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Several major airlines are allowing travelers who are flying to or from the Gulf Coast to change their flight without a fee before Hurricane Laura hits.According to the National Hurricane Center, Hurricane Laura is expected to make landfall sometime Wednesday evening.Per WFTS, Hurricane Laura will become a "major" Category 3 storm once it reaches landfall.As travelers plan ahead of the storm, United, Southwest, Delta, American Airlines, and Spirit are allowing customers to adjust their flights without paying any additional charges.Listed below are the criteria the airlines listed to change flights:AMERICANThe airlines will waive your change fee if you bought your ticket by Aug. 25 to fly out between Aug. 25-27, and rebooked between Aug. 25-31.Passengers must also not change their origin or destination city and travel in the same cabin.Airports:Alexandria, Louisiana (AEX)Baton Rouge, Louisiana (BTR)Beaumont / Port Arthur, Texas (BPT)Gulfport / Biloxi, Mississippi (GPT)Houston George Bush Intercontinental (IAH)Houston Hobby (HOU)Key West, Florida (EYW)Lafayette, Louisiana (LFT)Lake Charles, Louisiana (LCH)Mobile, Alabama (MOB)Monroe, Louisiana (MLU)New Orleans, Louisiana (MSY)Shreveport, Louisiana (SHV)DELTAIf passengers were scheduled to fly into the Gulf Coast between Aug. 25-27, you are eligible for a no-fee one-time flight change, but must be booked by Aug. 30. The rescheduled trip must also take place by Aug. 30.Airports:Alexandria, Louisiana (AEX)Baton Rouge, Louisiana (BTR)Gulfport / Biloxi, Mississippi (GPT)Houston George Bush Intercontinental (IAH)Houston Hobby (HOU)Lafayette, Louisiana (LFT)Monroe, Louisiana (MLU)New Orleans, Louisiana (MSY)Shreveport, Louisiana (SHV)SOUTHWESTDue to the storm, customers flying to or from New Orleans between Aug. 24-27 and Houston between Aug. 25-27 may see their flight delayed, canceled, or diverted. If you have a holding reservation to either of those two cities, you can rebook "in the original class of service" or on standby within two weeks of your "original date of travel between the original city-pairs" without any cost. Flights:Monday-Thursday, Aug. 24-27New Orleans, Louisiana (MSY)Tuesday-Thursday, Aug. 25-27Houston, Texas (HOU)SPIRITSpirit says it would waive fare difference and modification charges through Sept. 2 if guests are booked to travel between Aug. 25-27 to, from, or through Houston George Bush Intercontinental (IAH) or New Orleans (MSY).After Sept. 2, the airline says the modification charge will be waived, but a fare difference may apply.UNITEDUnited says it would waive the change fees and difference in fare if you booked your ticket by Aug. 24 and were scheduled to fly Aug. 26-27. You must reschedule on or before Sept. 1, but travel between the first cities and in the original cabin.Airports:Baton Rouge, Louisiana (BTR)Beaumont/Port Arthur, Texas (BPT)Gulfport, Mississippi (GPT)Houston, Texas (IAH)Lafayette, Louisiana (LFT)Lake Charles, Louisiana (LCH)Monroe, Louisiana (MLU)New Orleans, Louisiana (MSY)Shreveport, Louisiana (SHV)This list will continue to update. 3087

ST. LOUIS -- The U.S. Coast Guard has referred the investigation into last month’s deadly sinking of a Missouri tourist boat to federal prosecutors.The accident occurred July 19 at Table Rock Lake near Branson, Missouri. An amphibious duck boat sank amid strong winds, killing 16 passengers and a crew member. Fourteen people survived.Nine of those victims were from on Indianapolis family. Tia Coleman and her nephew, Donovan were the only two members of their family to survive. The legal team for the Coleman family says it “supports the U.S. Coast Guard Marine Board of Investigation referral to the U.S. Attorney’s Office for Western Missouri for criminal investigation." Adding, "All those who continue to grieve  support holding fully accountable those responsible for making the deadly decisions that resulted in the catastrophe.”Several investigations are still underway from the National Transportation Safety Board, the Coast Guard and the Missouri Attorney General’s Office.The duck boat attraction owner, Ripley Entertainment, says it is cooperating with the investigations. 1115

Special counsel Robert Mueller raised the notion of subpoenaing President Donald Trump in at least one meeting with the President's lawyers, two sources familiar with the matter tell CNN.Mueller floated the possibility of subpoenaing Trump to testify before a grand jury if he refused to sit down for an interview with the special counsel, The Washington Post first reported on Tuesday, citing four people familiar with the encounter.The exchange between special counsel investigators and Trump's lawyers, which took place in early March according to the Post, prompted Trump's then-lawyer John Dowd to respond, "This isn't some game.""You are screwing with the work of the President of the United States," Dowd continued, two people with knowledge of his comments told The Washington Post.One source confirmed to CNN that Dowd retorted sharply to the special counsel's suggestion. Dowd has since left the legal team.Mueller is leading the probe investigating Russian meddling in the 2016 election and any potential connections between Trump campaign associates and the Kremlin. Trump has repeatedly denied any collusion. 1139

Spencer Davis, bandleader of the self-titled group that reeled off such hits as "Gimme Some Lovin'" and "I'm a Man," has died at the age of 81.Davis died Monday while being treated for pneumonia in a hospital, Rolling Stone reported.Steve Winwood, who served as lead singer of the Spencer Davis Group, called Davis "an early pioneer of the British folk scene" in a statement released Tuesday and said Davis was "like a big brother" to him."He was definitely a man with a vision and one of the pioneers of the British invasion of America in the sixties," Winwood said.Founded in Birmingham, England, in 1963, Davis teamed with Winwood, his bass-playing brother, Muff Winwood, and drummer Pete York to form the quartet.The band's first No. 1 single, "Keep On Running," was released in 1965.In the next two years, the Spencer Davis Group followed with another pair of hits -- "Gimme Some Lovin'" and "I'm a Man," both of which cracked the top 10 on the U.S. charts."Gimme Some Lovin'" has been featured in several popular movies, including "The Big Chill," "Days of Thunder" and "Striptease."In recent years, the band is arguably known for its trick trivia question, "Who was the lead singer of the Spencer Davis Group?"Winwood eventually left the band to form Traffic in 1967, but the Spencer Davis Group carried on without him, though with far less success. The group eventually disbanded in 1969.This story was originally published by Peter Burke at WPTV. 1463

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739