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This LeBron James card just sold at @GoldinAuctions for .8 million, the record for a modern day card. Winner is @LeoreAvidar, who says purchase is part of strategy to “bring something big to the collectibles and alternative asset business in the coming months.” pic.twitter.com/rN9lepvVpE— Darren Rovell (@darrenrovell) July 19, 2020 343

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities.If you’ve ever wondered how your retirement savings stacks up against your peers, you’re in good company. The desire to know where you land in the sea of retirement savers is natural, and it can help either kick-start more progress or give you a feeling of satisfaction. But no matter how the numbers make you feel, they may not be the best measure of whether you personally are on track for retirement.What is the average retirement savings?The 2019 Survey of Consumer Finances shows that the average retirement savings for all families is 5,130. The median retirement savings for all families is ,000.Taken on their own, those numbers aren’t incredibly helpful. There are a variety of decent retirement savings benchmarks out there, but how much money other people have isn’t one of them. Even breaking the numbers down by age won’t give you a great picture of where your own finances should be. After all, age is just one factor in how much you should save for retirement — and not everyone who is the same age will retire at the same time.But retirement savings balances do tend to increase with age, as they should — the closer you are to retirement, the more you should have stashed away. (If you’ve been struggling to fund retirement accounts, our guide on how to save money will help.)How much each age has saved for retirementA little fine print upfront: Because averages can be heavily skewed by outliers — in other words, the savings over- and underachievers in each group — we’ve also included median balances. The median can often provide a more representative number than the average, and you’ll notice that the median numbers are quite a bit lower than the averages. (All data is from the 2019 Survey of Consumer Finances, unless otherwise noted.)It’s also worth noting that both figures include only those who have retirement holdings — there are many people of all ages who do not. In 2019, only about half of families owned any kind of retirement account.Under 35Average household retirement savings: ,170Median household retirement savings: ,000Let’s start with millennials; they’re used to being under the microscope. In 2019, 45% of families headed by someone under age 35 had retirement accounts — meant here to include IRAs, Keoghs and certain employer-sponsored accounts such as 401(k)s, 403(b)s and thrift savings accounts.Of the families in this age group who have retirement holdings, the average value of those holdings is ,170, and the median value is ,000. In other words, 3,352 and 1,444 pieces of avocado toast, respectively.If you’re not sure how much you should save for retirement, it’s best to get an idea for it sooner rather than later — you don’t want to be heading into retirement without enough saved.Ages 35 to 44Average household retirement savings: 1,950Median household retirement savings: ,000This age range encompasses the oldest millennials and the youngest of Generation X. More than half (56%) of households headed by someone of this age have retirement accounts, according to the data.The average and median values of this group’s retirement holdings are significantly higher than those of the under-35 set. These are strong earning years alongside peak spending years. Particularly for those who have kids, dollars may be stretched around paying for child care, saving for college and saving for retirement. If you’re looking to increase those retirement savings, an IRA can be a great way to do it.Ages 45 to 54Average household retirement savings: 4,720Median household retirement savings: 0,000This group is still part of Generation X, with the oldest members about a decade from what’s considered the standard retirement age. About 58% of households headed by someone this age have retirement holdings, according to the SCF.These can be peak earning years, especially for men, who see earnings growth until age 55, according to compensation research firm PayScale. The company’s research shows women top out over a decade earlier, at 44.Ages 55 to 64Average household retirement savings: 8,420Median household retirement savings: 4,000These are baby boomers, and the oldest among them are knocking on retirement’s door — just a couple of short years from Social Security’s definition of full retirement age. About 54.5% of households headed by a baby boomer have retirement holdings.Ages 65 to 74Average household retirement savings: 6,070Median household retirement savings: 4,000The bulk of these households include someone who is in retirement, or at least of retirement age. As a result, many are at the stage when they are probably spending, rather than accumulating, savings. According to the SCF, 48% of this age group have retirement accounts.After this point, average and median retirement account values begin to fall, as does the percentage of people who have retirement accounts. For households headed by someone age 75 or older, the median value of retirement holdings is ,000, with an average holding of 7,920.What do these numbers tell you?The headline here: Most people aren’t saving enough for retirement and are entering retirement with very little stashed away.“If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.”That’s just one reason why the average retirement savings for someone your age isn’t a benchmark. If you use these numbers as your guiding star, you’ll likely be in the same state as most of the country: unprepared for retirement.How much you should have saved, and how much you should be saving, have nothing to do with where others your age stand. It has everything to do with your income, planned retirement spending, expected retirement age and life expectancy.If you want to find out how much you personally will need to retire, aretirement calculator can help. And if that calculator tells you you’re behind? An IRA is a good place to start catching up.More From NerdWalletSure, Stocks Are Fun. But ETFs Are SmartThe Upsides to Thinking About When You Will Die4 Tax Triggers New Investors Need to Know AboutAlana Benson is a writer at NerdWallet. Email: abenson@nerdwallet.com. 6422

Thursday marks exactly six months since the World Health Organization (WHO) declared a global health crisis connected with the disease that was then simply known as the novel coronavirus.Half a year later, the virus has infected 17 million people on every continent and killed more than 600,000 worldwide.On Jan. 31, WHO issued a statement saying that Dr. Tedros Adhanom, the director-general of the organization, had accepted a committee's recommendation to declare the outbreak of the virus in China a "public health emergency of international concern."At the time, the outbreak was mainly concentrated in China, as the country had confirmed 7,711 cases of the virus and 170 deaths linked to the disease. While the virus had been recorded in five other countries — including five cases in the U.S. — there had been no deaths recorded outside of China.In its Jan. 31 declarations, the WHO did not recommend any travel or trade restrictions, but urged countries to prepare for containment and "place emphasis on reducing human infection, prevention of secondary transmission and international spread."The organization issued its recommendation 10 days after China reported that the virus appeared to be spreading from person-to-person, a finding that indicated the disease could have far-reaching implications. The New York Times reports that by that time, thousands had traveled out of Wuhan, the virus' place of origin, possibly spreading it around the world. China has since faced criticism for not reporting its findings sooner.That same day, President Donald Trump took action to block entry into the U.S. of any person that had been in China for the last 14 days. The order did not apply to U.S. citizens. While the move may have temporarily delayed the virus' widespread arrival, his administration's inaction for the next month would prove costly.During the next month, the CDC would face significant delays in developing a test for COVID-19, which would cause a testing backup in the months to come. The president also repeatedly downplayed the severity of the situation, declaring on Feb. 26 that the number of cases in the U.S. would go down to zero in the coming days.In the months since the WHO's declaration, 150,000 Americans have died of COVID-19, and more than 4 million have been infected. Both figures are by far the most of any other country. 2370

Tis’ the season to light up the night.In a downtown Denver high-rise apartment building, people are letting their Christmas spirit shine by decorating their balconies.“At least we can light it up and make people smile,” said resident Kim Dozier.Out West in Southern California, an Orange County neighborhood is celebrating the holidays by covering their houses and stringing lights across their street.“We see kids and families coming out here every night,” said homeowner Bruce Barfell.Across the country in New Jersey, the holiday spirit glows as people cover their houses with festive décor.And in San Antonio, Texas, there’s a battle to see who’s the biggest and brightest.These are some of the competitive Christmas lighting celebrations happening during this holiday season.“It’s a light beaming from all of us,” Dozier said of her building’s competition, adding it’s bringing some much-needed light to what’s been a dark 2020 for some.“It’s about showing the world we’re still alive,” she said. “Just because we have this insane time to stay at home and we’re going to have fun no matter what.”From the Mile High City to the California coast, spreading holiday cheer has been a bit more challenging during the COVID-19 crisis.“This year, unlike other years, it’s harder to kind of fill that Christmas spirit,” said Matt Eyre of Laguna Niguel.He and neighbor Barfell are looking to help people temporarily escape the pandemic through dazzling displays of lights.Though Barfell is looking to capture his neighborhood’s Christmas lighting competition for the tenth year in a row, he says whether win or lose, naughty or nice, it’s good to see little holiday magic.“We just do it for the enjoyment we get and also for what, you know, what people tell us when we’re outside,” Barfell said. “How much they appreciate this.”Spreading Christmas cheer through some friendly competition.“Competitive Christmas e lights is just another way to shine the love around everywhere,” Dozier said. “We’ve been held down for so many reasons for so long. So, Christmas, just lets you know just let it shine.” 2103

There's still no telling when we'll return to the old normal here in the United States, but that's not stopping people from dating and trying to meet new people online.With the pandemic top of mind, most online daters are doing their part to stay safe.“Video is very strong at assessing appearance, personality. There's no reason to meet up with someone when a simple two or three video chat can disqualify them,” said Geoff Cook, CEO of The Meet Group.The Meet Group, which owns several social networking apps, expects people to continue to video chat before going on a date in person even after the pandemic. But the company has also noticed a need to help online daters make healthy decisions. So, it created the Safer Dating Advisory Board.The Meet Group recruited epidemiologists and infectious disease doctors to come up with tips for safer dating. The first thing the health experts suggest is that daters be honest with one another.“Talk about comfort level, with in-person interactions, with potential dates,” said Dr. Tali Elfassy with the Safer Dating Advisory Board. “Talk about your normal activities in your day to day life. So, let your potential partners know if you work from home, whether you live in a multi-generational household.”Both people should assess their own risk and whether they feel comfortable with in-person dating.People should listen to local orders, especially if they live in an area with a high number of cases. The advisory board says people in these areas should stay home.If daters do choose to go out, they should meet outdoors, wear a mask, and if they are meeting a lot of people, they should get tested and try to reduce the number of people they're meeting. 1711