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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

Devastated to learn of the passing of my spartan brother Charles Rodgers. Spoke with his mom this morning. Please pray for her and his children. Please also be respectful of their privacy at this difficult time. Rip Chuck ??— Chris Baker (@Toten86) 261

Days before a gun rights protest that is set to take place this weekend at the Virginia Capitol, Gov. Ralph Northam declared an emergency, which will ban protesters from entering the grounds around the Capitol with firearms. The emergency, which was declared by executive order, will span Friday, January 17 at 5:00 p.m. until Tuesday, January 21 at 5:00 p.m.“Law enforcement intelligence analysts have identified credible threats of violence surrounding the event, along with white nationalist rhetoric and plans by out-of-state militia groups to attend,” said a statement from Northam’s office. Northam tweeted that the order was to protect citizens and lawmakers. “We support citizens’ rights to peacefully protest and express their views to their elected officials. But we must also keep the public, as well as those who work around Capitol Square, safe,” the governor tweeted.Northam, a Democrat elected in 2018, now enjoys partisan support from the Virginia House and Senate. Following the 2019 election, Democrats have the majority in the Virginia House of Delegates for the first time in more than two decades. With Democrats holding the bicameral legislature, there has been a push to enact gun control. While a bill to ban assault weapons was dropped earlier this week, other bills are still being considered. One is limiting the purchases of firearms to one a month. Earlier this month, Northam signed legislation to prohibit firearms inside of the Capitol building and adjacent legislative office building. The law does not prohibit guns from the grounds near the Capitol, which is why Northam signed an executive order for this weekend. The response to gun legislation in Virginia has been swift, prompting an expected protest for this weekend. Many counties in Virginia have enacted “second amendment sanctuary” laws, also in response to Democratic proposals. 1885

CAYCE, S.C. — Authorities in South Carolina say a 6-year-old girl who disappeared from her front yard after school was strangled by a neighbor who then killed himself. Lexington County Coroner Margaret Fisher told reporters Tuesday that Faye Marie Swetlik died from asphyxiation just a few hours after she was abducted on Feb. 10. On Feb. 13, Swetlik’s body was found in the woods nearby moments before 30-year-old neighbor Coty Scott Taylor was found dead in his home.Investigators also found clues about her disappearance in Taylor's trash can. Fisher said that investigators determined Swetlik’s death didn’t occur at the location where her body was discovered and her body had only been at that location for a short time, 738

Country star Travis Tritt's tour bus was involved in a fatal car wreck as it was leaving Myrtle Beach, South Carolina, early Saturday morning, the musician said on Twitter.Two people were killed and another was injured in the multi-vehicle accident, Horry County Fire Rescue said. Two vehicles and Tritt's tour bus were involved in the wreck. No one on the tour bus was injured, but Tritt was shaken by the experience, according to his twitter.A Jeep was traveling in the wrong direction and crashed into a Chevrolet truck head-on, according to the South Carolina Highway Patrol. According to Tritt, the driver was going the wrong way on South Carolina Highway 22, also known as Veterans Highway. His bus was sideswiped when trying to avoid the wreck but sustained only minor damage.The celebrity said the wreck was the result of someone driving while under the influence."I’m told that two people were killed in tonight’s accident as the the result of someone who was obviously driving drunk or impaired," Tritt said on Twitter. "Just a sober reminder to everyone to never drive if you’ve been drinking or impaired in any way. Uber or Lyft is just a phone call away."The names of the two people killed have not been released.Tritt expressed his condolences for those killed."We sustained minor damage as we tried to avoid the crash site in front of us,," Tritt tweeted. "Bus damage can be fixed, but lives cannot be replaced. I’m so incredibly sad for those who lost their lives tonight." 1501