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LA JOLLA, Calif. (KGTV) — La Jolla's Children's Pool has closed for the season to make way for seal pupping season on the beach's shore.The annual closure went into effect Sunday and will extend until May 15, 2020. During the closure, visitors will not be permitted to use the sheltered beach and, much like the rest of the year, be discouraged from getting too close to the seals.The closure is meant to give harbor seals a safe area to birth and wean their young for the season. Park rangers and lifeguards will monitor the beach to make sure both the public and seals are kept safe.RELATED:Coastal Commission approves permit to protect seals during pupping seasonChildren's Pool sea wall could be deteriorating faster, historical architect saysCity officials began closing the beach for pupping season in 2014, after environmental activists voiced concerns over the safety of young seals born and cared for at the Children's Pool. For years afterward, the city was tied up in litigation over the beach and ability to close it to the public. Critics argued the closures violated the state Coastal Act and the federal Marine Mammal Protection Act.In June 2018, a state appeals court ruled in favor of the city and the ability to close the beach for the season. A year later, the California Coastal Commission renewed a 10-year permit to close the Children's Pool to human access during pupping season.Critics have threatened to take the matter to the state Supreme Court, but the matter hasn't moved that far as of yet.The Children's Pool was opened in 1932 as a space for inexperienced swimmers to enjoy the water safely behind a seawall. Seals started convening on the beach in the 1990s and have since used it for pupping season.The California Coastal Commission has said they believe the water is unsafe due to bacteria levels from the seals and their excrement and encourage visitors to find somewhere else to swim.Officials have also been forced to post signs warning visitors to keep their distance from seals year-round, as the animals could feel threatened if humans come to close to them or their young. 2122
LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

Leaders of the world’s most powerful nations wrapped up the Group of 20 summit on Sunday, vowing to spare no effort to protect lives and ensure affordable access to COVID-19 vaccines for all people.The two-day summit of heads of state was held virtually due to the coronavirus pandemic, which has killed at least 1.38 million people globally, with the world’s highest death tolls recorded in seven of the G-20 countries. The virus has wiped out hundreds of millions of jobs globally and plunged millions into extreme poverty.The virus “revealed vulnerabilities in our preparedness and response and underscored our common challenges,” the G-20 said in a final statement that focused heavily on battling the coronavirus, enhancing environmental protections and supporting the global economy.The group vowed “to spare no effort to protect lives.”The G-20, which includes the U.S., India, China, the U.K., France, Germany, Japan and others, also stressed the importance of global access to COVID-19 vaccines, drugs and tests.“We will spare no effort to ensure their affordable and equitable access for all people, consistent with members’ commitments to incentivize innovation,” the statement said.The G-20 expressed support for efforts like COVAX, an international initiative to distribute COVID-19 vaccines to countries worldwide. The U.S., however, has declined to join under President Donald Trump.German Chancellor Angela Merkel told reporters Sunday in Berlin after the virtual summit that Germany had given financial support to the COVAX initiative, but that more money was needed.The G-20 statement did not directly address an urgent appeal by U.N. Secretary-General Antonio Guterres, who said billion in additional investment is needed for mass manufacturing, procurement and delivery of new COVID-19 vaccines around the world, including billion immediately.There is also concern that countries such as Britain, the U.S., France and Germany have directly negotiated deals with pharmaceutical companies, meaning that the vast majority of the world’s vaccine supply next year is already reserved.“Fortunately, there’s now hope for vaccines,” Merkel said, adding that “it is important that not only Europe secures vaccines, as the European Union is doing now, but ... that it is important for the entire world” to have access to vaccines.She said it is important that COVAX starts negotiating with the producers of potential vaccines based on the money it already has, but that she was somewhat worried those negotiations had not happened yet.Saudi Arabia’s King Salman rounded out the summit, saying the G-20′s final statement “succeeded in sending out a message of hope and reassurance to our citizens and all people around the world.”“This is what the world has been expecting from us. This achievement today is a culmination of our joint efforts throughout this challenge-fraught year,” the Saudi monarch said.Saudi Arabia presided over the G-20 this year and was host of the virtual summit, which was originally intended to be held in-person in Riyadh before the pandemic. During the Saudi king’s speech, small video squares showed the leaders of Germany, France, the U.K., Canada, South Korea, China, India and South Africa watching the final remarks. Trump participated in the summit with prerecorded speeches, but was not in attendance for the virtual summit’s conclusion.It appeared all G-20 countries agreed to the full content of the final statement, with the exception of Turkey, which was due to give a press conference later Sunday explaining further.Delegates from the G-20 had convened virtually throughout the year to discuss the coronavirus, agreeing to suspend debt payments for the world’s poorest nations until mid-2021 to allow those countries to focus their spending on health care and social support programs. The G-20 called on private lenders to join the effort.Already, 46 countries have requested to benefit from the debt suspension initiative, amounting to .7 billion in debt referral. The U.N. secretary general, however, has called on the G-20 to extend debt repayments through the end of 2021 and expand the scope to middle-income countries in need.G-20 countries are allowing low-income countries with unsustainable debts to apply for permanent debt relief on a case-by-case basis.In final remarks at the summit, Italian Premier Giuseppe Conte laid out his country’s objectives for the G-20 next year as it assumes the rotating presidency from Saudi Arabia.“The existential threat, represented by climate change, soil degradation and by the decline of global biodiversity, has brought us to a crossroads, which will determine if we are able to save our planet and construct a sustainable future,” Conte said.Conte said the pandemic will continue to be at the top of the group’s agenda and reiterated his support for universal access to vaccines.___Associated Press writers Kirsten Grieshaber in Berlin and Frances D’Emilio in Rome contributed to this report. 5010
LAKE ELSINORE, Calif. (KGTV) - The beautiful wildflower super bloom in Southern California is being met with some ugly behavior. A sea of bright orange poppies carpets the hills along Interstate 15 in Lake Elsinore. Word spread when the bloom erupted; now the area is a huge draw for visitors. "Came out here to see the beauty in nature, the poppies, they only come every few years, so you have to enjoy it,” said Lake Elsinore resident Jessica Rodriguez. She said she’s never seen so many people visit. To see the poppies, visitors must find a spot in a mile-long stretch of parked cars. Others opt to take photos from the freeway, which is illegal. "They want that perfect picture, they can get pretty ones but it’s at the expense of the habitat,” said Josh Reinig, MSHCP Reserve Manager.The parks department posted signs telling people not to step on flowers, and they created barriers to protect certain areas. "You're kind of seeing them a lot more trampled stepped on, people just sitting on them,” Reining said. Picking just one flower could mean 30 fewer flowers grow in the future. "Main thing; stay on trail, I understand people want to get the beautiful selfie in the flowers but if everyone did that, we wouldn't have these poppies." 1253
Labor Day is coming up, but that doesn't mean all Americans are taking the day off.A survey from the U.S. Travel Association says not enough Americans are using their vacation days. In fact, the study found U.S. workers wasted a record-setting 658 million vacation days.There's proof that those vacation days can do the mind and body some good.A group of doctors found that people who did take days off to do things they enjoyed had better blood pressure levels, lower stress levels and had an improved body mass index. They were also less likely to be depressed or feel negative.All these effects were seen in people who took at least one week of vacation per year.Experts also say it's not about quantity, but about quality.So, if you can't take an entire week off from work, no worries! Just make the time off worth it by doing things you actually enjoy and spending it with people you like.Another benefit-- the same study says people who take more time off are more likely to get a promotion or a raise. The amount of time people take off differs from state to state. Workers in Idaho are leaving their vacation time on the table. According to a new report from Wallet Hub, Alaska is the hardest working state, while people in Michigan take it the easiest. 1274
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