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Mortgage rates have risen about half a percentage point since September. What does that mean for you if you’re buying a home now or plan to buy one soon?For starters, don’t panic.When you’re buying a home, the mortgage rate matters, but it shouldn’t monopolize your attention, says Robert Frick, corporate economist for Navy Federal Credit Union. “You shouldn’t focus on the rate and let that scare you into making a hasty decision about buying a house,” he says.How rising rates affect your monthly payment 520
MILWAUKEE — A Milwaukee woman who contracted the COVID-19 virus thought it came back last month, but instead, received a potentially life-saving diagnosis.Melissa Armour tested positive back in March for the coronavirus. Her symptoms were severe, and she was hospitalized."You have double pneumonia, you have the dry cough, you have a fever of 104 [degrees]," said Armour.She battled it for weeks, and seemed to recover. That was until her symptoms returned in August."I would be coughing out my lungs," Armour said. "I couldn't even talk."At first glance, it appeared the virus had returned stronger than before."They did X-rays, CT scans," she said. "They found that my left lung partially collapsed and I had pneumonia again."But when her tests came back, she received an unexpected diagnosis."I was like, check it again," Armour said.It wasn't COVID-19, it was cancer."I just couldn't believe it," she said. "And the doctors and the nurses were like 'well you might not like to hear this but the coronavirus actually saved your life because we caught leukemia on time.'"Armour was cared for by Dr. Zartash Gul, a hematologist oncologist at Aurora St. Luke’s Medical Center, and Dr. Federico Sanchez, the medical director for Aurora Cancer Care. They said because they caught her leukemia early enough, they were able to start Armour on a mild treatment.If they had caught it until later, they might have had to administer a more aggressive plan."I think it benefited her in the sense that, because of her concern for COVID, she showed up and she was diagnosed maybe slightly earlier than she could have," Gul said."Everything looks like COVID and COVID looks like everything else," Sanchez said. "So, it's very difficult to determine what you have in this time with a pandemic. Everybody has COVID until proven otherwise."Armour is one of the lucky ones during this pandemic.A study done by the Journal of American Medical Association looked at new diagnoses of six common cancers during the pandemic, and found diagnoses are down 46 percent. Leukemia was not one of the cancers included in the six.The Journal of Clinical Oncology looked at two common cancer screenings and found those are significantly down as well. Mammograms are down 89 percent, and colorectal screenings down 84 percent.At Aurora St. Luke's, Sanchez estimates their screenings are down by about 40 percent, adding that could have serious impacts down the road."Our concern has been that we've been bracing ourselves and we started to see the effects," Sanchez said. "That we're going to be seeing a lot more advanced cancers in the next coming year, just because we miss the opportunity to find them early."Gul points out that Armour likely would have come in for treatment at some point for her leukemia."Leukemia is a fast-growing disease that [doesn't] have a screening program for the patients (who) are sick when they come," Gul said.But more and more people are putting off routine cancer screenings, potentially for fear of contracting the virus at the doctor's office or hospital."I would hate for people to miss an operable lung cancer or operable breast cancer or colon cancer that could be cured, I'm literally saying cured," Sanchez said.They want people to treat their health as essential."I would say that coming to the hospital is probably safer than going into a restaurant at this time," Sanchez said.Despite the potentially life-saving diagnosis, Armour wants people to take the virus seriously and wear a mask.This story originally reported by Marty Hobe on TMJ4.com. 3572

NATIONAL CITY, Calif. (KGTV) - National City Treasurer Mitchel Beauchamp is facing multiple charges of animal cruelty Tuesday, including unlawfully trapping skunks and opossums.Court records obtained by 10News indicate the San Diego County District Attorney’s office believes Beauchamp maliciously and intentionally maimed, mutilated, tortured, wounded and killed an animal.Beauchamp told 10News he had a pest problem. He invited our crew into his yard to show us the humane trap he had been using. He also showed the crew where animals were moving from the canyon into his yard.According to County Animal Services, residents are allowed to relocate skunks and possums within a mile from their homes using a humane trap. Experts say the best way to keep pests out of your yard is to keep the area clean and don’t set out food. They recommend you hire a humane professional or learn to live with the animals.Beauchamp could be sentenced to up to one year in jail if convicted on all six counts. 1007
MOSCOW (AP) — Russia is boasting that it’s about to be the first country to approve a COVID-19 vaccine, with mass vaccinations planned as early as October using shots that are yet to complete clinical trials. But scientists worldwide are sounding the alarm that the headlong rush could backfire and point to ethical issues that undermine confidence in the Russian studies. Moscow sees a Sputnik-like propaganda victory, recalling the Soviet Union’s launch of the world’s first satellite in 1957. But the experimental COVID-19 shots began first-in-human testing on a few dozen people less than two months ago, and there’s no published scientific evidence yet backing Russia’s late entry to the global vaccine race, much less explaining why it should be considered a front-runner.“I’m worried that Russia is cutting corners so that the vaccine that will come out may be not just ineffective, but also unsafe,” said Lawrence Gostin, a global public health law expert at Georgetown University. “It doesn’t work that way. ... Trials come first. That’s really important.”According to Kirill Dmitriev, head of Russia’s Direct Investment Fund that bankrolled the effort, a vaccine developed by the Gamaleya research institute in Moscow may be approved in days, before scientists complete what’s called a Phase 3 study. That final-stage study, usually involving tens of thousands of people, is the only way to prove if an experimental vaccine is safe and really works. 1467
Missouri Attorney General Josh Hawley has opened a criminal investigation in the duck boat accident that killed 17 people on a lake near Branson.The investigation into the July 19 tragedy at Table Rock Lake is being conducted under the Missouri Merchandising Practices Act, according to Mary Comptom, a spokeswoman for Hawley."We are working with investigators to determine the facts and whether any criminal charges are appropriate," she said in a statement.Word of the investigation comes days after the filing of a wrongful death lawsuit seeking 0 million in damages from the operator of the duck boat. When the Ride the Ducks Branson amphibious vessel started sinking July 19, the canopy entrapped the passengers and dragged them to the bottom of the lake, attorney Robert Mongeluzzi told reporters Monday. 821
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