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As millions of Americans have suddenly found themselves out of work due to the economic fallout from the novel coronavirus, many are also losing their health and dental insurance, creating what some doctors are calling a public health crisis.At Interfaith Dental in Nashville, Tennessee, patients Anna Eubanks waits patiently to have a new set of dentures fitted. The 68-year-old woman is one of an estimated 37 million people in the United States who does not have dental insurance."You think about it a lot, and just hope nothing ever goes wrong," she said while sitting in an exam chair with her mask on.Without insurance, a routine trip to the dentist would likely cost Eubanks hundreds of dollars, which is money she doesn't have. That is why she and her husband have turned to this non-profit dental clinic for help.Dr. Rhonda Switzer-Nadasi oversees Interfaith Dental, which is largely made up of dentists who volunteer their time so that people like Eubanks can get dental care at little or no cost. It’s a need more critical now than ever."There’s new groups of people that they were making it before and were right on that edge and are now struggling," Dr. Switzer-Nadasi explained.Since February, an estimated 12 million Americans have lost their healthcare coverage. Most lost their insurance when they lost their job.But the number of people without dental coverage is typically four or five times higher than the number of people without health insurance. This clinic that typically sees about 3,000 patients a year has seen call volume increase 20 percent."We are seeing a big increased need where people are suffering from job loss, where they may have had three jobs and they’re now down to one, or one down to none," she added.Nationwide, there's also a backlog for dental care. In this office alone, they were canceling 1,000 appointments a month during the shutdown. It’s something that worries Dr. Switzer-Nadasi during COVID-19, since most dentists are also checking a patient’s overall health. She's also seeing more patients put off emergency dental care because they're worried about cost."People that come see us don’t just need a check-up and cleaning,” she explained. “Most of the time, they’ve reached the end of their rope and what they need is critical.”But for now, this clinic and others like it across the country are doing their best to help whoever they can and preserve as many smiles as possible. 2442

As the Thanksgiving holiday approaches, college campuses across the country will empty out. Tens of thousands of students will head home for the break, and public health experts fear mass travel and indoor gatherings could spark a super spreading of the coronavirus.Within days of returning to campus this fall, Brianna DeWall contracted the coronavirus.“We went out to party, and with all my friends, got it,” recounted the Oklahoma State University junior. “So, we're assuming someone at that party had it and didn't know.”According to the Centers for Disease Control and Prevention (CDC), the return to college campuses in August and September coincided with a 55 percent increase nationally of COVID-19 cases in young adults ages 18 to 22.Next week, DeWall is headed home for the holidays, but she plans to get tested before she travels.“I will be flying, so I feel like that's a precaution I should take,” said DeWall.While her school isn’t requiring mandatory exit testing, other schools are.Penn State is offering free, voluntary exit tests. The University of Michigan has made exit testing mandatory, and New York State’s university system is also mandating a negative test result for all of its 140,000 students before they leave campus.“Some people may get a test that's not going to decrease the risk to zero, but it is going to decrease the risk substantially,” said Dr. Amesh Adalja, a senior scholar with the Johns Hopkins Center for Health Security.Dr. Adalja warns that without extra precautions like frequent testing, mask-wearing, social distancing, and self-quarantining ahead of the holiday, the risk of community spread is increased.“It is going to be a major challenge when you have your student body moved from campus back home and come back on campus because that's likely to introduce more levels of infection,” he said.Earlier this year, researchers at Ball State University tracked 7.5 million students at more than 1,300 universities and concluded that thousands of college students may have picked up COVID-19 while at densely-packed spring break destinations, only to return to infect others with the virus.Some schools like DeWall’s are not having students return to campus until January and have canceled spring break. But once again, testing is voluntary.“I think we should have to get tested before we come back,” said DeWall. “I think it's very careless that they aren't requiring us to get tested before we go home.”The CDC hasn’t issued any specific COVID-19 guidance on colleges and break, and while the American College Health Association encourages testing, it stops short of calling for it to be mandatory.“Colleges we know have been hot spots for infection, especially with off-campus activity,” said Dr. Adalja. “So, I do think this is going to be particularly challenging to accomplish.” 2839

Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

ATLANTA — Georgia’s top elections official on Friday certified election results showing Joe Biden won the presidential election after a hand tally stemming from a mandatory audit affirmed the Democrat’s lead over Republican President Donald Trump.Friday morning, Secretary of State Brad Raffensperger held a press conference to say his office would certify the results following the recount.“Working as an engineer throughout my life, I live by the motto that numbers don’t lie,” Raffensperger said at the state Capitol. “As secretary of state, I believe that the numbers that we have presented today are correct. The numbers reflect the verdict of the people, not a decision by the secretary of state’s office or of courts or of either campaign.”The Georgia hand recount results were 2,475,141 votes for president-elect Joe Biden and 2,462,857 votes for President Trump. Biden's lead is about .25 percent of the vote. Georgia's 16 electoral college votes will go to Biden, given him a projected 306 votes, well above the 270 needed to become president."In certifying the results, the Secretary of State affirmed that all 159 counties have provided to the state the total votes tabulated for each state and federal candidate. Further, the Secretary of State affirms that the statewide consolidated returns for state and federal offices are a true and correct tabulation of the certified returns by this office from each county," the statement from Raffensperger's office earlier in the day Friday reads.Now, Gov. Brian Kemp has until 5 p.m. Saturday to certify the state’s slate of presidential electors.The Trump campaign has until next Tuesday evening, November 24, to request another recount of the results, which would be a re-scan of the ballots that were hand-recounted.Raffensperger also said Friday morning he plans to propose election-law changes aimed at increasing trust in the results, by allowing state officials to intervene in counties that have systemic problems in administering elections, requiring photo ID for absentee voting and enabling more challenges to voters who might not live where they say.State lawmakers would have to make these changes in state law. 2189

ASHEVILLE, N.C. – A North Carolina city council unanimously approved a reparations resolution for its Black residents Tuesday.The Asheville City Council voted 7-0 to approve the resolution that formally apologizes for the city’s participation and enforcement of slavery. It also offers an apology for carrying out an urban renewal program that destroyed multiple, successful Black communities.While the resolution provides reparations to the city’s Black residents, it does not mandate direct payments. Instead, the legislation calls for investments in areas where Black citizens face disparities.The resolution, obtained by the Asheville Citizen Times and WHNS, calls for “forming policy and programs that will establish the creation of generational wealth and address reparations due in the black community…” It also encourages state and federal leaders to do the same.The resolution says the resulting budgetary and programmatic priorities may include, “increasing minority home ownership and access to other affordable housing, increasing minority business ownership and career opportunities, strategies to grow equity and generational wealth, closing the gaps in health care, education, employment and pay, neighborhood safety and fairness within criminal justice.”Councilman Keith Young, who spearheaded the initiative, told ABC News that the council was looking to “embed systemic resolutions.” As for a timeline, he said the council "will have some steps to report on within six months and every six months after that.” He added that the work does not end, and it will be adaptive.The Black community makes up about 12% of the city of Asheville, while 83% of residents are white, according to census data. 1721

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