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View this post on Instagram Sincere apologies everyone. I am sorry for causing undue panic around my earlier post. I was feeling feverish and hence as a precautionary measure, admitted myself into hospital in New York. I was hugely anxious about my state of health and my post was highly irresponsible causing panic in several quarters. I returned to New York on March 8th via Frankfurt A post shared by Floyd Cardoz (@floydcardoz) on Mar 17, 2020 at 1:34pm PDT 494

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

Nevada Gov. Sisolak has announced a new mandate requiring face masks to be worn in public starting on June 26.Casino operators in the state were quick to applaud the governor's actions in this matter.MGM Resorts International Acting CEO and President Bill Hornbuckle released the following statement in response to Nevada Governor Steve Sisolak’s announcement that masks would be required for indoor public places:“Given the public health situation and the reports of new cases, we support the Governor’s decision to require masks in public places and will begin to enforce according to his guidelines. At MGM Resorts, we have put health and safety at the center of all we do, and this will be a modification of protections that make up our multi-layered Seven-Point Safety Plan.”RELATED: Gov. Steve Sisolak mandates Nevadans to wear face coverings in public spacesMGM also updated their guest policy nationwide, "Guests and visitors inside public spaces will be required to wear masks at all MGM Resorts properties throughout the United States."Wynn Las Vegas released the following statement:"We applaud Governor Sisolak in his decision to require face coverings for everyone in public, including those visiting a resort. It is a demonstration of his commitment, shared by all of us, to keep visitors to Las Vegas safe, as well as our employees and local community. Mandatory face coverings have had no impact on the ability of our employees to deliver great guest experiences Similarly, we believe face coverings will not diminish the unique experiences only Las Vegas can offer visitors."Earlier in the day Caesars Entertainment came out with its own face mask policy and made this statement:“We promised that Caesars would continue to evaluate the latest recommendations, directives and medical science regarding the COVID-19 public health emergency and modify our enhanced health and safety protocols accordingly,” said Tony Rodio, CEO of Caesars Entertainment. “As a result, we are immediately requiring everyone in our properties to wear masks, because the scientific evidence strongly suggests that wearing masks and practicing social distancing may be the most important deterrents to spreading COVID-19 from person to person,” he added.READ GOV. SISOLAK'S FULL DIRECTIVE HERE. This article was written by Jason Dinant for KTNV. 2363

Five-year-old Cameron Middleton lives and breathes the sport of golf, and his dedication just paid off again. He got his second hole-in-one, and delightfully, every moment of it was caught on camera.Middleton appeared to feel confident about the shot moments after he teed off at the hole at Stoneybrook Golf Club. Then, with squeals of excitement, he raced down to the green and peered in the hole, as the camera panned to show his ball in the cup. The smiles and shouts rounded out the story. View this post on Instagram Hole in One!!!! I did it.....my second hole in one before I even turn 6 years old ??????♂? VOLUME UP, you’re not going to want to miss this one A post shared by Cameron | Golfer & Trickshoter (@cameronlovesgolf) on Oct 15, 2020 at 1:39pm PDT RELATED: 5-year-old Florida golfer perfects trick shots during stay-at-home orderThis the second time the dedicated golfer has hit a hole-in-one and he hasn't even reached his sixth birthday.Middleton's parents encourage his passion and allow him to do creative trick-shots all over the house. This story originally reported by Ashleigh Walters on WPTV.com. 1181

FREDERICKSBURG, Va. – Bailey Anne Vincent dances with all of her senses but one. She says she’s profoundly deaf from all usable hearing. "I am a choreographer, a professional dancer, a homeschooling mother, a writer, an advocate, and a director of my own professional dance company which is a body-positive dance company outside of D.C.,” Vincent said. In life, she relies on reading lips and sign language, but when dancing, she’s able to feel the music and innately understand the rhythm. “So I can be a bit of a control freak because I like to hit play on the music myself, because when I hit play, it’s like I start my internal metronome, and I start the clock in my head,” Vincent said. She started losing her hearing as a child and realized why when she was diagnosed with a chronic illness. “I have cystic fibrosis transmembrane related disorder which is a variant of cystic fibrosis, and for me it impacts all of my major organs so my sinuses are impacted, my lungs, I’ve had a copious amounts of surgeries on my stomach, and I have a whole bunch of robot parts so I call myself a bionic ballerina,” Vincent said. From inhaling antibiotics to taking daily medications, Vincent faces many challenges with her health. So, when something like the coronavirus becomes a global concern, it means Vincent's life could be in danger. “I am considered high risk amid the coronavirus outbreak,” Vincent said. Vincent’s husband, John LaBarbera, says they always have to be cautious of germs and sickness around her, so at first, it didn’t seem like that big of deal. However, it was inevitable that the emotion of it all would eventually catch up. “Bailey often says to me ‘your cold could be my pneumonia.' All the sudden today as we were driving to the studio, I just started feeling this tightness in my chest – which understandably is a concern so I was like ‘oh no’—but I could immediately tell that it was just that I had been suppressing the stress about it, the worry about her and about the illnesses,” LaBarbera said. Vincent says cystic fibrosis patients are familiar with staying six feet apart from one another, but when the whole world needs to practice social distancing it can be a bit daunting. “Because of my health, I’m used to having to wipe things down, and be aware of germs, and avoid other people who are sick, but this is just so scary because we don’t want to bring it to anyone else who is immune-compromised or to my parents or the elderly and so I think everyone feels so much more involved in keeping one another safe,” Vincent said. It should be noted, we stayed multiple feet apart while recording this story, and sanitized all camera equipment for the safety of Vincent. And a studio that would normally be filled with dancers was reduced to Vincent and her family. Vincent says she’s not sure how she’ll handle this new reality. “I’m honestly really disheartened and depressed because for me, dance is my outlet. It’s the thing that makes me not worry about the pain of my physicality, and not think about my health so much. So not being able to have that outlet, of course, is difficult when you’re someone with chronic pain and issues to not be able to be out in the world and distract yourself from your current circumstance,” Vincent said. On top of that, Vincent is trying to keep her 3338