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MEXICO CITY (AP) — About 100 Mexican soldiers and immigration agents raided a freight train in southern Mexico on Thursday and detained dozens of Central American migrants riding atop the cars.Such raids had been rare since the last crackdown on migrants in 2014. But under increasing U.S. pressure to reduce the flow of hundreds of thousands of Central Americans through Mexican territory, Mexico's government has stepped up enforcement.At least some of the troops wore armbands of Mexico's newly formed National Guard. The government says it has deployed thousands of Guard agents across the country with supporting immigration enforcement.In a scene filmed by Associated Press journalists, the train rolled to a stop in a rural area, and then soldiers climbed ladders to the top of freight cars shouting, "This is the army, you're surrounded!"Throngs of migrants sought to flee by running along the tops of freight cars, while others clambered down to the ground and headed into the brush.One soldier was seen wrestling a young, flailing man into a waiting immigration van by the neck. Agents filled three such vehicles with migrants, but hundreds more were apparently able to escape.The train may have been carrying as many as 400 migrants, and Mexico's Immigration Institute said it detained 40.The most recent such raid occurred May 1 in the state of Oaxaca. Central Americans have been riding freight trains, collectively known as "La Bestia," or The Beast, for years.Previous raids have served to temporarily discourage migrants from hopping aboard the trains, which is technically prohibited but has long been tolerated.Also Thursday, a joint statement from several federal agencies said 134 migrants were rescued from a crowded tractor-trailer abandoned along a highway in the Gulf coast state of Veracruz.Soldiers and federal police discovered the trailer as people were trying to break the locks from inside to get out, it said. Some were found to be in a state of dehydration and had minor injuries.The Immigration Institute determined that 71 of the migrants were minors. It did not give information about nationalities.A photo released by the government showed the container with its back doors open and clothing, food and bundles strewn inside and on the ground.Mexico has said a lynchpin of its immigration enforcement efforts is to crack down on human smuggling networks.Earlier this month authorities intercepted four trucks packed with nearly 800 migrants, an uncommonly large number for a single operation although such discoveries are relatively routine. 2584

Michael Avenatti's week is off to a bad start, at least in court.On Monday, a California judge hit Avenatti with a .85 million judgment for failure to pay the debt owed to his former Newport Beach law partner, a court representative told CNN.The order stems from an agreement that allowed Avenatti's law firm, Eagan Avenatti, out of bankruptcy in 2017. As part of the agreement, Eagan Avenatti LLP agreed to a settlement with his former non-equity partner Jason Frank's law firm and the IRS.The firm agreed it would pay .85 million in two installments. If a payment was missed, that amount would balloon to million.Eagan Avenatti LLP failed to make the first payment and found itself in default, which put Avenatti himself in a financial pickle.Avenatti, who has become a household name as porn star Stormy Daniels' hard-hitting attorney in her case against President Donald Trump, had personally guaranteed the payment of .85 million -- meaning he was on the hook if his firm didn't pay. When Jason Frank Law PLC was not paid, he sued in federal and state court, and Los Angeles Superior Court Judge Dennis Landin ruled in favor of him on Monday.Frank's attorney Eric George told CNN that Avenatti had attempted to delay the case by trying to get it moved to federal court, but failed in his effort."He thought he could gum up the works and file something last minute and the state court would throw up his hands. The trial judge saw through it and ruled on the merits of our motion," George said.Earlier this year, Frank had won a judgment against the Eagan Avenatti firm for the million that had been agreed to in the same settlement. Now Frank has won his second case for the money personally guaranteed by Avenatti."I am very pleased with today's judgment. I am hopeful that Michael Avenatti will finally decide to honor his debts to me and his and his firms' debts to the numerous other creditors," Frank said.Avenatti settled with the IRS this year as another condition to get out of bankruptcy. He ultimately agreed to pay the IRS 0,000.Avenatti responded to the judgment and comments by Frank and his attorney, saying in a statement to CNN, "Any judgment issued against me will be deducted from the over million that Jason Frank owes me and my law firm Avenatti & Associates as a result of his fraud. We look forward to receiving his check for over Million."CNN was unable to find any case of fraud or judgment brought by Avenatti and Associates."More disingenuous nonsense," George said when asked about Avenatti's allegation. "Mr. Avenatti himself doesn't believe it. Nor should anyone else. Mr. Avenatti never brought any such claims against Jason Frank. Nor could he, since the bankruptcy court settlement agreement released all such claims."The .85 million judgment against Avenatti came on the same day of another judgment against Eagan Avenatti, for failure to pay rent.The trial was set for Monday but no one from Eagan Avenatti showed up in court, according to court documents. Supervising Judge Robert E. Moss ruled in favor of the landlord.According to the lawsuit, Eagan Avenatti has failed to pay four months of rent totaling totaling 3,492.59. The total amount owed to the plaintiff -- 520 Newport Center Drive LLC, a Delaware limited liability company -- is 3,429 after subtracting the security deposit the law firm had to forfeit.In a statement to CNN, Avenatti said he no longer owned the firm."As for EA rent issues, you would have to ask the person responsible for that as I am no longer the owner and haven't been for months," he said.In the court filing, Avenatti's name is the only one signed on behalf of the law firm on the rental agreement, which was entered into court documents.Avenatti is openly exploring a presidential run in 2020, and has said multiple times that if he runs, he will release his tax returns."A lot of misinformation being thrown about re my tax returns. Be clear - on Aug. 12 (This Week interview on ABC), I stated I would release my tax returns if I ran. On Sept. 28 (Texas Tribune interview), I stated the same thing. Both on video. My position remains the same," Avenatti tweeted on Sunday. 4199

Melania Trump, nearly 16 months into her tenure as first lady, has at last revealed her formal platform: "Be Best." The comprehensive program will focus on three main points -- well-being, fighting opioid abuse and positivity on social media -- and is the culmination of the past several months of Trump's various public events, all of which centered around helping children."As a mother and as first lady, it concerns me that in today's fast-paced and ever-connected world, children can be less prepared to express or manage their emotions and oftentimes turn to forms of destructive or addictive behavior such as bullying, drug addiction or even suicide," she said during a Rose Garden event Monday."I feel strongly that as adults we can and should be best at educating our children about the importance of a healthy and balanced life," the first lady said.Trump has in recent weeks experienced a significant surge in support, a new CNN poll revealed Monday, including among women and Democrats.In a poll conducted by SSRS last week, 57% say they have a favorable impression of Trump, up from 47% in January. This is the biggest number Melania Trump has experienced in any CNN polling, and higher than any favorability rating earned by President Donald Trump in CNN polling history going back to 1999.Twenty-seven percent of respondents have an unfavorable view of the first lady.The platform pillars she revealed during her 10-minute speech in the White House Rose Garden include well-being, encompassing healthy living as well as emotional health; opioid abuse, including bringing awareness to neonatal abstinence syndrome and emphasizing the importance of healthy pregnancy; and social media, where Trump plans to encourage kids to use the internet in positive ways, tamping down cyberbullying and negativity.The last of these issues has been a lightning rod of controversy for Trump, whose husband is perhaps one of the most public, and prolific, offenders of name-calling on Twitter.Sitting in the front row, feet from his wife at the podium, the President listened as the first lady cautioned against using the very behavior Trump displays, sometimes on a daily basis."As we all know, social media can both positively and negatively affect our children. But too often, it is used in negative ways," said Trump. "When children learn positive online behaviors early on, social media can be used in productive ways and can affect positive change."Asked about the President's online behavior earlier Monday, White House press secretary Sarah Sanders rejected the suggestion that he has fostered a climate where cyberbullying exists."I think the idea that you're trying to blame cyberbullying on the President -- when it comes to kids this is something that has been problematic and something that we have seen over the last decade," Sanders said.At the end of the event, Trump did not take questions, and her spokeswoman indicated the first lady will not be doing any interviews. Trump's only one-on-one televised interview as first lady was with CNN last year in China. 3102

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

Michigan State University is facing a federal lawsuit, filed in the United States District Court for the Western District of Michigan Southern District, accusing the school of not following federal guidelines in a reported rape.The lawsuit was filed by an attorney for a student who claims she was sexually assaulted by three members of the men's basketball team in April 2015, a week after the team lost to Duke in the NCAA Tournament.The team members are identified only as John Does in the lawsuit.According to the allegations in the suit, the unidentified woman was an 18-year-old in her first year at MSU at the time of the assault. She says she was with her roommate at Harper's Bar in East Lansing when most of the MSU basketball team arrived at the bar sometime after midnight on April 12, 2015.The woman alleges that one of the team members approached her and offered to buy her a drink. She says that after she accepted, the man asked if she would like to meet the "other guys" on the team.According to the lawsuit, the woman accepted because, as a sports journalism major, interacting with members of the basketball team was of interest to her.However, the lawsuit says that at no time did she indicate a romantic interest in any of the team members who approached her.As the night progressed, the lawsuit alleges that one of the team members asked the woman to come to their apartment for a party. She says that as incentive, one of the players lied and told her that her roommate was already headed to the party.According to the lawsuit, the woman contends she was having a hard time holding her glass, even though she had not had much to drink at that point.The lawsuit says that, when the woman arrived at the the location of the purported party, it turned out to be one of the team member's off-campus apartment and that few people were actually present. The lawsuit also says that the woman's roommate was not among those present.According to the lawsuit, the woman tried to text, but she was not able to control her thumbs to compose a text. It is at this point, according to the lawsuit, that the woman says the first player pulled her into a bedroom and told her "you are mine for the night." The woman says this made her uncomfortable and she made her way back into the living room, where, according to the lawsuit, her physical troubles continued and she realized something was wrong and that she might have been drugged.The lawsuit contends that at this point, the second player offered to show the woman his basketball memorabilia in his bedroom, where she was thrown down onto the bed and raped from behind.The lawsuit continues with the allegation that once the player, identified only as John Doe 2, finished raping the Plaintiff, the other two players, identified as John Doe 1 and John Doe 3, each came in and took turns raping the woman.The lawsuit says the woman does not remember anything after that, until she woke up on a couch a few hours later.The lawsuit then contends that the woman reported the rape to the Michigan State University Counseling Center, where, once they were informed the three alleged attackers were basketball players, the counselor's demeanor changed and that she told the woman that she needed another person in the room.The lawsuit contends that the staff person told her that her options were to file a police report, or deal with the aftermath of the rape on her own. However, the suit also contends that the staff made it clear that, if she reported the rape, she would face an uphill battle and unwanted media attention.The lawsuit also contends that staff members made comments to the effect of "we have had many other students in the same situation who have reported, and it has been very traumatic for them" and other comments 'implying' that it would not be in the plaintiff's best interest to report the incident to police, specifically "if you pursue this, you are going to be swimming with some really big fish."The lawsuit also contends that the counseling center did not advise the woman to seek STD or pregnancy testing, have a physical exam, or seek medical treatment. They also, allegedly, did not notify the woman of her option of reporting the rape to the Office of Institution Equity, or her Title IX rights, protections and accommodations.According to the lawsuit, this caused thw woman to become so frightened that she did not report the rape and she did not seek help from the Michigan State University Sexual Assault Program for 10 months.The woman was also not informed of her right to have a no-contact order put in place to keep the men out of her dorm, Brody Hall, where the woman says she would often see one or all three of the men in the dining hall.The suit contends that the woman was so traumatized after the rape that she sought psychiatric treatment at Sparrow Hospital in October 2015, stopped attending classes and was forced to withdraw in the fall semester of 2015.The suit seeks damages from the school and injunctive relief to have MSU put steps in place to prevent sexual assault. 5119