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Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives. 1079
CARLSBAD (KGTV) -- A slope in Carlsbad is moving, affecting a senior community on top of it. The question of who is responsible for paying to fix it has the City of Carlsbad battling with those who live in Camino Hills.“It’s been a tremendously stressful experience for everyone,” said Mike Perry, who has lived in Camino Hills since 2001. Joe Matthews has called the Camino Hills community his home for about 19 years. “We have lunch out here, sometimes dinner,” Matthews said, as he showed Team 10 the front patio area where he relaxes with his wife. “The grandkids come visit.”“It’s a really wonderful community,” Mathews added. What he did not know was something was going on beneath the surface. “It came as a real surprise,” Matthews said. According to court documents filed by the Camino Hills Homeowners Association in 2018, the City of Carlsbad noticed damage to the pavement and sidewalk right by Camino Hills Drive back in 2007. In January 2009, a geotechnical firm placed devices in the slope to track the movement. There was more slope movement detected during the El Ni?o rainstorms from 2016 and 2017.To fix the issue, it could cost anywhere from 0,000 to about million, according to Elizabeth French. French represents the Camino Hills Homeowners Association. She said the city did not fix the problem properly in the first place. “The city actually knew that there was an ancient landslide at this location and rather than make the developer make a more expensive repair, they allowed the developer to put in a subsurface buttress made of soil, but in recognition that that wasn’t the best repair,” French said. She said when this community was being built, the City of Carlsbad entered an agreement with the developer of Camino Hills. In the indemnity agreement, French said it required the developer to fix any problems for up to 10 years after the community was built. Camino Hills was built in the mid-1980s and the developer is now out of business. French said the city is now asking the residents of Camino Hills to foot the bill.“There’s nothing in this association’s government documents alerting any of the prospective purchasers that there’s this enormous liability out there, that they could be tasked with addressing down the road and that kind of notice is required in the law,” French said.Joanne Stout’s modular home is right by Camino Hills Drive. “This is it. This is where I’m going to be until they carry me out of here,” Stout said. However, if residents are forced to pay for street repairs, she would have to sell.“I would be one of the ones that would have to leave and that would make me very sad,” Stout said.Nobody with the City of Carlsbad would agree to an on-camera interview. In a statement: 2753

CARLSBAD, Calif - — Steve Conboy stands next to a table of wood shavings - surrounding a miniature model of an animal exhibit.He's about to light the tables corners on fire.“Pretty flammable, dry to the bone,” he says. “In a Santa Ana wind it would burn pretty quick.”But along the way, the fire suddenly stops progressing. Conboy says the unburned area has been coated with his product - called the Mighty Fire Breaker.“We have to do more than what we're doing,” conboy says. “We can't just add more firefighters to these type of fires, because there's just too much fuel, and too many houses in wildland territories.”Conboy says the product is environmentally safe, and can be applied to vegetation and wood, he says it can defend a fire's advance for up to a month.His company sells a 50-gallon backpack for ,500, and can also fly a drone to spray hard to reach areas.He also now has the support of Jeff Bowman, who served as San Diego's fire chief during the 2003 Cedar Fire. Bowman’s now speaking out in support of the Mighty Firebreaker.Bowman says he's not being paid and he's not an investor. Instead, he says he believes the firebearker can help firefighters, still dealing with persistent staffing issues.“I just hope somebody sees this and says, 'Let's make the effort to at least try it in a trial burn and see how well it works,'” Bowman said.A spokesman for CalFire says the agency is not using the product, but that it was unclear what the future may hold. 1481
CARMEL, Ind. -- A 22-year-old man stole a popular English bulldog from a family's yard last year, leading to a social media campaign to try and find him, police say.Reid Albrecht, 22, is accused of stealing a bulldog, named Gus, from a yard in the 3000 block of Hazel Foster Drive. The theft happened in October 2017. During the Carmel Police Department's investigation of Gus' disappearance, multiple people said they remembered seeing Albrecht with a bulldog that matched the description. Albrecht had been telling people he adopted the bulldog from the Humane Society, but neither the Indianapolis nor the Hamilton County Humane Society had a record of him adopting an animal.Albrecht was known to live with his father at a house about 1,000 feet from the victim's house.At the time of his arrest, Albrecht was in jail serving a 180-day sentence for possession of a controlled substance and possession of marijuana. The Facebook page "Gus is Missing" has nearly 1,900 likes, with many people sharing and commenting that they hope Gus will be returned to his home. The page posted the following update Monday: 1144
CARLSBAD (CNS) - A Carlsbad man was behind bars Wednesday for allegedly killing his roommate.Patrol officers responding to a report of a death in the 2500 block of West Ranch Street at about 11:30 a.m. Tuesday found a 40-year-old woman dead in an apartment in the neighborhood near the intersection of El Camino Real and Tamarack Avenue, police said.Her name was withheld pending family notification.Detectives questioned the woman's roommate, 44-year-old Brehon Roy Quigley, then arrested him, Carlsbad police Lt. Jason Jackowski said. Quigley was booked into the county jail in Vista on suspicion of murder.Police declined to release details on how the victim died and would not disclose a suspected motive for the alleged slaying."The investigation into what occurred and why is ongoing," the lieutenant said. "No additional information is being released at this time." 880
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