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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

ARAPAHOE COUNTY, Colorado — An argument over not getting recognition for testing done at Aurora West College Preparatory Academy led one of the school’s deans of instruction to bring a gun to campus and threaten school officials earlier this week, an affidavit released Friday reveals. Tushar Rae, 30, was arrested Wednesday and remains in Denver jail on suspicion of carrying a weapon on school grounds, a class 6 felony; as well as carrying a concealed weapon, a class 2 misdemeanor. His bond was set at 0,000. The affidavit states Principal Taisiya “Taya” Tselolikhina had an argument with Rae on Tuesday over testing that the school was administering to students “and about not receiving acknowledgement and recognition he felt was owed.” The following day, Tselolikhina received a text at around 2 p.m. from Rae, telling her to meet in his office after the dean of instruction didn’t show up to school the whole day, and didn't inform anyone he was going to be absent.Once in the office, Rae reportedly pulled a black handgun from his waistband and placed the gun on the counter. Rae then said, “Try and f—k with me. You shouldn’t have said what you said. I don’t want to hurt you. I’m going to hurt all the people around you,” according to the affidavit. He then said he was going to “shoot the kneecaps off of Jessica and Denise.” Jessica Rodriguez is an assistant principal at the school and Denise Huber is another dean of instruction. The probable cause statement notes he then asked the principal what she was going to do about it. "I came prepared,” Rae allegedly told Tselolikhina before he patted his pocket adding that “he had two extra rounds.” Rae then told the principal to walk away or he would “shoot the next person outside the door,” police documents state. As he made the statement, there was a knock on the door. Rae then reportedly picked up the gun and placed it back into his waistband and answered the door. On the other side were two students and the report states Rae had a brief talk with them. It does not state, however, what the dean of instruction told the students. Tselolikhina then left Rae’s office and began to place the school on lockdown, according to the affidavit. The incident “prompted a large scale police call for service and numerous officers responded to the school,” the probable cause statement states. Investigators said one of the responding officers talked with the principal while another was on the phone with the suspect, who did not initially tell the officer where he was. Rae then told the officer that some of the school staff had been harassing him, but the suspect did not provide further details to the officer during their conversation. According to the affidavit, Rae also admitted to sending text messages earlier “that he should not have sent,” but it’s unclear what the content of those message was, as the suspect did not provide further details to police. The probable cause statement states Rae “expressed concern” about the school being on lockdown and told the officer on the phone he wanted the lockdown lifted so the soccer team could play a game scheduled for later that day. The suspect then told the officer he was at his house and police went to his address, where they found a Remington handgun and three magazines in Rae’s bedroom cabinet. He was arrested and held on a bond on suspicion of felony menacing and misdemeanor interference with staff, faculty, or students of educational institutions, but posted pond and was released before he was able to be issued a restraining order. His bonding out caused Aurora Police to send officers to Aurora West College Preparatory Academy as well as the homes of school staff to make sure they were safe. Rae was then booked into Denver’s Downtown Detention Center on Thursday on a fugitive of justice hold from the Arapahoe County Sheriff’s Office. Initial communications to parents didn’t tell the whole story Communications to parents following the lockdown on Wednesday told a different story about what took place inside the school as hundreds of kids were still in class. A call from the principal made to parents on Wednesday stated that both Aurora Public School officials and the Aurora Police Department investigated a possible threat at the school and that “there were rumors of an armed individual in the area” – hours after the district, school administrators and the school principal were aware Rae was on campus allegedly armed with a gun and reportedly making threats.A second call from the school on Thursday state that after school officials learned about the allegations, “we promptly placed the employee on administrative leave."According to the statement from the school, Rae is not allowed on school grounds pending the outcome of the criminal investigation.Students walk out after learning what happened Dozens of students walked out of class at the school Friday morning, saying they were not told that Rae allegedly brought a gun to the school Wednesday and made the threats. 5054

My autistic nephew turned 21 this year and got his first paid job. I'm wildly proud of him for making this happen. He was able to buy Christmas gifts for everyone this year and was soooo excited about it. His card and gift made me smile and melts my heart. 272

Doctors are seeing more children with an illness that can look a lot like the flu or cold. It's known as RSV. It stands for respiratory syncytial virus. It comes with the typical runny nose, cough and congestion we see in the wintertime. Adults can usually get over RSV without a problem. But it can be a lot more severe for young children.“From a newborn to a 3- or 4-year-aged child, and they go to a daycare or they're exposed to other kids who have a runny nose, cough or congestion. These kids can fall sicker much more, and will have more respiratory distress and dehydration than kids who are older,” says Dr. Purva Grover with Cleveland Clinic. Respiratory distress and dehydration are what makes RSV different from the typical cold. Doctors say some of the signs include shortness of breath and difficulty breathing. Parents may be able to tell this is happening in a child if they're heavily breathing from both their nose and chest, as well as grunting noises. It's important that families see a doctor before this becomes respiratory failure. There isn't a vaccine specifically for RSV. But some doctors say they've been able to treat it with other vaccines. “There is a vaccine which is actually an antibody treatment that we give to the most vulnerable premature infants, those that are in their first year of life and were born very prematurely,” says Dr. James Gaensbauer, a pediatrics and infectious disease specialist at Denver Health. “But it's not an ideal thing, you have to give a shot every month for every five months that is typically the season.” Doctors can also do other things to treat the symptoms, like giving kids extra oxygen.RSV usually lasts about two weeks. 1707

BOULDER, Co. – Farms across the country have been struggling to stay operating with the pandemic. One in particular was forced to lay off all of its workers, but with some creativity, the owner was able to hire his whole staff back on. He said his company’s recovery started when he threw his business plan out the window and reinvented the farm’s revenue strategy. In that process, owner of 405