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Four days every week, Bill and Brenda Bowman pack food for Meals on Wheels. It’s a national program that empowers communities to address senior isolation and hunger by delivering nutritious meals to those who are homebound and can’t make food for themselves. Bill and Brenda became volunteers in 2011. “We started honestly in what we think is obedience to the Lord. And as we did that, we were rewarded. We have met some awesome people,” said Meals on Wheels volunteer Brenda Bowman. Seniors in isolation often experience loneliness. It’s becoming one of the biggest threats to seniors. For that reason, the 621
At the age of 22, Purdue University graduate Andrew Hoyler accomplished his goal of becoming a pilot. But in doing so, his debt took off. He took on 4,000 in student loan debt. “It was tough to look forward to the future, just because 4,000 clouding over your head is not something that anyone wants,” he says. As a new pilot, he brings less than ,000 a month after taxes. Yet, less than two years after he graduated, he's been able to pay off more ,000. “Looking back, it's crazy that it's already come this far and that I’ve been able to pay off this much, but it hasn't been without sacrifice,” Hoyler says. Those sacrifices include living at home with parents, skipping out on vacations with friends and using a large chunk of a ,000 signing bonus to pay down his debt.“It was a little rough putting most of that towards the student loans,” he says. “But here today, I'm happy I made that decision and didn't go out and buy a new car.” Hoyler says he also uses his tax refunds to help pay down his debt. It's something anyone who gets a refund can do, whether it's for student loans, car payments or credit cards. “For many Americans, the biggest windfall they get all year is a tax refund, so this time of year, that is a great opportunity to really take out a big chunk of your debt,” says Arielle Oshea, a personal finance expert with NerdWallet. Oshea says for Americans struggling with debt, taking small steps like cutting cable, skipping eating out or not going shopping can add up.“Small amounts seem like they're going to be a drop in the bucket compared to your debt balance in many cases. But when you add them together and you make a cut here and make a cut there, and you maybe bring in some extra income, all of that adds up and it can very quickly lead to you being able to make bigger payments on your debt every month,” Oshea says. As Hoyler proves, small sacrifices can lead to a big payoff. 1940

DANVILLE, Ind. – A domestic violence shelter that has provided a safe haven for women and children for nearly two decades now plans to take in men as well. 169
COLORADO SPRINGS, Colo. – Have you ever flushed a wet wipe down the toilet? The wipes are a billion-dollar industry, but wastewater experts say flushing them is causing sewage back-ups and a multi-million-dollar mess. Wastewater experts say unless it’s toilet paper, you shouldn't flush it down, 309
More veterans are getting hired but many are still likely to be underemployed, according to new data from LinkedIn. An underemployed worker is defined as someone whose skill set is not being used at their job. Experts say what often happens is veterans will start receiving letters or emails saying a job has been filled. So veterans will likely turn to other positions where they can get hired but may not use their skills. “We believe that employers have kind of unintentionally created programs that have really created the path of least resistance for the veteran community, so it’s pipelined them into particular industries or certain roles, which has sort of limited the aperture of what's available and what's possible,” says Sara Roberts, the head of military and veteran programs at LinkedIn. Experts at LinkedIn say it's important for veterans to research the industry when they begin to look at civilian jobs to understand the type of jobs that are out there. And to network, especially with other veteran groups. “What veterans can do is be thoughtful and intentional about diversifying their network with industry leaders, as they plan for what's next, and the different types of opportunities that they're excited about, especially as they make their transition,” Robert says. Some cities have stronger veteran networks than others.You can also look online for organizations that can help, like the 1426
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