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Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071

ATLANTA (AP) — A Republican congressional candidate who expressed racist views and support for QAnon conspiracy theories has won a U.S. House seat representing northwest Georgia.Marjorie Taylor Greene’s candidacy was bolstered by President Donald Trump. He called her a “future Republican Star.”Greene was heavily favored in the conservative district even before Democratic challenger Kevin Van Ausdal suddenly dropped out in September.Greene has claimed in online videos that Black and Hispanic men are being held back by “gangs and dealing drugs.”She has also alleged an “Islamic invasion” of government offices and accused Jewish billionaire George Soros of collaborating with Nazis. 694

As of Monday morning, more than 11 million people in the U.S. are confirmed to have contracted COVID-19 since the start of the pandemic, a database kept by Johns Hopkins University.That means about 1 million Americans have been diagnosed with the virus in the last seven days. The U.S. passed the 10 million case threshold on Nov. 9.COVID-19 has been spreading at a frightening pace within the U.S. in the month of November. For the past 13 days, at least 100,000 Americans have been diagnosed with the virus each day, a stretch that includes seven days that set records in the number of new daily cases.The spike in cases has also led to an increase in hospitalizations across the country. According to the COVID Tracking Project, about 70,000 Americans are currently hospitalized with COVID-19 complications, the most since the pandemic began.Several Midwest states like Iowa and South Dakota have reported that their hospitals are near capacity as they fill up with COVID-19 patients.The U.S. has also seen an uptick in deaths linked to the virus in the past month, though according to the COVID Tracking Project, death rates remain below where they were during case spikes in the spring and summer. Since Oct. 17, deaths per day linked to the virus have nearly doubled from about 700 a day to about 1,300 a day.Since the pandemic began, more than 246,000 people in America have died of complications from COVID-19 — the most of any country around the world. 1469

At least seven people have been killed and six attackers "neutralized" Friday in Burkina Faso after attacks on the national army headquarters and the French Embassy, a government minister said.It's not yet clear who was behind the violence in the West African nation's capital, Ouagadougou.France's special envoy to Africa's Sahel region, Jean-Marc Chataigner, urged people to avoid the city center in a tweet referring to a "terrorist attack."Rémi Dandjinou, Burkina Faso's minister of communication, told CNN that an explosive device was used in the attack at the General Staff of the Armed Forces. At least five people were killed and two attackers "neutralized" there, he said.Four attackers were also "neutralized" and two Burkina Faso security members killed at the French Embassy, according to Dandjinou.He cautioned that the death toll might change.A spokesman for the French Ministry of Defense told CNN the situation at the embassy was under control.Freelance journalist Yacouba Ouédraogo, who is in Ouagadougou, told CNN the shooting had stopped and that the people who attacked the army headquarters wore Burkinabé army clothes.A government statement urged people to keep calm and avoid areas where there might be gunfire.The French Embassy earlier said on Facebook that attacks were underway there and at the French Institute, a cultural organization about a mile away.France's ambassador to Burkina Faso, Xavier Lapdecab, urged people via Twitter to act with "absolute precaution" as the attack was ongoing.Burkina Faso's national police warned people to move away from areas around the "vicinity of the Prime Ministry -- and the United Nations roundabout" in a post on its Facebook page. "The specialized units of the defense and security forces are in action," it said.The Prime Minister's office later posted on Facebook that it was not affected by the attack.The US Embassy urged people to seek shelter."Attacks are reported to be ongoing in downtown Ouagadougou, in the Koulouba area. The affected area includes the Chief of Staff Headquarters. Avoid downtown Ouagadougou. Shelter in place. Monitor local media for updates," it said on Twitter.France has a military presence in Burkina Faso as part of Operation Barkhane, which was launched in 2014 to combat jihadist activity across the Sahel region.The West, particularly France, considers Burkina Faso a key ally in the fight against al Qaeda in the region.The country was formerly known as the Republic of Upper Volta when it was established in 1958 as a self-governing colony under France. It gained full independence in 1960.It's not the first time that sites in the capital have come under attack.An attack by gunmen last year on a restaurant in Ouagadougou left at least 18 people dead, including two attackers. The victims were of several different nationalities.That assault echoed a similar one in 2016 on a cafe and hotel popular with Western diplomats in the same district of the city that left 29 dead. Responsibility for that attack was claimed by an al Qaeda affiliate, al Qaeda in the Islamic Maghreb.Later that year a jihadist assault on the Grand-Bassam beach resort killed 16 in neighboring Ivory Coast.  3206

Attorneys for Maria Butina and the Justice Department gave more signs Thursday morning they are negotiating a plea deal for the accused Russian spy.In a conference call with a federal judge in Washington, the attorneys said another upcoming hearing in the case should be canceled and that subpoenas planned for American University, where Butina was a graduate student, may be withdrawn by the end of this week.Both prosecutors and defense attorneys have previously indicated they were negotiating to end Butina's case.Butina was charged this summer for illegally acting as a foreign agent for Russia and accused of trying to create a back channel for Russia through activist groups, including the National Rifle Association.She is currently being held in solitary confinement at a Northern Virginia jail, her attorneys have said. So far, she has maintained her innocence, saying she was never a foreign agent and simply a foreign student studying in America.If Butina were to change her plea in the case from not guilty to guilty, she would likely return to Russia.Prosecutors previously told a court she was in touch with Russian backers and agents as she ingratiated herself with politically powerful Americans.The-CNN-Wire 1233

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