ballot was counted and there were no clerical errors. But tallying has taken longer due to record turnout and a surge in mail-in ballots.Still, six states have a deadline of within one week of the election to certify their results and have already done so. (Delaware, Virginia, Vermont, South Dakota, Oklahoma, and Louisiana).In 26 states and Washington D.C., the certification deadline is between November 10 and the 30. (Wyoming, Mississippi, Florida, Massachusetts, Idaho, Arkansas, North Dakota, Georgia, Utah, Pennsylvania, Michigan, Maine, Kentucky, Ohio, North Carolina, New Mexico, Minnesota, Indiana, Washington D.C., Alaska, Alabama, Nebraska, Montana, Iowa, Colorado, and Arizona).In 14 states, the certification deadline is in December. (Wisconsin, Nevada, Kansas, West Virginia, Washington, Texas, Oregon, Connecticut, Illinois, New York, New Jersey, Missouri, Maryland, and California)The remaining states don’t have deadlines. (Hawaii, New Hampshire, Rhode Island, and Tennessee)“It will be some time before we can formally certify the winner of the presidential contest. But that doesn't mean that we won't know without a doubt who our president elect is, which we already do,” said Lerner.And then there are the recounts. In some states, they are automatically triggered when the victory falls within a razor thin margin. In Georgia, for example that’s .5%.But in the majority of states, candidates, political parties and in some cases voters can request a recount.Currently, the Trump administration is calling for recounts in Wisconsin and Georgia.“In Wisconsin, you have two days after the winner of the race has been certified to call for a recount. In other states, like Georgia, the secretary of state has already said that he will be seeking a recount on Donald Trump's behalf.”Lerner says legal challenges and recounts will likely fail to change the outcome of the election. Electors will vote by mid-December and deliver to officials in Washington just before Christmas. It may take a few more weeks but experts say the official results are unlikely to be delayed. 3213

Is Facebook down? That was the case for many as Twitter lit up with reports of not being able to access the social media site Monday morning. According to downdetector.com,  the East coast had the most reports of outages. Facebook was back up and running for several users after being down for about 30 minutes.Users also took to Twitter to report the outage, with #FacebookDown trending quickly.The reactions to the social media site not functioning ranged from hilarious to pure desperation. 521