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Student loan borrowers were targets for scams before the coronavirus pandemic hit. The longer people struggle, the more desperate they become, and that’s when scammers and fraudsters thrive.“They’re using the same playbook, but more aggressively,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.There’s no single scam related to coronavirus relief or specific company to pinpoint that is being prosecuted right now, says Leslie Tayne, a debt-relief attorney and founder of Tayne Law Group. But fraudsters are still out there.There are two main types of scams, says Frotman. In one scam, a company will charge to enroll you in a benefit you could have accessed for free, such as a federal income-driven repayment plan.Tayne says she most often sees scammers promising to get borrowers into a loan deferment program in exchange for payment.In another scam, you’re promised something too good to be true — like forgiveness — in exchange for payment. Then they take your money and run.“It used to be called the Obama Loan Forgiveness scam, and now there’s the CARES Act Forgiveness scam,” says Persis Yu, director of the nonprofit National Consumer Law Center’s Student Loan Borrower Assistance Project.“Borrowers should always look upon advertising that is promising forgiveness with skepticism,” says Yu. No student loan forgiveness was included in the March coronavirus relief package.How to figure out what is legitAs you’re assessing what is real and what is not, take a beat to independently verify a company on third-party sites like the Better Business Bureau’s. Here’s what else you can do:See if there are news stories about scams alongside a business’s name in an online search. Remember: Anyone can pay for a domain name and start a website. Logos, addresses and mailers are easy to replicate, too.Be wary of solicitations that arrive in your inbox or that you see on social media ads. Even if you’re contacted by a party that has your personal information, it doesn’t mean it’s a legitimate organization, says Tayne.If you get a robocall regarding student loan repayment during the coronavirus pandemic, don’t call back. The Federal Communications Commission has seen these and is warning consumers not to fall for these scams.Real relief measures available for borrowersThe coronavirus relief package did include provisions for most federal student loan borrowers, but not private loan borrowers. Individual private lenders are offering benefits such as short-term emergency deferment or waived late fees.Federal loan borrowers are in the midst of a six-month automatic forbearance — with no interest — retroactive to March 13 and lasting through Sept. 30, 2020. Borrowers with loans in default also get relief from collection activities like wage garnishment.However, the implementation of these benefits hasn’t been smooth, says Yu. The National Consumer Law Center and another nonprofit, Student Defense, sued the U.S. Department of Education over allegations that the department continued garnishing wages despite the provision in the law that prohibits it.Implementation mistakes have left borrowers more vulnerable to getting scammed, says Yu.“They’re desperate, and they might be entitled to relief and they’re not getting it,” she says. “Our policymakers and the Department of Education need to step up to get this right so borrowers are not driven to companies leeching off their desperation.”You should be receiving all relief automatically for federal loans. If you’re not, contact your servicer and make a complaint in writing.What to do if you’ve been scammedIf you’ve been scammed, the first thing you need to do is get control of your accounts.“One common iteration of these scams is the company will take over the FSA ID or servicer account and redirect any communications to that company,” says Yu. (The FSA ID is the unique username and password used to log into the federal student aid online system.)? If you’ve given a scam company your password, change your password. You may need to change the email address your account is linked to.? Make sure to report the scam to authorities as well, says Tayne, and hold onto copies of those reports.? The Federal Trade Commission, your state attorney general and the Consumer Financial Protection Bureau are options for reporting scams. Each one actively pursues student loan scammers, but they rely on borrowers to self-report.? If you’re looking to take legal action, contact a legal services organization (if you’re income-eligible) or hire a lawyer.Frotman, Yu and Tayne each said that borrowers sometimes get their money back, but it takes effort.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisFederal Loans Are Paused for 6 Months — Should You Pay Anyway?Student Loan Customer Service: What Your Servicer Can DoAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 4999

The bonus of Jeffrey Mezger, one of the most powerful people in real estate, will be slashed by 25% after he went on an anti-gay tirade against his neighbor, comedian Kathy Griffin.Mezger, the CEO of homebuilder KB Home, used multiple homophobic and sexist slurs against Griffin and her partner. The tirade was caught on a security camera and a two-minute clip was published on Tuesday by HuffPost."Let's declare war, ass---- ... Let's bring it on, you b----," Mezger said during one of the tamer parts of the security camera audio recording.The verbal outburst occurred last weekend after Griffin and her partner called the police to report a noise disturbance on Mezger's property.KB Home revealed on Thursday that its board of directors decided to cut Mezger's 2017 bonus by 25%. It warned him that a similar incident will result in his firing. 865

TAMPA — A Tampa mom is pleading for help to bring her son home after she says his father moved him Lebanon without her permission.3-year-old Dexter was supposed to spend a court-ordered weekend with his father. Instead, Rachelle Smith says Dexter’s father Ali Salamey, a US citizen, went to the embassy, attained passports for himself and Dexter, and then flew them both to Beirut. “I will never stop looking for you, I promise,” Smith said.Smith says she suspected her son Dexter would be moved to Lebanon by his father and appealed to the court. But Ali Salamey was still able to obtain passports through the Lebanese embassy."I stated that I fear that Mr. Salamey will remove and hide our child. This fear was clearly valid," Smith said. "I am here to beg for any and all help to get my little boy returned." Lebanon does not partake in US extradition laws. It also did not sign the Hague Convention Agreement, an international treaty protecting against cases like these. So as it stands, she has no power to bring him back.Without assistance from the state department and president, she believes she may never see her son again. She is asking Florida Sens. Bill Nelson and Marco Rubio to help her in bringing Dexter home."I would never have thought he would have taken any attempts to separate the child from his mother," Alex Stavrou, the attorney for Ali Salamey, said. "Ali, quite frankly, lived for his son."“Most parents, when this happens to them, they are absolutely paralyzed," iStand Parent Network president Dr. Noelle Hunter said. Hunter knows this all too well. In 2011 her daughter Mia was taken to Mali by Mia’s dad. But Hunter got her back.“I staged a protest in front of the Mali embassy in Washington DC.”Like Smith, she appealed to the court. She says if you suspect this will happen, listen to your gut, get a court order, warn officials, contact the airlines, and register your child with the Children’s Passport Issuance Alert Program. She says to also contact the embassy you think the parent will go to.“Enroll their child in something called the prevent abduction program,” Hunter said.“That embassy has no obligation, unfortunately, to honor an American parent’s wishes that a passport not be issued.”Like Lebanon, Mali has no extradition policy but Hunter got her senators and the state department involved and Mia came home.“Mali started to pay attention when governmental actors started to indicate that this American child needed to come home and that there would be progressive actions until that happened.” 2574

The bond for accused Waffle House shooter, Travis Reinking, has been revoked following public outcry from the community. Reinking was taken into custody Monday afternoon and charged with four counts of criminal homicide.Waffle House Shooting Suspect In CustodyHis bond was set at million – which outraged many in the community. The District Attorney's Office confirmed Tuesday that his bond had been revoked. Read More: Attorney Explains Why Accused Waffle House Killer Is Allowed BondAdditional charges would also be considered in the case; however, specific details were not known.  The 29-year-old has been accused of killing four people inside a Waffle House early Sunday morning. Taurean C. Sanderlin was an employee of the restaurant who was killed as he stood outside. Also killed outside was 20-year-old Joe R. Perez, of Nashville, who was a patron. The third death at the scene was 21-year-old DeEbony Groves, of Gallatin. She was killed inside the restaurant. Groves was a student at Belmont University. Akilah Dasilva, nicknamed Natrix, was passionate about his music and pursued a career in musical engineering at MTSU. He was wounded inside the restaurants and later died at Vanderbilt University Medical Center. These Are The Victims Of The Antioch Waffle House Shooting 1350

Taylor Swift?is helping a fan of hers in need.The singer donated ,500 to a GoFundMe page that is raising money for the family of a mother, Lauriann Bartell, who has been in a coma for the past three years.Bartell's 19-year-old daughter, Sadie Bartell, tweeted a link to the GoFundMe page and said that her mother went into a coma two days before she went to see Swift in concert. "Hey guys. I'm really nervous to post this. Please help if you can and pray for my family. I'm sorry I never said anything sooner and that I'm suddenly asking for help. I love you guys so much," she wrote in a message she posted with the tweet.She added, "I'm grateful to Taylor for keeping me afloat through it all."Swift made the donation to the online platform over the weekend with the message, "Love, Taylor, Meredith and Olivia Swift." Meredith and Olivia are her two cats.Bartell took to Twitter after Swift's donation and posted a message in disbelief. "Taylor really actually donated to me and followed me and liked my thank you to her like that actually happened it's my life it's real," she tweeted.She went on to post a more lengthy message on Facebook, "Everyone who knows me knows that Taylor Swift is my whole entire life. She has been there for me more than anyone. I really, truly, would not be who I am without her. Today she read my family's story online and out of the goodness of her heart donated to us. She shows up every time I need her. She always has and she always will. I wish that I could express how much it means to me that ANYONE has helped my family over the years, let alone Taylor."Bartell added, "She is the light at the end of the tunnel and is truly the best thing that has ever happened to me. I will never be able to comprehend this. She is a miracle in herself. She just gave my family exactly what we need to carry on. This sounds so composed and so collected but in reality I've been crying for hours and my hands are shaking so hard I can barely type this. Taylor Swift, I love you more than I could ever say. Thank you for this. And for everything else. Forever on your side and thanks for being on mine."CNN has reached out to Swift's representative for comment. 2204