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Yes, buying that wide-eyed Shiba Inu puppy with your partner may bring loads of joy to your family. But this dog — we’ll call him Balto — may also come with a taste for pricey kibble and, down the road, a surprise 0 surgery.Ultimately, Balto and his needs are expenses that you and your significant other will share. Determine Balto’s costs, as well as how you’ll split and budget for them, before you’re fighting over that surgery bill. Start by discussing these three questions: 491

With reported squabbling between the CDC and White House, the CDC announced late Wednesday that a no-sail order on passenger cruise ships has been extended through the month of October due to the coronavirus pandemic.The order, which will now run through Oct. 31, was set to expire tonight.According to the New York Times, the CDC had wanted to extend the order into February, but the White House blocked the move.The no-sail order, which originally began in April, prohibits cruise ships from carrying 250 passengers in waters subject to US jurisdiction.The CDC said it has identified at least 3,689 coronavirus-related illnesses, and 41 associated deaths, although the CDC cautions these figures are likely an underestimate.“On cruise ships, passengers and crew share spaces that are more crowded than most urban settings,” the CDC said. “Data show that when only essential crew are on board, ongoing spread of SARS-CoV-2 still occurs. If unrestricted cruise ship passenger operations were permitted to resume, passengers and crew on board would be at increased risk of SARS-CoV-2 infection and those that work or travel on cruise ships would place substantial unnecessary risk on healthcare workers, port personnel and federal partners (i.e., Customs and Border Protection and the U.S. Coast Guard), and the communities they return to.”While it’s possible the cruise industry can resume operations in November, it’s likely that the coronavirus will continue to have a significant effect on the industry for months to come. Carnival had already announced plans to suspended operations on several ships until the spring. 1629

at Oslo Middle School, there are computers, and most of the basic supplies are here. But the beanbag chairs and carpet?"All the people that provided money for that project were my friends and family," Henley said.It's Henley's way of creating a home away from home."Think of it as decorating your home to make it comfortable. I want this to be my kids home," Henley said.Now in her fourth year of teaching, Henley spent 0 of her own money on things ranging from supplies to snacks, that aren't just rewards for good behavior."We made DNA models with Twizzlers," she said. "The kids like it, and we have a lot more fun that way. They're a lot more likely to learn it when we're using food and hands-on type things to learn."Henley is not alone reaching into her own pocket.A study by the National Center of Education Statistics showed 94 percent of public school teachers spent money on supplies without reimbursement. The average amount? 0.Henley turned to Twitter for help. #Clearthelists was started by a teacher in Texas as a way to get the community involved.Henley created her wish list on Amazon."It blew up a little because Royal Caribbean purchased a few items off of my list," Henley said.Beyond the teachers, many schools are starting to address the high cost of supplies for their students. This year at Oslo Middle School 'they're only asking kids to have one binder with tab dividers."They have all their assignments in one binder. it helps them to organize," Asst. Principal Chris Cummings said.This story was originally published by Jon Shainman on 1572

With stay-at-home orders and continued safety precautions to stop the spread of the coronavirus keeping humans at home or away from each other, robots and automated systems have been picking up some of the slack.The World Economic Forum says the COVID-19 pandemic has forced the labor market to change faster than expected, embracing automation and robotic helpers to keep businesses going while human employees have to stay home or remain socially distant.That acceleration will disrupt, or displace, roughly 85 million jobs around the world by 2025, according to the group’s Future of Jobs Report 2020.According to the report, by 2025, roles and jobs that leverage human skills will rise in demand. Machines will primarily be focused on information and data processing, administrative tasks and routine manual jobs.The group says emerging professions in the next several years will be in data and artificial intelligence, content creation and cloud computing. They also say employers will be looking for these top skills among their employees: analytical thinking, creativity and flexibility.“COVID-19 has accelerated the arrival of the future of work,” said Saadia Zahidi, Managing Director, World Economic Forum. “Accelerating automation and the fallout from the COVID-19 recession has deepened existing inequalities across labour markets and reversed gains in employment made since the global financial crisis in 2007-2008. It’s a double disruption scenario that presents another hurdle for workers in this difficult time. The window of opportunity for proactive management of this change is closing fast.”The “robot revolution” could create 97 million new jobs. Those industries most at-risk of job disruption will need to re-skill workers to ensure they are qualified for these new opportunities and the business remains competitive, the report says. 1865

YouTube announced Thursday that it had made updates to its hate and harassment policies that resulted in a further purge of videos about the QAnon conspiracy theory.In a blog post on Thursday, YouTube said it was updating the policies "to prohibit content that targets an individual or group with conspiracy theories that have been used to justify real-world violence."The social media platform said the new policy would ban videos that "threatens or harasses someone by suggesting they are complicit in one of these harmful conspiracies, such as QAnon or Pizzagate."It's unclear how many videos, users or channels would be removed from the platform due to the policy changes.YouTube is the latest social media platform to crack down on content that espouses the conspiracy. In July, Twitter eliminated thousands of QAnon-linked accounts and limited others from spreading content linked to the conspiracy. Last week, Facebook said it would ban any page, group or Instagram account that represents QAnon.QAnon is a conspiracy theory that began on anonymous imageboard 4chan in 2017, which alleges that President Donald Trump is fighting a secret cabal of pedophiles and Satanists run by his political opponents, A-list celebrities and other global leaders. After jumping from 4chan to Reddit, the conspiracy spread to more mainstream social media outlets and exploded over the summer under social media groups with names like "Save Our Children."QAnon believers have been associated with several violent incidents, including a 2018 incident where an armed man prompted a standoff with police on the Hoover Dam.President Donald Trump has praised the conspiracy's supporters."I don't know much about the movement other than I understand they like me very much, which I appreciate," Trump said in August.Multiple Republicans running for Congress have also voiced support for the conspiracy theory. 1901

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